Watertown, SD Payday Loan Lenders

2 local stores from 2 companies located in Watertown, SD
Rating
Reviews
Lender
4.00
1
review
Check into Cash
Check into Cash
has 1 office
4.00
1
review
Direct Check
Direct Check
has 1 office

All Watertown, SD Lenders Offices by Rating

Rating
Office Address
4.00
1 review
Direct Check
713 9th Ave Se, Watertown, SD 57201
4.00
1 review
Check into Cash
1505 9th Ave SE, Ste C, Watertown, SD 57201
tel: 605-882-0050

Latest Reviews

Check Into Cash has become a true savior to me. The company granted a payday loan to me without checking the credit history. I just submitted the proof of my employment status and regular income and got the loan deposited into my bank account on the next business day exactly as was promised. I have a reliable salary and the repayment was simple for me. ...

Paul Furlow
4 / 5 Jul 5, 2013
about Check into Cash's office
1505 9th Ave SE, Ste C, Watertown, SD 57201

I do not usually go long distances without planning or preparation. Which means that I usually have a full tank of gas. And this is very uncharacteristic of me to leave without a supply of cash, even if something happens. However, you know there are situations that you cannot predict and this time it was my mom who got into hospital. She called me and cried and told me she needed me right away. I was so shocked and worried sick that I left my job 3 hours earlier and headed to her without dropping in at my place. Consequently, I run out of gas half the way and discovered that I left my credit cards at home, among the other things. I had to stop and was thinking hard, how to move on. I went to grab a coffee and check my e-mail. I saw the ad and immediately knew what to do. I applied and got a call in about 15 minutes. Another 15 minutes later I was heading to the payday store (luckily, it was two streets down). I got cash and managed to get to my mom without any problems. She is now all right, though, she gave me a bit of a fright, to tell the truth. I was pleasantly surprised that you do not charge the incredible interest rates as they say and I really believe that it is pretty fine for such a speedy loan. Thank you. ...

Tina
4 / 5 Mar 22, 2012
about Direct Check's office
713 9th Ave Se, Watertown, SD 57201
Watertown Residents Debt-to-Income Ratios
Watertown residents have 729 median credit score and the average number of late payments is about 3.1. Below represented DTI (Debt-to-Income) ratios shows how Watertown residents debts stacks up against their income. As of 2020.
Credit Card DTI
4.59%
Mortgage DTI
320.42%
Car Loan DTI
31.58%
Student Loan DTI
36.23%
Watertown Residents Financial Statistics
Below represented statistics is for Watertown, Codington County, South Dakota. As of 2019.
Median age of Watertown's residents, years
37
Labour force participation rate, %
70.3%
Unemployment rate, %
2.4%
% of residents with no health insurance
6.8%
Median individual income, USD
$29,831
Median household income, USD
$50,971
% of households with income under $35,000
33.6%
% of households with income $35,000 - $75,000
34.3%
% of households with income $75,000 - $100,000
15.2%
% of households with income over $100,000
16.9%
% of households that own their residence
60.1%
Median home value owned by residents, USD
$170,418
Median rent cost, USD
$760
Rent Burden, %
30.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
South Dakota Flag
Watertown, SD
Payday Loans are legal* in South Dakota.
Store
2 Local Stores
Company
2 Companies
Review
2 Reviews
Online
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