Posted on August 20, 2021

Sometimes life happens, and you find yourself a little short on cash. Whether you have a health emergency, car repairs, or need a little extra to get by until payday, not knowing where you can find support can add to your stress.  When you need money fast, there are some different online options you can […]

Posted on August 13, 2021

By law, collection agencies cannot harass creditors on the phone – and there is a way to prevent them from repeatedly calling you. But is it true that you can stop debt collectors altogether by pronouncing a single sentence of 11 words? The Mysterious 11-Word Phrase – Does it Exist? Back in 2017, Larry King […]

Posted on July 28, 2021

A secured loan and an unsecured loan differ in their types. In order to achieve financial literacy, it’s important to understand the difference between the two, since it can have long-term effects on your finances. Unsecured loans don’t require collateral, while secured loans do. You are impacted by this difference if you need to borrow […]

Posted on July 27, 2021

A checking account is an essential resource to have. Electronic banking is conducted by thousands of businesses and people, while also keeping your cash in a convenient, accessible place. With a checking account, you can always view your balance online, reduce the chance of theft (or money loss), purchase things through an e-vendor, order checks, […]

Posted on July 15, 2021

If you are looking for small cash loans with a short-term payment schedule, then a payday loan can be an option for you. Traditionally, you will find these loans available online from lenders for a value of $500 or less. You can choose the amount up to $500 that you might need loaned to you. […]

Posted on July 8, 2021

Paying for post-secondary education can be a significant stress point for students. Rising tuition costs, an increase in housing and rental prices, and the burden of living away from home for the first time can be overwhelming.  The average cost of tuition at public institutions is $9,600 per year, according to U.S. News. It means […]

Posted on June 7, 2021

Credit scores are an important part of our lives. A good score helps determine a lot of things, like our eligibility for personal loans or ability to apply for credit cards. Having a high score, for instance, demonstrates to lenders that you’re a trustworthy person paying their bills on time. It helps establish a life […]

Posted on June 4, 2021

Most consumers are aware of payday loans. These short-term agreements can be the only way that some people can get cash fast. However, not everyone is aware of tribal loans and what is involved in borrowing money from a tribal direct lender.  Here are some key things to know about tribal loans.  What are Tribal […]

Posted on June 2, 2021

In the United States, there are federal laws that determine who can get a loan and when they are eligible to apply for one. One would think that the lender would be able to decide for themselves; however, the law states that you must be a legal adult (18 years old) to be able to […]

Posted on May 25, 2021

If not noted or specified, you have up to 6 months to clear a check. Checks have a sell-by date, they go stale, they can expire. The drawer, even if the check goes old and lapses, still has the obligation to pay.  When a person fails to cash in a check, it immediately becomes an […]

Posted on April 17, 2021

Lenders and debt collectors often threaten borrowers with jail. As it turns out, you can’t get arrested for not paying a loan or credit card debt – but there are loopholes that collectors in many states can use to get you jailed. Moreover, there are other types of debt that can lead to a prison […]

Posted on April 11, 2021

Many states now offer payday installment loans for a duration of several months and maximum amounts above $2,000. Is it a safer and cheaper alternative to traditional payday lending – or just another trap to make you pay more? Revolving Loans vs. Installment Payment Loans: Understand the Difference Installment Loans An installment loan is paid […]

Posted on March 24, 2021

Debt collectors often sue payday lenders, sometimes for many times more than the original loan amount. Getting served a court summons can be frightening, but don’t panic: read our guide and learn how to defend yourself. When Can You Receive a Court Summons for a Paycheck Loan? 75% of all payday loans are issued to […]

Posted on March 16, 2021

You may have heard about or used different payday apps, but do you know their benefits? Also, which states prohibit the use of these apps?  Read on to learn why payday apps are great to use and what things you will need to apply for a loan. Let’s discuss further. Payday Loans Apps: Earnin Dave […]

Posted on March 2, 2020

Table of Contents Join a Credit Union Apply for a Credit Builder Loan Get a Payday Loan Get a Co-Signer Explore P2P Lending Apply for a Payday Alternative Loan 45 million people in the US have limited or no credit history, including 40% of people aged 20-24. It can be tough to get a loan […]