St. Paul, MN Payday Loan Lenders

2 local stores from 2 companies located in St. Paul, MN
Rating
Reviews
Lender
4.00
1
review
Checks R Us, Inc.
Checks R Us, Inc.
has 1 office
3.50
2
reviews
Payday America
Payday America
has 1 office

All St. Paul, MN Lenders Offices by Rating

Rating
Office Address
4.00
1 review
Checks R Us, Inc.
35 E & South of Maryland, St. Paul, MN 55102
tel: 651-772-3343
3.50
2 reviews
Payday America
1696 Suburban Avenue, St. Paul, MN 55106
tel: 651-735-2292

Latest Reviews

It was the best loan taking experience ever. I needed cash to visit my aunt in New Jersey. She got ill suddenly and I wanted to help her. So, I took a loan from Checks R Us, Inc. This is the best way of getting a small loan for a short period. The lending company does not check credit records and offers many perks. I really liked it. ...

Josh Northon
4 / 5 Oct 22, 2013
about Checks R Us, Inc.'s office
35 E & South of Maryland, St. Paul, MN 55102

I have to say this is the best option ever and for me personally it was the best solution. I wish I was more frugal but sometimes it is just impossible. I have so many bills and they tend to multiply and this makes me so upset. When I took the first loan, I thought I would be able to repay with my paycheck. But the thing is that I only managed to do it with the third paycheck. Still, I think I am not the only one who whould take such a loan on any terms... really. ...

Jeremy Keits
4 / 5 Mar 20, 2013
about Payday America's office
1696 Suburban Avenue, St. Paul, MN 55106

I only tried these payday loans once and I can say they are really super expensive. I had real trouble returning the amount in time. This was a good lesson, however, and I found a second job in order not to get into such situations again. I have less time, this is true and I am mor tired but I think it is better that to be in debt all the time. ...

Gregory J.
3 / 5 Feb 14, 2013
about Payday America's office
1696 Suburban Avenue, St. Paul, MN 55106
St. Paul Residents Debt-to-Income Ratios
St. Paul residents have 718 median credit score and the average number of late payments is about 3.74. Below represented DTI (Debt-to-Income) ratios shows how St. Paul residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.07%
Mortgage DTI
333.46%
Car Loan DTI
27.34%
Student Loan DTI
46.89%
St. Paul Residents Financial Statistics
Below represented statistics is for St. Paul, Ramsey County, Minnesota. As of 2019.
Median age of St. Paul's residents, years
32
Labour force participation rate, %
70.4%
Unemployment rate, %
5.0%
% of residents with no health insurance
6.5%
Median individual income, USD
$30,456
Median household income, USD
$57,876
% of households with income under $35,000
30.6%
% of households with income $35,000 - $75,000
31.4%
% of households with income $75,000 - $100,000
12.5%
% of households with income over $100,000
25.6%
% of households that own their residence
50.3%
Median home value owned by residents, USD
$207,633
Median rent cost, USD
$968
Rent Burden, %
32.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Minnesota Flag
St. Paul, MN
Payday Loans are legal* in Minnesota.
Store
2 Local Stores
Company
2 Companies
Review
3 Reviews
Online
YES Online Loans