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Sioux Falls, SD Payday Loans Lenders

0 local stores from 0 companies located in Sioux Falls, SD
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I had to apply because my rent repaymetn term was approaching and I appeared to be not prepared. I had to buy some very expensive medicine right before that and hoped that my lendlord would allow posphoning the repayment. But he appeared to be tough thi stime and I had to think about ways of fiding cash fast. Loan Factory helped a lot. I took the required amount and repaid with the next paycheck. Brilliant and thanks. ...

Sheila
4 / 5 Sep 11, 2012
about Loan Factory's office
2204 S Minnesota Ave Ste 100, Sioux Falls, SD 57105

A payday loan happened to be a saver for me. The company gave me a helping hand when I was short of money. They lent me cash till my paycheck day and did it fast and in an effortless way for me. All the procedure consisted of filling in an application form on the site of the company, getting approval and getting the money deposited on my bank account. All was finished in two or three hours. I mean in three hours I spent this sum on my needs. When I got my paycheck I repaid my loan with fees the same day. I’m sorry I am mistaken. The company withdrew the sum automatically on the day of my salary so I didn’t have to bear the necessity of repayment in my mind. For me payday loan is the best variant thus I never want to waste my time on formalities like collecting and faxing document and waiting till lenders check my credit score and make a decision. I’ll never apply for traditional loans for I know that you can save your time dealing with payday loans. ...

Corina
4 / 5 Jun 4, 2012
about Money Lenders's office
3505 W 41st St, # A, Sioux Falls, SD 57106

My problem with the payday loans is that I do not actually have stable income. I’m the freelancer and do depend strongly on my job, where I can get the really big sum one day and the tiny bits the other day. That was really visible in my credit card history, and most of the lenders just didn’t want to deal with me. Not that I can ever blame them, since if I were on their place I would be very suspicious about the person asking for money without having any kind of steady income. However I did manage to find the lender who offered me the needed loan, though it took some days, and the charges were considerably high. The good thing about it all is that it was my only chance to get the loan at all, since the general companies just do not work with the freelancers sue to their unsteady income. The risks are too high for them to take, I assume. Anyway, I got the needed sum transferred right on my bank account, so that there was no need to go and check something. I used my electronic banking to pay the money for what I was planning on. After several days I transferred the sum on the needed account and had it withdrawn by the lender. In other words, I took the credit and paid it literally without living the house. ...

Daniel S.
4 / 5 Mar 22, 2012
about Loan Shack's office
901 W 10th St, Sioux Falls, SD 57104
Sioux Falls Residents Debt-to-Income Ratios
Sioux Falls residents have 729 median credit score and the average number of late payments is about 3.39. Below represented DTI (Debt-to-Income) ratios shows how Sioux Falls residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.67%
Mortgage DTI
336.63%
Car Loan DTI
31.37%
Student Loan DTI
46.27%
Sioux Falls Residents Financial Statistics
Below represented statistics is for Sioux Falls, Minnehaha County, South Dakota. As of 2019.
Median age of Sioux Falls's residents, years
34
Labour force participation rate, %
73.9%
Unemployment rate, %
3.0%
% of residents with no health insurance
7.8%
Median individual income, USD
$33,500
Median household income, USD
$59,912
% of households with income under $35,000
27.7%
% of households with income $35,000 - $75,000
32.2%
% of households with income $75,000 - $100,000
14.4%
% of households with income over $100,000
25.7%
% of households that own their residence
60.6%
Median home value owned by residents, USD
$189,386
Median rent cost, USD
$827
Rent Burden, %
27.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
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Sioux Falls, SD
Payday Loans are legal* in South Dakota.
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