Amarillo, TX Payday Loan Lenders

13 local stores from 6 companies located in Amarillo, TX
Rating
Reviews
Lender
3.80
34
reviews
Ace Cash Express
Ace Cash Express
has 2 offices
4.00
1
review
American Cash Center
4.80
48
reviews
Check 'n Go
Check 'n Go
has 1 office
5.00
1
review
Dash For Cash
Dash For Cash
has 1 office
5.00
1
review
Easy Money Loan Service
0
0
reviews
TitleMax
TitleMax
has 2 offices

All Amarillo, TX Lenders Offices by Rating

Rating
Office Address
5.00
410 reviews
TitleMax Title Loans
901 Spur 228 Building 1, Amarillo, TX 79111 show on map
tel: 806-335-9500
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
1 review
Easy Money Loan Service
2600 SW 6th Ave, Amarillo, TX 79106
tel: 806-220-2671
5.00
1 review
Dash For Cash
3409 S. George Suite 1, Amarillo, TX 79109
tel: 806-352-3188
4.90
480 reviews
TitleMax Title Loans
3514 E Interstate 40, Amarillo, TX 79103 show on map
tel: 806-576-3760
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.80
48 reviews
Check 'n Go
1606 E Amarillo Blvd., Amarillo, TX 79107 show on map
tel: 806-331-2050
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.80
20 reviews
Cash Store
7200 SW 45th Ave Unit 12, Amarillo, TX 79109 show on map
tel: 806-356-7322
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.00
1 review
American Cash Center
719 S Georgia St, Amarillo, TX 79106
tel: 806-373-8699
3.90
18 reviews
Ace Cash Express
5811 S Western St, Amarillo, TX 79110 show on map
tel: 806-355-7665
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: 10AM–5PM
Sunday: Closed
3.70
16 reviews
Ace Cash Express
1500 E Amarillo Blvd, Amarillo, TX 79107 show on map
tel: 806-331-0867
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–6PM
Sunday: Closed
2.30
3 reviews
Cash Store
5722 W Amarillo Blvd Ste 6, Amarillo, TX 79106 show on map
tel: 806-358-0317
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
0.00
0 reviews
TitleMax
3514 E Interstate 40, Amarillo, TX 79103
tel: 806-576-3760
0.00
0 reviews
TitleMax
901 Spur 228 Building 1, Amarillo, TX 79111
tel: 806-335-9500
0.00
0 reviews
TOLEDO FINANCE CORPORATION
3213 S Western St Suite E, Amarillo, TX 79109 show on map
tel: 806-429-1010
Hours:
Monday: 8:30AM–5:30PM
Tuesday: 8:30AM–5:30PM
Wednesday: 8:30AM–5:30PM
Thursday: 8:30AM–5:30PM
Friday: 8:30AM–5:30PM
Saturday: Closed
Sunday: Closed

Latest Reviews

Kenny Simms
5 / 5 Aug 4, 2021
about TitleMax Title Loans's office
901 Spur 228 Building 1, Amarillo, TX 79111
Jamie Johnson
5 / 5 Jul 29, 2021
about TitleMax Title Loans's office
901 Spur 228 Building 1, Amarillo, TX 79111
Elnora Nelson
5 / 5 Jul 16, 2021
about TitleMax Title Loans's office
3514 E Interstate 40, Amarillo, TX 79103

I needed extra cash and I went to American Cash Center without hesitating. I was totally and absolutely right when I have chosen this company to take a payday loan from. It all went smoothly and fast from the beginning to the end. I resolved my temporary financial complications and was happy to deal with the loan option as simple as that one. I highly recommend cash advances and American Cash Center in particular. ...

Nicole Benz
4 / 5 Sep 2, 2013
about American Cash Center's office
719 S Georgia St, Amarillo, TX 79106

Just a note to say it's a really good place to apply for cash when it is really something you need sort of badly. I got into trouble with my car and this time it appeared to be a case of dire necessity that it was fixed really soon. Thanks to this payday loan company I managed to do it fast and without hassle. ...

Zacharia
5 / 5 Jan 21, 2013
about Easy Money Loan Service's office
2600 SW 6th Ave, Amarillo, TX 79106

I used the payday loan service once in my life and it was really convenient. I am a mother of two sons and you can imagine what it is like when a washing machine breaks. I had to find a way to repair it really fast and with the help of a payday lona company I managed to solve my problem without stress. ...

Mila
5 / 5 Oct 19, 2012
about Dash For Cash's office
3409 S. George Suite 1, Amarillo, TX 79109

Payday Loans in Amarillo

Amarillo has its own rules for operating payday loans business. In 2014 year, Amarillo enacted the city ordinance with special restrictions.

  • Ordinance No. 7486 (Chapter 14-10)
  • Passed by the City Council on September 9, 2014
  • Signed by Paul Harpole (Mayor), Frances Hibbs (City Secretary)
Restrictions and Guidelines:
  • A fine for violating the rules is $500;
  • The lender must obtain a special certificate for doing payday-loan business ($40 for an application fee);
  • The lender must maintain the payday loan records for at least 3 years;
  • 20% of the consumer’s gross monthly income for a payday loan;
  • The lender must determine consumer income and make a copy of the document (paycheck, IRS Form W-2, tax return, signed letter for employer)
  • Max 4 installment payments (one payment – min 25% of the principal amount);
  • The single payday loan can not repay more than 3 times;
  • A new loan up to 7 days (after the old loan has been paid) will be considered a renewal.

For Complaints in Amarillo

Credit Access Business Regulation
1. Call: (806) 378-3041

Amarillo Payday Loan Stats

  • In the 2019 year, in the Amarillo MSA, were 14 store locations (payday loans and title auto loans). They made the next numbers:
    • The amount of new payday loans: $3,7 mln;
    • Fee charges: $4,4 mln;
    • Refinances: $4,3 mln;
    • the average loan term for an installment payday loan was 159 days;
    • the average fee for every $100 installment payday loan was $128.

Questions/Answers

Amarillo Residents Debt-to-Income Ratios
Amarillo residents have 672 median credit score and the average number of late payments is about 5.52. Below represented DTI (Debt-to-Income) ratios shows how Amarillo residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.87%
Mortgage DTI
285.24%
Car Loan DTI
44.19%
Student Loan DTI
40.72%
Amarillo Residents Financial Statistics
Below represented statistics is for Amarillo, Potter County, Texas. As of 2019.
Median age of Amarillo's residents, years
34
Labour force participation rate, %
66.7%
Unemployment rate, %
3.6%
% of residents with no health insurance
16.5%
Median individual income, USD
$29,382
Median household income, USD
$52,725
% of households with income under $35,000
33.6%
% of households with income $35,000 - $75,000
33.6%
% of households with income $75,000 - $100,000
12.1%
% of households with income over $100,000
20.8%
% of households that own their residence
60.5%
Median home value owned by residents, USD
$130,443
Median rent cost, USD
$850
Rent Burden, %
29.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Amarillo, TX
Payday Loans are legal* in Texas.
Store
13 Local Stores
Company
6 Companies
Review
998 Reviews
Online
YES Online Loans