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Birmingham, AL Payday Loans Lenders

22 local stores from 5 companies located in Birmingham, AL

Rating	Reviews	Lender
5.00	564 reviews	Advance America has 5 offices
4.93	474 reviews	Check 'n Go has 4 offices
4.80	21 review	Check into Cash has 1 office
3.76	393 reviews	Easy Money has 11 office
4.00	61 review	Speedy Cash has 1 office

All Birmingham, AL Lenders Offices by Rating

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Open Now 35215 35208 35235 35210 35228 35214 35242 35204

Rating	Office Address
5.00 313 reviews	Advance America 9784 Parkway East, Birmingham, AL 35215 show on map tel: 205-815-2780 Hours: + - Monday: 8:00 AM – 5:30 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 9:00 AM – 6:00 PM Saturday: Closed Sunday: Closed
5.00 142 reviews	Advance America 2245-B Bessemer Road, Birmingham, AL 35208 show on map permanently closed
5.00 89 reviews	Check 'n Go 1301 3rd Ave. W Ste B, Birmingham, AL 35208 show on map tel: 205-788-4702 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
5.00 52 reviews	Advance America 5925 Trussville Crossings Parkway, Ste. 105, Birmingham, AL 35235 show on map permanently closed
5.00 36 reviews	Advance America 1445 Forestdale Blvd., Ste. 109, Birmingham, AL 35214 show on map permanently closed
5.00 21 review	Advance America 5363 Hwy. 280 #103-B, Birmingham, AL 35242 show on map permanently closed
4.90 189 reviews	Check 'n Go 1717 Crestwood Drive, Birmingham, AL 35210 show on map tel: 205-951-9525 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
4.90 99 reviews	Check 'n Go 1423 Gadsden Highway Ste 139, Birmingham, AL 35235 show on map tel: 205-413-8014 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
4.90 97 reviews	Check 'n Go 137 Bessemer Super Highway, Birmingham, AL 35228 show on map tel: 205-929-6646 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
4.80 39 reviews	Easy Money 1001 Bankhead Hwy., Birmingham, AL 35204 show on map tel: 205-397-1200 Hours: + - Monday: 9:00 AM – 6:00 PM Tuesday: 9:00 AM – 6:00 PM Wednesday: 9:00 AM – 6:00 PM Thursday: 9:00 AM – 6:00 PM Friday: 9:00 AM – 6:00 PM Saturday: 9:00 AM – 6:00 PM Sunday: Closed
4.80 21 review	Check into Cash 9921 Parkway East, Birmingham, AL 35215 show on map permanently closed
4.70 59 reviews	Easy Money 4673 Hwy 280 East, Suite C, Birmingham, AL 35243 show on map tel: 205-437-1515 Hours: + - Monday: 9:00 AM – 6:00 PM Tuesday: 9:00 AM – 6:00 PM Wednesday: 9:00 AM – 6:00 PM Thursday: 9:00 AM – 6:00 PM Friday: 9:00 AM – 6:00 PM Saturday: 9:00 AM – 6:00 PM Sunday: Closed
4.30 71 review	Easy Money 210 B Midfield Alley, Birmingham, AL 35228 show on map tel: 205-923-3762 Hours: + - Monday: 8:00 AM – 8:00 PM Tuesday: 8:00 AM – 8:00 PM Wednesday: 8:00 AM – 8:00 PM Thursday: 8:00 AM – 8:00 PM Friday: 8:00 AM – 8:00 PM Saturday: 8:00 AM – 8:00 PM Sunday: 11:00 AM – 5:00 PM
4.30 43 reviews	Easy Money 2145 Bessemer Rd, Birmingham, AL 35208 show on map tel: 205-781-9171 Hours: + - Monday: 8AM–9PM Tuesday: 8AM–9PM Wednesday: 8AM–9PM Thursday: 8AM–9PM Friday: 8AM–10PM Saturday: 8AM–9PM Sunday: 10AM–6PM
4.30 37 reviews	Easy Money 728 S. 23rd. Street, Birmingham, AL 35233 show on map tel: 205-769-3800 Hours: + - Monday: 9:00 AM – 6:00 PM Tuesday: 9:00 AM – 6:00 PM Wednesday: 9:00 AM – 6:00 PM Thursday: 9:00 AM – 6:00 PM Friday: 9:00 AM – 6:00 PM Saturday: 9:00 AM – 6:00 PM Sunday: Closed
4.20 12 reviews	Easy Money 3355 Vanderbilt Road, Birmingham, AL 35217 show on map permanently closed
4.00 61 review	Speedy Cash 321 Palisades Blvd, Birmingham, AL 35209 show on map permanently closed
3.90 24 reviews	Easy Money 1678 Montgomery Hwy, Suite 105, Birmingham, AL 35216 show on map tel: 205-413-4460 Hours: + - Monday: 9:00 AM – 7:00 PM Tuesday: 9:00 AM – 7:00 PM Wednesday: 9:00 AM – 7:00 PM Thursday: 9:00 AM – 7:00 PM Friday: 9:00 AM – 7:00 PM Saturday: 9:00 AM – 6:00 PM Sunday: 12:00 – 4:00 PM
3.00 7 reviews	Easy Money 6400 First Avenue N, Birmingham, AL 35212 show on map tel: 205-591-0800 Hours: + - Monday: 9:00 AM – 6:00 PM Tuesday: 9:00 AM – 6:00 PM Wednesday: 9:00 AM – 6:00 PM Thursday: 9:00 AM – 6:00 PM Friday: 9:00 AM – 6:00 PM Saturday: 9:00 AM – 6:00 PM Sunday: Closed
2.90 36 reviews	Easy Money 2168 Green Springs Hwy., Birmingham, AL 35205 show on map tel: 205-942-0001 Hours: + - Monday: 8:00 AM – 8:00 PM Tuesday: 8:00 AM – 8:00 PM Wednesday: 8:00 AM – 8:00 PM Thursday: 8:00 AM – 8:00 PM Friday: 8:00 AM – 8:00 PM Saturday: 8:00 AM – 8:00 PM Sunday: 11:00 AM – 5:00 PM
2.60 17 reviews	Easy Money 1552 Montclair Road, Birmingham, AL 35210 show on map tel: 205-956-2424 Hours: + - Monday: 8:00 AM – 8:00 PM Tuesday: 8:00 AM – 8:00 PM Wednesday: 8:00 AM – 8:00 PM Thursday: 8:00 AM – 8:00 PM Friday: 8:00 AM – 8:00 PM Saturday: 8:00 AM – 8:00 PM Sunday: 11:00 AM – 5:00 PM
2.40 48 reviews	Easy Money 9420 Parkway East, Birmingham, AL 35215 show on map tel: 205-413-4478 Hours: + - Monday: 8:00 AM – 9:00 PM Tuesday: 8:00 AM – 9:00 PM Wednesday: 8:00 AM – 9:00 PM Thursday: 8:00 AM – 9:00 PM Friday: 8:00 AM – 10:00 PM Saturday: 8:00 AM – 9:00 PM Sunday: 10:00 AM – 6:00 PM

Near By Cities by Office Count

27 CFPB Complaints in Birmingham

There were 27 CFPB complaints in Birmingham since Apr 2014.

Complaints over Years

Top 6 Companies

Check 'n Go: 8
Speedy Cash: 8
Community Choice Financial: 4
Advance America: 3
Ace Cash Express: 2
Easy Money: 2

Top 3 Complaints Issues

Cont'd attempts collect debt not owed: 5
Charged fees or interest I didn't expect: 4
Communication tactics: 4

Latest Reviews

Monique Tate @google

5 ^{/ 5} Apr 21, 2023

about Advance America's office

9784 Parkway East, Birmingham, AL 35215

Donna Acton @google

5 ^{/ 5} Apr 20, 2023

about Easy Money's office

9420 Parkway East, Birmingham, AL 35215

Reverend Do Right @google

2 ^{/ 5} Apr 10, 2023

about Easy Money's office

2168 Green Springs Hwy., Birmingham, AL 35205

Payday Loans in Birmingham

Deffered presentment companies in Birmingham operate under Alabama law and local ordinance.

Payday loan local law in Birmingham

ORDINANCE NO. 13-178
Approved on Dec 17, 2013

As a response to the growing payday loan market in Birmingham City, the zoning law was passed. The main limiting factor is the limitation of the location of the storefront within a radius of 2000 feet from another store.

Birmingham Payday Loans Timeline News

Sept 2011, New zoning ordinance was introduced to Council;
2012, Harvest Community Church asked lawmakers to limit payday loans storefronts;
Dec 2013, The zoning ordinance was passed;
Jan 2019, Councilwoman Lashunda Scales offered a new ordinance to control the no credit check payday loan business, she also said about opening new financial possibilities from banks.

Birmingham Payday Loans Stats

In the 2013 year, 90 payday loans outlets in the City;

Birmingham Residents Debt-to-Income Ratios

Birmingham residents have 637 median credit score and the average number of late payments is about 5.72. Below represented DTI (Debt-to-Income) ratios shows how Birmingham residents debts stacks up against their income. As of 2020.

Credit Card DTI

6.44%

Mortgage DTI

357.48%

Car Loan DTI

41.22%

Student Loan DTI

65.23%

Birmingham Residents Financial Statistics

Below represented statistics is for Birmingham, Jefferson County, Alabama. As of 2019.

Median age of Birmingham's residents, years

Labour force participation rate, %