Lorain, OH Payday Loans Lenders
3 local stores from 3 companies located in Lorain, OH| 
                                                    Rating
                                                     | 
                                                    Reviews
                                                     | Lender | 
|---|---|---|
| 4.90 | 471 
                                                        review                                                     |   
                                                        
									                        Ace Cash Express                                                        
                                                         
                                                            has 1                                                            office                                                         | 
| 5.00 | 623 
                                                        reviews                                                     |   
                                                        
									                        Advance America                                                        
                                                         
                                                            has 1                                                            office                                                         | 
| 3.80 | 27 
                                                        reviews                                                     |   
                                                        
									                        CheckSmart                                                        
                                                         
                                                            has 1                                                            office                                                         | 
All Lorain, OH Lenders Offices by Rating
| 
                    Rating
                     | Office Address | 
|---|---|
| 5.00 
						623 reviews                     | 
                        
                            Advance America                        
						                     
						3288 Oberlin Ave.,
                        
                              	                              Lorain,
	                              OH                              							44053                          
						                            
                                show on map
                            
						                     
                            tel: 440-989-3006                         Hours: 
                                            Monday:
                                            10:00 AM – 6:00 PM
                                         
                                            Tuesday:
                                            10:00 AM – 6:00 PM
                                         
                                            Wednesday:
                                            10:00 AM – 6:00 PM
                                         
                                            Thursday:
                                            10:00 AM – 6:00 PM
                                         
                                            Friday:
                                            9:00 AM – 6:00 PM
                                         
                                            Saturday:
                                            Closed
                                         
                                            Sunday:
                                            Closed
                                         | 
| 4.90 
						471 review                     | 
                        
                            Ace Cash Express                        
						                     
						3040 Oberlin Ave,
                        
                              	                              Lorain,
	                              OH                              							44052                          
						                            
                                show on map
                            
						                     
                            tel: 440-989-2274                         Hours: 
                                            Monday:
                                            9:00 AM – 7:00 PM
                                         
                                            Tuesday:
                                            9:00 AM – 7:00 PM
                                         
                                            Wednesday:
                                            9:00 AM – 7:00 PM
                                         
                                            Thursday:
                                            9:00 AM – 7:00 PM
                                         
                                            Friday:
                                            9:00 AM – 7:00 PM
                                         
                                            Saturday:
                                            9:00 AM – 5:00 PM
                                         
                                            Sunday:
                                            Closed
                                         | 
| 3.80 
						27 reviews                     | 
                        
                            CheckSmart                        
						                     
						2193 North Ridge Road E,
                        
                              	                              Lorain,
	                              OH                              							44055                          
						                            
                                show on map
                            
						                     
                            tel: 440-363-4288                         Hours: 
                                            Monday:
                                            9:00 AM – 7:00 PM
                                         
                                            Tuesday:
                                            9:00 AM – 7:00 PM
                                         
                                            Wednesday:
                                            9:00 AM – 7:00 PM
                                         
                                            Thursday:
                                            9:00 AM – 7:00 PM
                                         
                                            Friday:
                                            8:00 AM – 8:00 PM
                                         
                                            Saturday:
                                            9:00 AM – 4:00 PM
                                         
                                            Sunday:
                                            Closed
                                         | 
                                Near By Cities by Office Count
                                
                                
                            6 CFPB Complaints in Lorain
There were 6 CFPB complaints in Lorain since Feb 2014.
Complaints over Years
Top 4 Companies
- Check 'n Go: 3
- Community Choice Financial: 1
- Ace Cash Express: 1
- Speedy Cash: 1
Top 3 Complaints Issues
- Communication tactics: 1
- Can't stop withdrawals from your bank account: 1
- Can't stop charges to bank account: 1
Latest Reviews
 
						
								Kendra Elaine
																	
									
									@google
															
							
                              
                                                                  
								
								5
								/ 5
								Aug 16, 2024
							
						
                            about Ace Cash Express's office
						
						
							
							
							3040 Oberlin Ave, Lorain, OH 44052
						
					 
						
								Chris Lynch
																	
									
									@google
															
							
                              
                                                                  
								
								5
								/ 5
								Jul 29, 2024
							
						
                            about Advance America's office
						
						
							
							
							3288 Oberlin Ave., Lorain, OH 44053
						
					 
						
								Chris Leatherwood
																	
									
									@google
															
							
                              
                                                                  
								
								5
								/ 5
								Jul 20, 2024
							
						
                            about Ace Cash Express's office
						
						
							
							
							3040 Oberlin Ave, Lorain, OH 44052
						
					
	Lorain Residents Debt-to-Income Ratios
			    Lorain residents have 637 median credit score and
                the average number of late payments is about 5.51.
                Below represented DTI (Debt-to-Income) ratios shows how Lorain residents debts stacks up against their income.
                As of 2020.
            
        Credit Card DTI
                4.83%
		                Mortgage DTI
                182.79%
		                Car Loan DTI
                31.89%
		                Student Loan DTI
                44.96%
		        
	Lorain Residents Financial Statistics
                Below represented statistics is for Lorain,
                Lorain County, Ohio.
                As of 2019.
            
        Median age of Lorain's residents, years
                37
            Labour force participation rate, %
                57.8%
            Unemployment rate, %
                8.7%
            % of residents with no health insurance
                7.1%
            Median individual income, USD
                $22,530
            Median household income, USD
                $38,291
            % of households with income under $35,000
                46.0%
            % of households with income $35,000 - $75,000
                31.8%
            % of households with income $75,000 - $100,000
                10.7%
            % of households with income over $100,000
                11.5%
            % of households that own their residence
                56.1%
            Median home value owned by residents, USD
                $88,170
            Median rent cost, USD
                $697
            Rent Burden, %
                39.0%
            Some official sources of data we used to build this page:
	 
		 
		 
		 
	 
                            
                                Lorain,
                                OH
                                
                            
				                                            
					                                                Payday Loans are legal* in Ohio.