Denver, CO Payday Loan Lenders

8 local stores from 4 companies located in Denver, CO
Rating
Reviews
Lender
4.53
92
reviews
Ace Cash Express
Ace Cash Express
has 5 offices
3.30
20
reviews
Check into Cash
Check into Cash
has 1 office
3.00
1
review
Colorado Check Loans
5.00
1
review
National Check Loan

All Denver, CO Lenders Offices by Rating

Rating
Office Address
5.00
1 review
National Check Loan
3601 W Colfax Ave, Denver, CO 80204
4.65
47 reviews
Ace Cash Express
1595 W 48th Ave, Denver, CO 80221 show on map
tel: 303-458-3620
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.40
45 reviews
Ace Cash Express
2061 S Federal Blvd, Denver, CO 80219 show on map
tel: 303-935-8210
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
3.30
20 reviews
Check into Cash
1550 S Colorado Blvd, Unit 101, Denver, CO 80222 show on map
tel: 303-759-4031
Hours:
Monday: 10AM–6PM
Tuesday: 2–6PM
Wednesday: 10AM–6PM
Thursday: 2–6PM
Friday: 10AM–6PM
Saturday: 10AM–1PM
Sunday: Closed
3.00
1 review
Colorado Check Loans
4017 West Colfax Avenue, Denver, CO 80204
tel: 303-825-0370
0.00
0 reviews
Ace Cash Express
320 N Broadway, Denver, CO 80203
tel: 303-733-5966
0.00
0 reviews
Ace Cash Express
3375 N Colorado Blvd, Denver, CO 80205
tel: 303-355-9379
0.00
0 reviews
Ace Cash Express
1600 Champa St, Denver, CO 80202
tel: 303-893-4337

Latest Reviews

Monica Garcia
5 / 5 Jul 15, 2021
about Ace Cash Express's office
2061 S Federal Blvd, Denver, CO 80219
Blakely
5 / 5 Jun 30, 2021
about Check into Cash's office
1550 S Colorado Blvd, Unit 101, Denver, CO 80222
roberto Manembo
5 / 5 Jun 28, 2021
about Ace Cash Express's office
1595 W 48th Ave, Denver, CO 80221
Robert G.
5 / 5 Mar 2, 2019
about Ace Cash Express's office
1595 W 48th Ave, Denver, CO 80221

I was planning my holiday in Europe and almost forgot about the utility bills. I invested all my savings into the upcoming tour and had no money to pay the bills. I was totally desperate and didn't know what to do. My friend recommended that I took a payday loan and I chose Colorado Check Loans. On the whole I liked the service mainly because I got the money within a few hours at that critical moment of my life. I paid the utility bills and went on holiday calm and relaxed. Next time I will plan my budget properly because it's not at all economical to pay high interest rates charged by payday loan lenders. ...

Miranda Jones
3 / 5 Apr 9, 2013
about Colorado Check Loans's office
4017 West Colfax Avenue, Denver, CO 80204

Many thanks for understanding! I had a bad credit history at that time. When I applied to different companies I was refused to get a loan. But you showed understanding for my position. I contacted your company representative - a girl was very polite and helpful. We settled all issues. I was proposed to take out the loan in the smaller amount than I wanted to. But in case of positive repayment I can get the bigger sum in future. I was provided with the payday loan and could cover all my expenses painlessly. The repayment procedure can be different and settled over the phone. I’ll recommend only your company to those who want to get a first class service and to be treated with understanding! ...

Wayne L.
5 / 5 Mar 21, 2012
about National Check Loan's office
3601 W Colfax Ave, Denver, CO 80204

Payday Loans in Denver

Payday loan companies in Denver operate under Colorado law. No credit check payday loan limited to 36% ARP.

Payday loans complaints in Denver

From the 2012 year, CFPB detected 62 complaints from borrowers in Denver. The most common problem was with charged fees that consumer doesn’t expect. The image below shows that the largest number of complaints was in 2020 year.

Top 3 common payday loan complaint categories in Denver:

  • Lender takes wrong fees;
  • Lender staff badly communicates with customers;
  • Lender shows wrong statements.

Denver Residents Debt-to-Income Ratios
Denver residents have 694 median credit score and the average number of late payments is about 3.59. Below represented DTI (Debt-to-Income) ratios shows how Denver residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.56%
Mortgage DTI
463.85%
Car Loan DTI
25.00%
Student Loan DTI
44.24%
Denver Residents Financial Statistics
Below represented statistics is for Denver, Denver County, Colorado. As of 2019.
Median age of Denver's residents, years
34
Labour force participation rate, %
72.3%
Unemployment rate, %
3.8%
% of residents with no health insurance
9.3%
Median individual income, USD
$39,806
Median household income, USD
$68,592
% of households with income under $35,000
25.2%
% of households with income $35,000 - $75,000
28.6%
% of households with income $75,000 - $100,000
12.5%
% of households with income over $100,000
33.8%
% of households that own their residence
49.9%
Median home value owned by residents, USD
$390,553
Median rent cost, USD
$1,311
Rent Burden, %
31.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Colorado Flag
Denver, CO
Payday Loans are legal* in Colorado.
Store
8 Local Stores
Company
4 Companies
Review
114 Reviews
Online
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