* No affiliation with any of the companies listed on the page.

Birmingham, AL Payday Loans Lenders

22 local stores from 5 companies located in Birmingham, AL
Rating
Reviews
Lender
5.00
462
reviews
Advance America
Advance America
has 5 offices
4.95
404
reviews
Check 'n Go
Check 'n Go
has 4 offices
4.80
22
reviews
Check into Cash
Check into Cash
has 1 office
3.81
363
reviews
Easy Money
Easy Money
has 11 office
3.90
57
reviews
Speedy Cash
Speedy Cash
has 1 office

All Birmingham, AL Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
5.00
207 reviews
Advance America
9784 Parkway East, Birmingham, AL 35215 show on map
tel: 205-815-2780
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–2PM
Sunday: Closed
5.00
169 reviews
Check 'n Go
1717 Crestwood Drive, Birmingham, AL 35210 show on map
tel: 205-951-9525
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
143 reviews
Advance America
2245-B Bessemer Road, Birmingham, AL 35208 show on map
tel: 205-781-0423
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–2PM
Sunday: Closed
5.00
66 reviews
Check 'n Go
1301 3rd Ave. W Ste B, Birmingham, AL 35208 show on map
tel: 205-788-4702
5.00
53 reviews
Advance America
5925 Trussville Crossings Parkway, Ste. 105, Birmingham, AL 35235 show on map
tel: 205-661-0455
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–2PM
Sunday: Closed
5.00
37 reviews
Advance America
1445 Forestdale Blvd., Ste. 109, Birmingham, AL 35214 show on map
permanently closed
5.00
22 reviews
Advance America
5363 Hwy. 280 #103-B, Birmingham, AL 35242 show on map
permanently closed
4.90
89 reviews
Check 'n Go
137 Bessemer Super Highway, Birmingham, AL 35228 show on map
tel: 205-929-6646
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
80 reviews
Check 'n Go
1423 Gadsden Highway Ste 139, Birmingham, AL 35235 show on map
tel: 205-413-8014
4.80
55 reviews
Easy Money
4673 Hwy 280 East, Suite C, Birmingham, AL 35243 show on map
tel: 205-437-1515
4.80
38 reviews
Easy Money
1001 Bankhead Hwy., Birmingham, AL 35204 show on map
tel: 205-397-1200
4.80
22 reviews
Check into Cash
9921 Parkway East, Birmingham, AL 35215 show on map
tel: 205-854-3307
4.40
67 reviews
Easy Money
210 B Midfield Alley, Birmingham, AL 35228 show on map
tel: 205-923-3762
4.40
35 reviews
Easy Money
728 S. 23rd. Street, Birmingham, AL 35233 show on map
tel: 205-769-3800
4.30
43 reviews
Easy Money
2145 Bessemer Rd, Birmingham, AL 35208 show on map
tel: 205-781-9171
4.10
11 review
Easy Money
3355 Vanderbilt Road, Birmingham, AL 35217 show on map
tel: 205-745-4175
3.90
57 reviews
Speedy Cash
321 Palisades Blvd, Birmingham, AL 35209 show on map
tel: 205-870-4538
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–6PM
Sunday: Closed
3.80
19 reviews
Easy Money
1678 Montgomery Hwy, Suite 105, Birmingham, AL 35216 show on map
tel: 205-413-4460
3.30
6 reviews
Easy Money
6400 First Avenue N, Birmingham, AL 35212 show on map
tel: 205-591-0800
3.00
35 reviews
Easy Money
2168 Green Springs Hwy., Birmingham, AL 35205 show on map
tel: 205-942-0001
2.70
13 reviews
Easy Money
1552 Montclair Road, Birmingham, AL 35210 show on map
tel: 205-956-2424
2.30
41 review
Easy Money
9420 Parkway East, Birmingham, AL 35215 show on map
tel: 205-413-4478

Latest Reviews

Mz India
5 / 5 Oct 7, 2021
about Advance America's office
5925 Trussville Crossings Parkway, Ste. 105, Birmingham, AL 35235
Rosie Willis
5 / 5 Oct 5, 2021
about Advance America's office
2245-B Bessemer Road, Birmingham, AL 35208
James Tarrant III
5 / 5 Oct 4, 2021
about Advance America's office
5925 Trussville Crossings Parkway, Ste. 105, Birmingham, AL 35235

My parents used to give me cash but recently they decided to teach me how to rely on myself only. I am all right and I have a job but sometimes I have a problem when something unexpected happens and I didn't plan it. I really like it that a payday loan company doesn't ask me any stupid questions and that it takes really little time. ...

Ursula
5 / 5 Dec 5, 2012
about Check into Cash's office
5415 Beacon Drive Suite 127, Birmingham, AL 35210

I think the situation of financial crisis is experienced by almost each person when under different circumstances you haven’t enough cash to pay your bills. As bills can’t wait till you get your paycheck you must find money somewhere else. Once I lacked cash for paying my bills that’s why I decided to use the opportunity the payday lenders offered me. They said that I would be able to get money within several hours. I didn’t believe that it would be true but I was mistaken. I got the money the same day I filled in an application form. The key point of such a fast procedure of lending money is absence of credit check. All the requirements were being 18 years old and being employed. I suited them well so they gave me 300$ for my needs. The lenders warned me that I would have to return the money on the day of getting my salary and if I were not against they would take the sum of the loan with interest rates automatically. I answered “Yes, of course. It would be great”. So, that’s the end of my story because there were no problems and I liked my dealing with payday loan lenders. ...

Rosanna
5 / 5 Mar 23, 2012
about Payday Now's office
7737 1st Avenue N, Birmingham, AL 35206

Payday Loans in Birmingham

Deffered presentment companies in Birmingham operate under Alabama law and local ordinance.

Payday loan local law in Birmingham

As a response to the growing payday loan market in Birmingham City, the zoning law was passed. The main limiting factor is the limitation of the location of the storefront within a radius of 2000 feet from another store.

Birmingham Payday Loans Timeline News

  • Sept 2011, New zoning ordinance was introduced to Council;
  • 2012, Harvest Community Church asked lawmakers to limit payday loans storefronts;
  • Dec 2013, The zoning ordinance was passed;
  • Jan 2019, Councilwoman Lashunda Scales offered a new ordinance to control the no credit check payday loan business, she also said about opening new financial possibilities from banks.

Birmingham Payday Loans Stats

  • In the 2013 year, 90 payday loans outlets in the City;

Birmingham Residents Debt-to-Income Ratios
Birmingham residents have 637 median credit score and the average number of late payments is about 5.72. Below represented DTI (Debt-to-Income) ratios shows how Birmingham residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.44%
Mortgage DTI
357.48%
Car Loan DTI
41.22%
Student Loan DTI
65.23%
Birmingham Residents Financial Statistics
Below represented statistics is for Birmingham, Jefferson County, Alabama. As of 2019.
Median age of Birmingham's residents, years
35
Labour force participation rate, %
60.3%
Unemployment rate, %
9.0%
% of residents with no health insurance
12.4%
Median individual income, USD
$22,646
Median household income, USD
$37,375
% of households with income under $35,000
47.8%
% of households with income $35,000 - $75,000
29.7%
% of households with income $75,000 - $100,000
9.2%
% of households with income over $100,000
13.4%
% of households that own their residence
44.9%
Median home value owned by residents, USD
$94,786
Median rent cost, USD
$837
Rent Burden, %
36.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Alabama Flag
Birmingham, AL
Payday Loans are legal* in Alabama.
Store
22 Local Stores
Company
5 Companies
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1308 Reviews
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