Montgomery, AL Payday Loans Lenders

13 local stores from 6 companies located in Montgomery, AL
Rating
Reviews
Lender
4.87
272
reviews
Advance America
Advance America
has 3 offices
4.80
24
reviews
Approved Cash
Approved Cash
has 1 office
4.90
118
reviews
Check 'n Go
Check 'n Go
has 1 office
4.30
6
reviews
Check into Cash
Check into Cash
has 1 office
2.38
53
reviews
Easy Money
Easy Money
has 5 offices
4.85
221
review
Speedy Cash
Speedy Cash
has 2 offices

All Montgomery, AL Lenders Offices by Rating

Rating
Office Address
5.00
164 reviews
Advance America
6533 Atlanta Highway, Montgomery, AL 36117 show on map
permanently closed
5.00
81 review
Advance America
3893 Eastern Blvd., Ste. 200, Montgomery, AL 36116 show on map
tel: 334-272-4606
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–2PM
Sunday: Closed
4.90
118 reviews
Check 'n Go
2851 E South Blvd. Ste C, Montgomery, AL 36116 show on map
tel: 334-284-3720
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
65 reviews
Speedy Cash
932 Ann St, Montgomery, AL 36107 show on map
tel: 334-262-1092
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.80
156 reviews
Speedy Cash
1501 Eastern Blvd, Montgomery, AL 36117 show on map
tel: 334-244-4088
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.80
24 reviews
Approved Cash
5883 Atlanta Highway, Montgomery, AL 36117 show on map
tel: 334-396-3733
Hours:
Monday: 10AM–6PM
Tuesday: Closed
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 9:30AM–1PM
Sunday: Closed
4.60
27 reviews
Advance America
2553 Madison Avenue, Montgomery, AL 36107 show on map
tel: 334-832-9360
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–2PM
Sunday: Closed
4.30
6 reviews
Check into Cash
3600 Atlanta Highway, Montgomery, AL 36109 show on map
permanently closed
3.20
26 reviews
Easy Money
1102 Ann Street, Montgomery, AL 36107 show on map
tel: 334-293-9999
Hours:
Monday: 8AM–9PM
Tuesday: 8AM–9PM
Wednesday: 8AM–9PM
Thursday: 8AM–9PM
Friday: 8AM–10PM
Saturday: 8AM–9PM
Sunday: 10AM–6PM
2.60
7 reviews
Easy Money
3101 Atlanta Hwy., Montgomery, AL 36109 show on map
tel: 334-273-0354
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–6PM
Sunday: Closed
2.50
10 reviews
Easy Money
1310 Eastern Blvd., Montgomery, AL 36117 show on map
tel: 334-523-7020
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–7PM
Sunday: 11AM–5PM
2.30
3 reviews
Easy Money
20 W. Fairview Avenue, Montgomery, AL 36105 show on map
tel: 334-558-9000
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–6PM
Sunday: Closed
1.30
7 reviews
Easy Money
2449 E. South Blvd., Montgomery, AL 36116 show on map
tel: 334-288-8865
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–6PM
Sunday: Closed
Near By Cities by Office Count

12 CFPB Complaints in Montgomery

There were 12 CFPB complaints in Montgomery since Mar 2014.

Complaints over Years

Top 5 Companies

  • Speedy Cash: 6
  • Ace Cash Express: 3
  • Check 'n Go: 1
  • Easy Money: 1
  • Community Choice Financial: 1

Top 3 Complaints Issues

  • Attempts to collect debt not owed: 3
  • Taking/threatening an illegal action: 1
  • Communication tactics: 1

Latest Reviews

Savage Dreadlocks101
5 / 5 May 3, 2022
about Advance America's office
3893 Eastern Blvd., Ste. 200, Montgomery, AL 36116
christy anderson
5 / 5 Apr 11, 2022
about Speedy Cash's office
932 Ann St, Montgomery, AL 36107
K'raeAse
5 / 5 Apr 5, 2022
about Advance America's office
3893 Eastern Blvd., Ste. 200, Montgomery, AL 36116

Good to know that I can get a loan without so much hassle. At first I had big doubts about it. But you know how hard to maintain our lives, money make you who you are today. To take the loan it took me several steps to get the money. There is some information that is needed to be verified, if I am employed and my income on the company. To put it simple – contact, employment and financial information is needed. After an hour they sent me an approval letter and a contract to end agreement. The money is transferred after 24 hours after the approval. I tell you this because I used the service already few times and I know what it is like. Of course the rates and % of the credit can be with 3-4 % higher comparing to the bank, but the time you spend on all the work is incomparable. ...

Mary
5 / 5 Mar 23, 2012
about Speedy Cash's office
932 Ann St, Montgomery, AL 36107

Payday Loans in Montgomery

Montgomery has the special local restrictions for deffered transaction lenders.

Since 2013, The Montgomery City Council has taken a series of actions to restrict business in the city. In September 2013, a 3-month moratorium was imposed on new payday loan store openings and in December 2013 the moratorium was extended for another 6 months. After that the City passed the ordinance:

Ord. No. 32-2014, 5/20/2014 (distance requirements)

  • 2,500 feet between payday loan storefronts;
  • 250 feet of residences and public places.
Montgomery Residents Debt-to-Income Ratios
Montgomery residents have 617 median credit score and the average number of late payments is about 7.08. Below represented DTI (Debt-to-Income) ratios shows how Montgomery residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.93%
Mortgage DTI
262.39%
Car Loan DTI
38.22%
Student Loan DTI
73.19%
Montgomery Residents Financial Statistics
Below represented statistics is for Montgomery, Montgomery County, Alabama. As of 2019.
Median age of Montgomery's residents, years
35
Labour force participation rate, %
61.1%
Unemployment rate, %
6.8%
% of residents with no health insurance
10.5%
Median individual income, USD
$25,725
Median household income, USD
$48,011
% of households with income under $35,000
38.1%
% of households with income $35,000 - $75,000
31.6%
% of households with income $75,000 - $100,000
11.3%
% of households with income over $100,000
19.0%
% of households that own their residence
55.1%
Median home value owned by residents, USD
$118,995
Median rent cost, USD
$881
Rent Burden, %
34.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Alabama Flag
Montgomery, AL
Payday Loans are legal* in Alabama.
Store
13 Local Stores
Company
6 Companies
Review
694 Reviews
Online
YES Online Loans