Waterloo, IA Payday Loans Lenders

5 local stores from 4 companies located in Waterloo, IA
Rating
Reviews
Lender
4.70
46
reviews
Advance America
Advance America
has 1 office
4.85
107
reviews
Check 'n Go
Check 'n Go
has 2 offices
4.80
173
reviews
Check into Cash
Check into Cash
has 1 office
3.60
8
reviews
EZ Money Check Cashing

All Waterloo, IA Lenders Offices by Rating

Rating
Office Address
4.90
58 reviews
Check 'n Go
2313 Logan Avenue, Waterloo, IA 50703 show on map
permanently closed
4.80
173 reviews
Check into Cash
2744 University Ave, Waterloo, IA 50701 show on map
tel: 319-236-3760
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–1PM
Sunday: Closed
4.80
49 reviews
Check 'n Go
2735 University Ave, Waterloo, IA 50701 show on map
permanently closed
4.70
46 reviews
Advance America
1519 East San Marnan Dr., Waterloo, IA 50702 show on map
tel: 319-233-6584
Hours:
Monday: 10AM–5PM
Tuesday: 11AM–4PM
Wednesday: 11AM–4PM
Thursday: 10AM–5PM
Friday: 9:30AM–5:30PM
Saturday: 9AM–12PM
Sunday: Closed
3.60
8 reviews
EZ Money Check Cashing
700 La Porte Road, Waterloo, IA 50702 show on map
tel: 319-226-6185
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 9AM–2PM
Sunday: Closed

3 CFPB Complaints in Waterloo

There were 3 CFPB complaints in Waterloo since Aug 2016.

Complaints over Years

Top 2 Companies

  • Check 'n Go: 2
  • Advance America: 1

Top 3 Complaints Issues

  • Communication tactics: 1
  • Charged bank acct wrong day or amt: 1
  • Took or threatened to take negative or legal action: 1

Latest Reviews

Zac Mitchell
5 / 5 Apr 25, 2022
about Advance America's office
1519 East San Marnan Dr., Waterloo, IA 50702
Queen Queen
1 / 5 Apr 18, 2022
about Advance America's office
1519 East San Marnan Dr., Waterloo, IA 50702
Ronica McGowan-Washington
5 / 5 Apr 15, 2022
about Check into Cash's office
2744 University Ave, Waterloo, IA 50701
Waterloo Residents Debt-to-Income Ratios
Waterloo residents have 674 median credit score and the average number of late payments is about 4.8. Below represented DTI (Debt-to-Income) ratios shows how Waterloo residents debts stacks up against their income. As of 2020.
Credit Card DTI
4.55%
Mortgage DTI
211.06%
Car Loan DTI
34.56%
Student Loan DTI
47.53%
Waterloo Residents Financial Statistics
Below represented statistics is for Waterloo, Black Hawk County, Iowa. As of 2019.
Median age of Waterloo's residents, years
36
Labour force participation rate, %
65.5%
Unemployment rate, %
5.7%
% of residents with no health insurance
6.4%
Median individual income, USD
$27,357
Median household income, USD
$47,327
% of households with income under $35,000
37.5%
% of households with income $35,000 - $75,000
33.9%
% of households with income $75,000 - $100,000
11.5%
% of households with income over $100,000
17.0%
% of households that own their residence
60.9%
Median home value owned by residents, USD
$117,176
Median rent cost, USD
$765
Rent Burden, %
30.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Iowa Flag
Waterloo, IA
Payday Loans are legal* in Iowa.
Store
5 Local Stores
Company
4 Companies
Review
334 Reviews
Online
YES Online Loans