Richmond, VA Payday Loans Lenders

11 local store from 4 companies located in Richmond, VA
Rating
Reviews
Lender
2.94
46
reviews
1 First Virginia
1 First Virginia
has 4 offices
5.00
296
reviews
Ace Cash Express
Ace Cash Express
has 1 office
3.75
130
reviews
Check City
Check City
has 4 offices
4.25
26
reviews
Check into Cash
Check into Cash
has 2 offices

All Richmond, VA Lenders Offices by Rating

Rating
Office Address
5.00
296 reviews
Ace Cash Express
617d E Belt Blvd, Richmond, VA 23224 show on map
tel: 804-232-7000
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–6PM
Sunday: Closed
4.70
23 reviews
Check City
2729-B W Broad Street, Richmond, VA 23220 show on map
tel: 804-359-8608
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
4.60
13 reviews
Check into Cash
7601 W Broad Street, Suite E, Richmond, VA 23294 show on map
permanently closed
4.40
5 reviews
1 First Virginia
9121 Staples Mill Rd., Richmond, VA 23228 show on map
tel: 804-501-2413
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–4PM
Sunday: Closed
3.90
13 reviews
Check into Cash
4738 Finlay Street, Richmond, VA 23231 show on map
permanently closed
3.80
40 reviews
Check City
21 East Broad Street, Richmond, VA 23219 show on map
tel: 804-782-2274
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
3.80
40 reviews
Check City
3920 Hull Street Road, Richmond, VA 23224 show on map
tel: 804-230-6587
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
2.70
27 reviews
Check City
6001 West Broad Street, Richmond, VA 23230 show on map
tel: 804-288-8081
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
2.60
20 reviews
1 First Virginia
7015 Staples Mill Rd., Ste. A, Richmond, VA 23228 show on map
permanently closed
2.45
11 review
1 First Virginia
159 E. Belt Blvd., Richmond, VA 23224 show on map
tel: 804-232-3533
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–4PM
Sunday: Closed
2.30
10 reviews
1 First Virginia
4503 W. Broad St., Richmond, VA 23230 show on map
tel: 804-359-9388
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–4PM
Sunday: Closed
Near By Cities by Office Count

18 CFPB Complaints in Richmond

There were 18 CFPB complaints in Richmond since Feb 2014.

Complaints over Years

Top 9 Companies

  • Speedy Cash: 6
  • Check 'n Go: 2
  • 1 First Virginia: 2
  • Ace Cash Express: 2
  • LendNation: 2
  • Advance America: 1
  • Allied Cash Advance: 1
  • TitleMax: 1
  • Community Choice Financial: 1

Top 3 Complaints Issues

  • Attempts to collect debt not owed: 3
  • Charged fees or interest I didn't expect: 2
  • Can't stop charges to bank account: 2

Latest Reviews

Josh Browne
5 / 5 Sep 22, 2022
about Ace Cash Express's office
617d E Belt Blvd, Richmond, VA 23224
john colin
5 / 5 Sep 10, 2022
about Ace Cash Express's office
617d E Belt Blvd, Richmond, VA 23224
Pamela McVey
5 / 5 Sep 2, 2022
about Check City's office
3920 Hull Street Road, Richmond, VA 23224
Emily W.
1 / 5 Jun 23, 2022
about 1 First Virginia's office
7015 Staples Mill Rd., Ste. A, Richmond, VA 23228
Eric S.
1 / 5 Mar 5, 2022
about 1 First Virginia's office
7015 Staples Mill Rd., Ste. A, Richmond, VA 23228
Yolanda H.
3 / 5 Jul 2, 2021
about 1 First Virginia's office
4503 W. Broad St., Richmond, VA 23230
Richmond Residents Debt-to-Income Ratios
Richmond residents have 665 median credit score and the average number of late payments is about 4.35. Below represented DTI (Debt-to-Income) ratios shows how Richmond residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.69%
Mortgage DTI
350.32%
Car Loan DTI
30.25%
Student Loan DTI
58.51%
Richmond Residents Financial Statistics
Below represented statistics is for Richmond, Richmond County, Virginia. As of 2019.
Median age of Richmond's residents, years
34
Labour force participation rate, %
65.9%
Unemployment rate, %
6.5%
% of residents with no health insurance
12.0%
Median individual income, USD
$26,454
Median household income, USD
$47,250
% of households with income under $35,000
38.8%
% of households with income $35,000 - $75,000
29.5%
% of households with income $75,000 - $100,000
10.2%
% of households with income over $100,000
21.5%
% of households that own their residence
42.6%
Median home value owned by residents, USD
$229,934
Median rent cost, USD
$1,025
Rent Burden, %
38.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Virginia Flag
Richmond, VA
Payday Loans are legal* in Virginia.
Store
11 Local Stores
Company
4 Companies
Review
498 Reviews
Online
YES Online Loans