Lake Charles, LA Payday Loan Lenders

7 local stores from 4 companies located in Lake Charles, LA
Rating
Reviews
Lender
4.40
24
reviews
Ace Cash Express
Ace Cash Express
has 1 office
4.85
117
reviews
Advance America
Advance America
has 2 offices
4.00
3
reviews
Check into Cash
Check into Cash
has 1 office
4.00
1
review
Instant Cash Pay Day Loans

All Lake Charles, LA Lenders Offices by Rating

Rating
Office Address
5.00
249 reviews
Cash Cow
118 W Prien Lake Rd, Lake Charles, LA 70601 show on map
tel: 337-477-7177
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
4.90
52 reviews
Advance America
3453 Nelson Road, Lake Charles, LA 70605 show on map
tel: 337-474-6412
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–4PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–7PM
Saturday: 9AM–2PM
Sunday: Closed
4.80
65 reviews
Advance America
2831 Gerstner Memorial Dr., Lake Charles, LA 70601 show on map
tel: 337-477-6085
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–7PM
Saturday: 9AM–2PM
Sunday: Closed
4.40
24 reviews
Ace Cash Express
1702 Highway 14, Lake Charles, LA 70601 show on map
tel: 337-436-3323
Hours:
Monday: 8AM–7PM
Tuesday: 8AM–7PM
Wednesday: 8AM–7PM
Thursday: 8AM–7PM
Friday: 8AM–7PM
Saturday: 9AM–6PM
Sunday: Closed
4.00
3 reviews
Check into Cash
2661 Derek Drive, Lake Charles, LA 70607 show on map
permanently closed
4.00
1 review
Instant Cash Pay Day Loans
3433 Ryan St, Lake Charles, LA 70605
tel: 337-478-1999
3.70
3 reviews
Payday Money of Lake Charles
1335 E Prien Lake Rd, Lake Charles, LA 70601 show on map
tel: 337-478-8900
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: Closed
Sunday: Closed
Near By Cities by Office Count

Latest Reviews

Marquetta Johnson
5 / 5 Jul 14, 2021
about Advance America's office
3453 Nelson Road, Lake Charles, LA 70605
Michael Fontenot
5 / 5 Jul 4, 2021
about Cash Cow's office
118 W Prien Lake Rd, Lake Charles, LA 70601
Carlis Stewart
5 / 5 Jun 17, 2021
about Cash Cow's office
118 W Prien Lake Rd, Lake Charles, LA 70601

This is not a good loan. It was a mistake to take such an expensive loan - it took me 5 months (5!) to repay the loan in full - they have the most expensive and unthinkable rates ever. I am not coming back again - not ever. ...

Angelina Holls
3 / 5 Jul 26, 2013
about Check into Cash's office
2661 Derek Drive, Lake Charles, LA 70607

I would like to say thanks for being here for me and all the other people who have ever applied for a loan to you. My family is pretty ordinary and we are just working people who had to put a lot of effort to get what we have now. I have never had well-off parents or relatives, or any kind of shoulder to rely on and there were situations when life was pretty tough. What I wanted to day that payday loans are a good thing and even if they are considered overpriced, they cannot be banned. I have recently read the article where the latter idea was seriously discussed and I was outraged. I know there are states where payday lending is prohibited and I feel sorry for the residents of these states. These law-makers seem to act in favor of customers but the thing is that they have never appeared in the situation when money is needed urgently and nowhere to get. I can say that the percent of people living from paycheck to paycheck is much higher than they can imagine and for many of them a payday loan often is the only way out to stay from a greater financial trouble. As for me, such loans saved me several times and I am ready to pay the interest because it is nothing compared to the problem I could have had. So, I hope, they won’t ban you, good luck and thanks again. ...

Fred L.
4 / 5 Mar 23, 2012
about Instant Cash Pay Day Loans's office
3433 Ryan St, Lake Charles, LA 70605
Lake Charles Residents Debt-to-Income Ratios
Lake Charles residents have 663 median credit score and the average number of late payments is about 4.72. Below represented DTI (Debt-to-Income) ratios shows how Lake Charles residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.19%
Mortgage DTI
334.13%
Car Loan DTI
49.84%
Student Loan DTI
41.19%
Lake Charles Residents Financial Statistics
Below represented statistics is for Lake Charles, Calcasieu County, Louisiana. As of 2019.
Median age of Lake Charles's residents, years
36
Labour force participation rate, %
60.3%
Unemployment rate, %
6.2%
% of residents with no health insurance
9.8%
Median individual income, USD
$24,402
Median household income, USD
$42,942
% of households with income under $35,000
43.2%
% of households with income $35,000 - $75,000
29.2%
% of households with income $75,000 - $100,000
9.0%
% of households with income over $100,000
18.7%
% of households that own their residence
52.4%
Median home value owned by residents, USD
$155,745
Median rent cost, USD
$816
Rent Burden, %
35.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Louisiana Flag
Lake Charles, LA
Payday Loans are legal* in Louisiana.
Store
7 Local Stores
Company
4 Companies
Review
397 Reviews
Online
YES Online Loans