Cleveland, OH Payday Loan Lenders

21 local store from 4 companies located in Cleveland, OH
Rating
Reviews
Lender
4.15
468
reviews
Ace Cash Express
Ace Cash Express
has 15 offices
4.90
64
reviews
Advance America
Advance America
has 1 office
4.40
665
reviews
Check 'n Go
Check 'n Go
has 4 offices
5.00
1
review
Payday Cash Advance

All Cleveland, OH Lenders Offices by Rating

Rating
Office Address
5.00
286 reviews
Check 'n Go
4660 Ridge Road, Cleveland, OH 44144 show on map
tel: 216-661-8484
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
134 reviews
Check 'n Go
5815-A Mayfield Road, Cleveland, OH 44124 show on map
permanently closed
5.00
1 review
Payday Cash Advance
5218 Broadview Road, Cleveland, OH 44134
4.90
64 reviews
Advance America
13708 Lorain Rd., Cleveland, OH 44111 show on map
tel: 216-941-5361
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–2PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–1PM
Sunday: Closed
4.90
7 reviews
Ace Cash Express
14873 Detroit Ave, Cleveland, OH 44107 show on map
permanently closed
4.80
24 reviews
Ace Cash Express
7310 Harvard Ave, Cleveland, OH 44105 show on map
tel: 216-641-7614
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–6PM
Sunday: Closed
4.70
141 review
Check 'n Go
562 East 185th Street, Cleveland, OH 44119 show on map
permanently closed
4.70
38 reviews
Ace Cash Express
21177 Euclid Ave, Cleveland, OH 44117 show on map
tel: 216-481-0458
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–6PM
Sunday: Closed
4.60
54 reviews
Ace Cash Express
11411 Buckeye Rd, Cleveland, OH 44104 show on map
tel: 216-862-8039
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–6PM
Sunday: Closed
4.60
46 reviews
Ace Cash Express
14101 Kinsman Rd, Cleveland, OH 44120 show on map
tel: 216-295-8135
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: Closed
4.60
42 reviews
Ace Cash Express
1499 E 55Th St, Cleveland, OH 44103 show on map
tel: 216-431-0500
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–6PM
Sunday: Closed
4.60
19 reviews
Ace Cash Express
10589 St Clair Ave, Cleveland, OH 44108 show on map
tel: 216-851-8077
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–6PM
Sunday: Closed
4.50
59 reviews
Ace Cash Express
11648 Lorain Ave, Cleveland, OH 44111 show on map
tel: 216-251-3169
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–6PM
Sunday: Closed
4.50
49 reviews
Ace Cash Express
1409 E 9Th St, Cleveland, OH 44114 show on map
tel: 216-348-0080
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3:30PM
Sunday: Closed
4.20
25 reviews
Ace Cash Express
7933 Euclid Ave, Cleveland, OH 44103 show on map
tel: 216-721-5803
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
4.10
29 reviews
Ace Cash Express
14002 Triskett Rd, Cleveland, OH 44111 show on map
tel: 216-252-5351
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–6PM
Sunday: Closed
2.90
104 reviews
Check 'n Go
8043 Euclid Avenue, Cleveland, OH 44103 show on map
permanently closed
2.70
3 reviews
Ace Cash Express
3712 Pearl Rd, Cleveland, OH 44109 show on map
permanently closed
2.65
62 reviews
Ace Cash Express
5311 Memphis Ave, Cleveland, OH 44144 show on map
tel: 216-661-1036
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–6PM
Sunday: Closed
2.65
11 review
Ace Cash Express
2079 W 25Th St, Cleveland, OH 44113 show on map
permanently closed
0.00
0 reviews
Ace Cash Express
5498 Chester Ave, Cleveland, OH 44103 show on map
permanently closed

Latest Reviews

Mya Gould
5 / 5 Apr 17, 2021
about Ace Cash Express's office
10589 St Clair Ave, Cleveland, OH 44108
Deric Brown
5 / 5 Apr 15, 2021
about Ace Cash Express's office
7310 Harvard Ave, Cleveland, OH 44105
kareema mccree-wilson
5 / 5 Apr 14, 2021
about Ace Cash Express's office
14101 Kinsman Rd, Cleveland, OH 44120
Chester T.
5 / 5 Oct 24, 2018
about Check 'n Go's office
5815-A Mayfield Road, Cleveland, OH 44124
Giovanni C.
1 / 5 May 10, 2018
about Ace Cash Express's office
2079 W 25Th St, Cleveland, OH 44113
Cynthia R.
1 / 5 Jan 22, 2016
about Ace Cash Express's office
5311 Memphis Ave, Cleveland, OH 44144

I am a man at my forties and I will never forget what favour payday loans company has made for me. They completely arranged my private life.There was such situation in my youth, when I was completely ready to make a proposal of marriage to the girl and in the same time I unluckily had some problems at work. I wanted to buy a gold ring for my fiancée, hence I was looking for some extra money. It was hard to find a way out of this situation, but my friends advised me to contact a payday loans company and ask them for a help. I applied to Payday Cash Advance and they gave me required sum of money just after filling a simple questionnaire. When I received cash, I immediately run to the jewelry store, bought a ring and made a proposal to my fiancée to marry me. Hearing in response "YES", we were married in a short time. Now our marriage seems to be the most robust and happiest in the world. And who knows what would have happened if I had not found a place where to borrow money. ...

Jerry
5 / 5 Mar 22, 2012
about Payday Cash Advance's office
5218 Broadview Road, Cleveland, OH 44134

Cleveland is Ohio’s second and the USA’s 53rd largest city boasting a favorable geographic location near the USA-Canadian border and in the proximity of rivers and lakes. Also, it is a major transportation hub. These factors have made Cleveland an attraction for people and businessmen from around the state. A good range of business activities flourish in Cleveland, including (but not limited to!) manufacture, health care and financial services.

The latter includes payday loan lending, as there are always people out there who need quick money from time to time. Payday loans are allowed in Cleveland and the rest of Ohio, and firms’ work is regulated by the federal and local legislation. There are three payday loan companies operating in Cleveland – Ace Cash Express, Check’n Go, and Advance America, running 20 storefront offices. Also, payday loans are available online, so one can apply without having to visit a storefront office.

Payday Loan Law in Cleveland

The local law is quite strict on payday loans: the maximum loan amount is $1000, APR should not exceed 28%. Loan term ranges from 91 days to 12 months. Rollovers are prohibited. Until recently (2018), Ohio was a paradise for payday loan lenders, who could legally bypass the law, charge as mortgage lenders and beat the bag out of their clients. This would put borrowers in dire straits. The current caps have limited lenders’ potential for that. In any event, every borrower must be sure he/she will be solvent by the due date.

Cleveland History

Cleveland was first mentioned in the late 1790s, and it was named after General Moses Cleveland, who funded the exploration of the area. The town was having difficulty developing, because there were no roads or railroads to connect it to more developed regions. Until the 1820s, Cleveland developed as a market town, and it was not before the time that the Erie Canal was built that the population began to grow a bit faster. The advent of railroad in the 1850s upon the city triggered a population growth, and it increased by a factor of around 40. By the 1900s, the city boasted well-developed oil, mineral and steel industry sectors. After World War II, Cleveland began to decline economically and faced racial clashes. In 1978 it defaulted on its financial obligations. It was in the 1980s that the city began to recover, and it entered the 21st century with a diversified economy.

Geography

Cleveland stands on the banks of the Cuyahoga River and on the shore of Lake Erie. The river snakes across the city from North to South, forming several irregular bluffs. The climate is continental and temperate with damp winds blowing from the lake, which cool down the air in summer. Winters are rather cold with lots of snowfalls. In summer, thunderstorms and tornadoes occur frequently, which often cause serious damage.

Population

Cleveland’s proper population is 385,535 people. Median age is 35.8 years old. Household income averages $27,854, median individual income is $18,387; 41.8% of the population own a home, home value averaging $67,378; median rent size is $721; the unemployment rate is high (16%). The racial makeup is: whites account for 39.8%, Hispanic whites – for 11.2%; Black, Asian and Native Americans are 50%, 2.1% and 0.5% respectively.

Cleveland today

Right now, Cleveland has pretty much recovered from the 1970s depression, as its economy has grown more diversified. There are quite a number of successful businesses, such as Nacco Industries, Forest City Enterprises, Applied Industrial Technologies, Travel Centers of America, Hyster-Yale Materials handling, a NASA facility, etc. Cleveland is a major cultural center, a home to a major performing arts center – Playhouse Square, which is only second to Lincoln Center (New York). The city has a rich rock and jazz music history and once had a reputation of “the Rock and Roll Capital of the World”, as it was home to major rock music events. Today, Cleveland is home to many professional sports teams, as the city’s sports traditions go back to its early days.

Cleveland Residents Debt-to-Income Ratios
Cleveland residents have 624 median credit score and the average number of late payments is about 5.73. Below represented DTI (Debt-to-Income) ratios shows how Cleveland residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.07%
Mortgage DTI
202.74%
Car Loan DTI
31.83%
Student Loan DTI
59.14%
Cleveland Residents Financial Statistics
Below represented statistics is for Cleveland, Cuyahoga County, Ohio. As of 2019.
Median age of Cleveland's residents, years
36
Labour force participation rate, %
59.1%
Unemployment rate, %
13.2%
% of residents with no health insurance
7.7%
Median individual income, USD
$20,407
Median household income, USD
$30,907
% of households with income under $35,000
55.1%
% of households with income $35,000 - $75,000
27.9%
% of households with income $75,000 - $100,000
7.9%
% of households with income over $100,000
9.1%
% of households that own their residence
41.6%
Median home value owned by residents, USD
$69,699
Median rent cost, USD
$719
Rent Burden, %
38.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Ohio Flag
Cleveland, OH
Payday Loans are legal* in Ohio.
Store
21 Local Stores
Company
4 Companies
Review
1198 Reviews
Online
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