St. Cloud, MN Payday Loan Lenders

2 local stores from 2 companies located in St. Cloud, MN
Rating
Reviews
Lender
4.00
1
review
Payday America
Payday America
has 1 office
4.00
1
review
Peoples Small Loan CO

All St. Cloud, MN Lenders Offices by Rating

Rating
Office Address
4.00
1 review
Payday America
2550 West Division Street, St. Cloud, MN 56301
4.00
1 review
Peoples Small Loan CO
810 11th Ave S, St. Cloud, MN 56301
tel: 320-251-4492

Latest Reviews

Having used payday loan online service I am now totally convinced that there is not a better option to obtain fast cash to cover urgent expenses. As far as no documents are needed to be submited to the lender, the process goes very fast and the loan sum reaches the account in a matter of several hours. This service is definitely the best in the lending sphere. ...

Angelo Edison
4 / 5 Oct 2, 2013
about Peoples Small Loan CO's office
810 11th Ave S, St. Cloud, MN 56301

I am a gadget freak and have the habit of keeping myself up to date with latest gadgets. I was like this from my childhood days when my father used to fulfill all my wishes. This has now made it a compulsion for me to be the first one to own a latest device. Apart from my studies, I do part time job in a club where I earn enough money to fulfill my wishes and sometimes save for the weekends. My salary was due for the week after the next one. This new iPhone came in the market and I got short of $150 to buy it so I opted for a payday loan which I paid at the end of 14 days with a little interest which was worth it. ...

Tom
4 / 5 Apr 10, 2012
about Payday America's office
2550 West Division Street, St. Cloud, MN 56301
St. Cloud Residents Debt-to-Income Ratios
St. Cloud residents have 706 median credit score and the average number of late payments is about 5.04. Below represented DTI (Debt-to-Income) ratios shows how St. Cloud residents debts stacks up against their income. As of 2020.
Credit Card DTI
4.48%
Mortgage DTI
299.61%
Car Loan DTI
29.87%
Student Loan DTI
42.26%
St. Cloud Residents Financial Statistics
Below represented statistics is for St. Cloud, Stearns County, Minnesota. As of 2019.
Median age of St. Cloud's residents, years
30
Labour force participation rate, %
69.9%
Unemployment rate, %
7.2%
% of residents with no health insurance
4.4%
Median individual income, USD
$25,033
Median household income, USD
$49,135
% of households with income under $35,000
35.7%
% of households with income $35,000 - $75,000
33.4%
% of households with income $75,000 - $100,000
12.1%
% of households with income over $100,000
18.8%
% of households that own their residence
50.0%
Median home value owned by residents, USD
$155,687
Median rent cost, USD
$802
Rent Burden, %
29.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Minnesota Flag
St. Cloud, MN
Payday Loans are legal* in Minnesota.
Store
2 Local Stores
Company
2 Companies
Review
2 Reviews
Online
YES Online Loans