Birmingham, AL Payday Loans Lenders

22 local stores from 5 companies located in Birmingham, AL
Rating
Reviews
Lender
5.00
543
reviews
Advance America
Advance America
has 5 offices
4.93
432
reviews
Check 'n Go
Check 'n Go
has 4 offices
4.80
21
review
Check into Cash
Check into Cash
has 1 office
3.74
386
reviews
Easy Money
Easy Money
has 11 office
4.00
61
review
Speedy Cash
Speedy Cash
has 1 office

All Birmingham, AL Lenders Offices by Rating

Rating
Office Address
5.00
288 reviews
Advance America
9784 Parkway East, Birmingham, AL 35215 show on map
tel: 205-815-2780
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 2:00 PM
Sunday: Closed
5.00
144 reviews
Advance America
2245-B Bessemer Road, Birmingham, AL 35208 show on map
permanently closed
5.00
75 reviews
Check 'n Go
1301 3rd Ave. W Ste B, Birmingham, AL 35208 show on map
tel: 205-788-4702
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
5.00
53 reviews
Advance America
5925 Trussville Crossings Parkway, Ste. 105, Birmingham, AL 35235 show on map
permanently closed
5.00
37 reviews
Advance America
1445 Forestdale Blvd., Ste. 109, Birmingham, AL 35214 show on map
permanently closed
5.00
21 review
Advance America
5363 Hwy. 280 #103-B, Birmingham, AL 35242 show on map
permanently closed
4.90
177 reviews
Check 'n Go
1717 Crestwood Drive, Birmingham, AL 35210 show on map
tel: 205-951-9525
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.90
94 reviews
Check 'n Go
137 Bessemer Super Highway, Birmingham, AL 35228 show on map
tel: 205-929-6646
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.90
86 reviews
Check 'n Go
1423 Gadsden Highway Ste 139, Birmingham, AL 35235 show on map
tel: 205-413-8014
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.80
39 reviews
Easy Money
1001 Bankhead Hwy., Birmingham, AL 35204 show on map
tel: 205-397-1200
Hours:
Monday: 9:00 AM – 6:00 PM
Tuesday: 9:00 AM – 6:00 PM
Wednesday: 9:00 AM – 6:00 PM
Thursday: 9:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: Closed
4.80
21 review
Check into Cash
9921 Parkway East, Birmingham, AL 35215 show on map
permanently closed
4.70
58 reviews
Easy Money
4673 Hwy 280 East, Suite C, Birmingham, AL 35243 show on map
tel: 205-437-1515
Hours:
Monday: 9:00 AM – 6:00 PM
Tuesday: 9:00 AM – 6:00 PM
Wednesday: 9:00 AM – 6:00 PM
Thursday: 9:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: Closed
4.30
71 review
Easy Money
210 B Midfield Alley, Birmingham, AL 35228 show on map
tel: 205-923-3762
Hours:
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
Thursday: 8:00 AM – 8:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 8:00 AM – 8:00 PM
Sunday: 11:00 AM – 5:00 PM
4.30
43 reviews
Easy Money
2145 Bessemer Rd, Birmingham, AL 35208 show on map
tel: 205-781-9171
Hours:
Monday: 8AM–9PM
Tuesday: 8AM–9PM
Wednesday: 8AM–9PM
Thursday: 8AM–9PM
Friday: 8AM–10PM
Saturday: 8AM–9PM
Sunday: 10AM–6PM
4.30
36 reviews
Easy Money
728 S. 23rd. Street, Birmingham, AL 35233 show on map
tel: 205-769-3800
Hours:
Monday: 9:00 AM – 6:00 PM
Tuesday: 9:00 AM – 6:00 PM
Wednesday: 9:00 AM – 6:00 PM
Thursday: 9:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: Closed
4.20
12 reviews
Easy Money
3355 Vanderbilt Road, Birmingham, AL 35217 show on map
permanently closed
4.00
61 review
Speedy Cash
321 Palisades Blvd, Birmingham, AL 35209 show on map
tel: 205-870-4538
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 6:00 PM
Sunday: Closed
3.80
21 review
Easy Money
1678 Montgomery Hwy, Suite 105, Birmingham, AL 35216 show on map
tel: 205-413-4460
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: 12:00 – 4:00 PM
3.00
7 reviews
Easy Money
6400 First Avenue N, Birmingham, AL 35212 show on map
tel: 205-591-0800
Hours:
Monday: 9:00 AM – 6:00 PM
Tuesday: 9:00 AM – 6:00 PM
Wednesday: 9:00 AM – 6:00 PM
Thursday: 9:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: Closed
2.90
34 reviews
Easy Money
2168 Green Springs Hwy., Birmingham, AL 35205 show on map
tel: 205-942-0001
Hours:
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
Thursday: 8:00 AM – 8:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 8:00 AM – 8:00 PM
Sunday: 11:00 AM – 5:00 PM
2.50
18 reviews
Easy Money
1552 Montclair Road, Birmingham, AL 35210 show on map
tel: 205-956-2424
Hours:
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
Thursday: 8:00 AM – 8:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 8:00 AM – 8:00 PM
Sunday: 11:00 AM – 5:00 PM
2.30
47 reviews
Easy Money
9420 Parkway East, Birmingham, AL 35215 show on map
tel: 205-413-4478
Hours:
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
Thursday: 8:00 AM – 8:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 8:00 AM – 8:00 PM
Sunday: 11:00 AM – 5:00 PM

27 CFPB Complaints in Birmingham

There were 27 CFPB complaints in Birmingham since Apr 2014.

Complaints over Years

Top 6 Companies

  • Check 'n Go: 8
  • Speedy Cash: 8
  • Community Choice Financial: 4
  • Advance America: 3
  • Ace Cash Express: 2
  • Easy Money: 2

Top 3 Complaints Issues

  • Cont'd attempts collect debt not owed: 5
  • Charged fees or interest I didn't expect: 4
  • Communication tactics: 4

Latest Reviews

Mel Heat
5 / 5 Jan 26, 2023
about Check 'n Go's office
1301 3rd Ave. W Ste B, Birmingham, AL 35208
Caroline Rowser
5 / 5 Jan 4, 2023
about Advance America's office
9784 Parkway East, Birmingham, AL 35215
John Hardy
5 / 5 Dec 21, 2022
about Advance America's office
9784 Parkway East, Birmingham, AL 35215

Payday Loans in Birmingham

Deffered presentment companies in Birmingham operate under Alabama law and local ordinance.

Payday loan local law in Birmingham

As a response to the growing payday loan market in Birmingham City, the zoning law was passed. The main limiting factor is the limitation of the location of the storefront within a radius of 2000 feet from another store.

Birmingham Payday Loans Timeline News

  • Sept 2011, New zoning ordinance was introduced to Council;
  • 2012, Harvest Community Church asked lawmakers to limit payday loans storefronts;
  • Dec 2013, The zoning ordinance was passed;
  • Jan 2019, Councilwoman Lashunda Scales offered a new ordinance to control the no credit check payday loan business, she also said about opening new financial possibilities from banks.

Birmingham Payday Loans Stats

  • In the 2013 year, 90 payday loans outlets in the City;

Birmingham Residents Debt-to-Income Ratios
Birmingham residents have 637 median credit score and the average number of late payments is about 5.72. Below represented DTI (Debt-to-Income) ratios shows how Birmingham residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.44%
Mortgage DTI
357.48%
Car Loan DTI
41.22%
Student Loan DTI
65.23%
Birmingham Residents Financial Statistics
Below represented statistics is for Birmingham, Jefferson County, Alabama. As of 2019.
Median age of Birmingham's residents, years
35
Labour force participation rate, %
60.3%
Unemployment rate, %
9.0%
% of residents with no health insurance
12.4%
Median individual income, USD
$22,646
Median household income, USD
$37,375
% of households with income under $35,000
47.8%
% of households with income $35,000 - $75,000
29.7%
% of households with income $75,000 - $100,000
9.2%
% of households with income over $100,000
13.4%
% of households that own their residence
44.9%
Median home value owned by residents, USD
$94,786
Median rent cost, USD
$837
Rent Burden, %
36.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Alabama Flag
Birmingham, AL
Payday Loans are legal* in Alabama.
Store
22 Local Stores
Company
5 Companies
Review
1443 Reviews
Online
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