* No affiliation with any of the companies listed on the page.

Cleveland, TN Payday Loans Lenders

7 local stores from 5 companies located in Cleveland, TN
Rating
Reviews
Lender
5.00
186
reviews
Advance America
Advance America
has 1 office
4.70
11
review
American Trust Cash Advance
5.00
5
reviews
Cash Express
Cash Express
has 1 office
2.90
154
reviews
Check into Cash
Check into Cash
has 2 offices
4.80
129
reviews
TitleMax
TitleMax
has 1 office

All Cleveland, TN Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
5.00
186 reviews
Advance America
2340 McGrady Drive SE , Suite C, Cleveland, TN 37323 show on map
tel: 423-559-2878
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
5 reviews
Cash Express
2755 Keith Street Northwest, Cleveland, TN 37312 show on map
tel: 423-473-7795
5.00
1 review
American Trust Cash Advance
2315 Treasury Dr SE, Cleveland, TN 37323 show on map
tel: 866-996-2919
4.80
129 reviews
TitleMax
104 Keith Street SW, Cleveland, TN 37311 show on map
tel: 423-473-8904
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.40
10 reviews
American Trust Cash Advance
2508 Keith St NW, Cleveland, TN 37312 show on map
tel: 423-728-2980
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–1PM
Sunday: Closed
3.00
52 reviews
Check into Cash
2398 McGrady Dr SE, Cleveland, TN 37323 show on map
tel: 423-479-2166
Hours:
Monday: 10AM–6PM
Tuesday: 2–6PM
Wednesday: 10AM–6PM
Thursday: 2–6PM
Friday: 10AM–6PM
Saturday: 10AM–1PM
Sunday: Closed
2.80
102 reviews
Check into Cash
201 Keith Street, Suite 5, Cleveland, TN 37311 show on map
tel: 423-479-2000
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–1PM
Sunday: Closed

Latest Reviews

Tommy Prater
5 / 5 Jul 15, 2021
about Check into Cash's office
201 Keith Street, Suite 5, Cleveland, TN 37311
Brandi Masters
5 / 5 Jun 14, 2021
about Check into Cash's office
201 Keith Street, Suite 5, Cleveland, TN 37311
Michelle Blakley
5 / 5 Apr 10, 2021
about Check into Cash's office
2398 McGrady Dr SE, Cleveland, TN 37323
DJ F.
1 / 5 Jul 12, 2019
about Check into Cash's office
201 Keith Street, Suite 5, Cleveland, TN 37311
Sarah N.
1 / 5 May 14, 2019
about Check into Cash's office
201 Keith Street, Suite 5, Cleveland, TN 37311
Bryan P.
1 / 5 Jul 28, 2018
about Check into Cash's office
2398 McGrady Dr SE, Cleveland, TN 37323

Needed some stuff for my daughters' party, comtumes to rent. They are my little princesses and I couldn't disappoint them... not really their concern that I earn too little, I manage. Thanks to check advance we had the most amazing evening. ...

Viki34
5 / 5 Jan 23, 2014
about Check Advance Over Draft Service's office
2202 Keith Street, Cleveland, TN 37311

Cleveland is Ohio’s second and the USA’s 53rd largest city boasting a favorable geographic location near the USA-Canadian border and in the proximity of rivers and lakes. Also, it is a major transportation hub. These factors have made Cleveland an attraction for people and businessmen from around the state. A good range of business activities flourish in Cleveland, including (but not limited to!) manufacture, health care and financial services.

The latter includes payday loan lending, as there are always people out there who need quick money from time to time. Payday loans are allowed in Cleveland and the rest of Ohio, and firms’ work is regulated by the federal and local legislation. There are three payday loan companies operating in Cleveland – Ace Cash Express, Check’n Go, and Advance America, running 20 storefront offices. Also, payday loans are available online, so one can apply without having to visit a storefront office.

Payday Loan Law in Cleveland

The local law is quite strict on payday loans: the maximum loan amount is $1000, APR should not exceed 28%. Loan term ranges from 91 days to 12 months. Rollovers are prohibited. Until recently (2018), Ohio was a paradise for payday loan lenders, who could legally bypass the law, charge as mortgage lenders and beat the bag out of their clients. This would put borrowers in dire straits. The current caps have limited lenders’ potential for that. In any event, every borrower must be sure he/she will be solvent by the due date.

Cleveland History

Cleveland was first mentioned in the late 1790s, and it was named after General Moses Cleveland, who funded the exploration of the area. The town was having difficulty developing, because there were no roads or railroads to connect it to more developed regions. Until the 1820s, Cleveland developed as a market town, and it was not before the time that the Erie Canal was built that the population began to grow a bit faster. The advent of railroad in the 1850s upon the city triggered a population growth, and it increased by a factor of around 40. By the 1900s, the city boasted well-developed oil, mineral and steel industry sectors. After World War II, Cleveland began to decline economically and faced racial clashes. In 1978 it defaulted on its financial obligations. It was in the 1980s that the city began to recover, and it entered the 21st century with a diversified economy.

Geography

Cleveland stands on the banks of the Cuyahoga River and on the shore of Lake Erie. The river snakes across the city from North to South, forming several irregular bluffs. The climate is continental and temperate with damp winds blowing from the lake, which cool down the air in summer. Winters are rather cold with lots of snowfalls. In summer, thunderstorms and tornadoes occur frequently, which often cause serious damage.

Population

Cleveland’s proper population is 385,535 people. Median age is 35.8 years old. Household income averages $27,854, median individual income is $18,387; 41.8% of the population own a home, home value averaging $67,378; median rent size is $721; the unemployment rate is high (16%). The racial makeup is: whites account for 39.8%, Hispanic whites – for 11.2%; Black, Asian and Native Americans are 50%, 2.1% and 0.5% respectively.

Cleveland today

Right now, Cleveland has pretty much recovered from the 1970s depression, as its economy has grown more diversified. There are quite a number of successful businesses, such as Nacco Industries, Forest City Enterprises, Applied Industrial Technologies, Travel Centers of America, Hyster-Yale Materials handling, a NASA facility, etc. Cleveland is a major cultural center, a home to a major performing arts center – Playhouse Square, which is only second to Lincoln Center (New York). The city has a rich rock and jazz music history and once had a reputation of “the Rock and Roll Capital of the World”, as it was home to major rock music events. Today, Cleveland is home to many professional sports teams, as the city’s sports traditions go back to its early days.

Cleveland Residents Debt-to-Income Ratios
Cleveland residents have 668 median credit score and the average number of late payments is about 4.1. Below represented DTI (Debt-to-Income) ratios shows how Cleveland residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.17%
Mortgage DTI
318.94%
Car Loan DTI
44.94%
Student Loan DTI
46.74%
Cleveland Residents Financial Statistics
Below represented statistics is for Cleveland, Bradley County, Tennessee. As of 2019.
Median age of Cleveland's residents, years
35
Labour force participation rate, %
60.7%
Unemployment rate, %
4.8%
% of residents with no health insurance
14.5%
Median individual income, USD
$24,043
Median household income, USD
$44,633
% of households with income under $35,000
37.3%
% of households with income $35,000 - $75,000
35.3%
% of households with income $75,000 - $100,000
10.4%
% of households with income over $100,000
17.0%
% of households that own their residence
47.7%
Median home value owned by residents, USD
$172,119
Median rent cost, USD
$768
Rent Burden, %
29.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Tennessee Flag
Cleveland, TN
Payday Loans are legal* in Tennessee.
Store
7 Local Stores
Company
5 Companies
Review
485 Reviews
Online
YES Online Loans