Brownsville, TX Payday Loans Lenders

7 local stores from 4 companies located in Brownsville, TX
Rating
Reviews
Lender
4.85
298
reviews
Ace Cash Express
Ace Cash Express
has 2 offices
4.95
466
reviews
Advance America
Advance America
has 2 offices
4.95
250
reviews
Check 'n Go
Check 'n Go
has 2 offices
4.90
504
reviews
TitleMax
TitleMax
has 1 office

All Brownsville, TX Lenders Offices by Rating

Rating
Office Address
5.00
203 reviews
Advance America
2921 Boca Chica, Ste. 23B, Brownsville, TX 78521 show on map
permanently closed
5.00
104 reviews
Check 'n Go
3505 Boca Chica Blvd. Suite 147, Brownsville, TX 78521 show on map
tel: 956-982-6880
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.90
504 reviews
TitleMax
3300 Boca Chica Blvd, Brownsville, TX 78521 show on map
tel: 956-544-0735
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.90
263 reviews
Advance America
1669 Central Blvd., Brownsville, TX 78520 show on map
tel: 956-554-0408
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 3:00 PM
Sunday: Closed
4.90
179 reviews
Ace Cash Express
905 Paredes Line Rd, Brownsville, TX 78521 show on map
tel: 956-542-6700
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 5:00 PM
Sunday: Closed
4.90
146 reviews
Check 'n Go
2451 Pablo Kisel Blvd. Ste C3, Brownsville, TX 78526 show on map
permanently closed
4.80
119 reviews
Ace Cash Express
2921 Boca Chica Blvd, Brownsville, TX 78521 show on map
tel: 956-541-7700
Hours:
Monday: 9:00 AM – 8:00 PM
Tuesday: 9:00 AM – 8:00 PM
Wednesday: 9:00 AM – 8:00 PM
Thursday: 9:00 AM – 8:00 PM
Friday: 9:00 AM – 8:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
Near By Cities by Office Count

3 CFPB Complaints in Brownsville

There were 3 CFPB complaints in Brownsville since May 2015.

Complaints over Years

Top 1 Companies

  • Speedy Cash: 3

Top 2 Complaints Issues

  • Struggling to pay your loan: 2
  • Charged fees or interest I didn't expect: 1

Latest Reviews

Hector Camrillo
5 / 5 Dec 28, 2022
about Advance America's office
1669 Central Blvd., Brownsville, TX 78520
Ruben Hernandez
5 / 5 Dec 22, 2022
about Ace Cash Express's office
2921 Boca Chica Blvd, Brownsville, TX 78521
lesly.AG3
5 / 5 Dec 19, 2022
about Ace Cash Express's office
905 Paredes Line Rd, Brownsville, TX 78521

Payday Loans in Brownsville

Local Regulation

Brownsville has the local payday loan regulation.

  • Local Ordinance NO. 2010-1521
  • Passed on 16 Feb 2010
  • Signed by Pat M. Ahumada, Jr (Mayor), Estela Von Hatten (City Secretary), Mark Sossi (City Attorney)

Restrictions

  • Using payday loans stores are prohibited in:
    • Dwelling/retail use district;
    • Apartment use district;
    • Professional use office district;
    • Light Retail use district;
    • Medium Retail use district
  • For General Retail use district:
    • 1,000 feet from residential lots

Brownsville Payday Loan Stats

  • The 2019 year, in the Brownsville-Harlingen MSA area, were 44 store locations (payday loans and auto title stores), that made the next numbers:
    • The amount of new payday loans: $14 mln
    • Fee charges: $17 mln
    • Refinances: $17 mln
    • the average loan term for a single payday loan was 19 days
    • the average loan term for an installment payday loan was 163 days
    • the average fee for every $100 single payday loan was $22
    • the average fee for every $100 installment payday loan was $164

In 2021 year, 12 payday loan storefronts (7 different companies) have active licensees in Brownsville. (Source – occc.texas.gov)

  • ACE Cash Express (Ace Credit Access, LLC): 3 stores;
  • CHECK N GO (SOUTHWESTERN & PACIFIC SPECIALTY FINANCE INC): 2 stores;
  • Discount Title Loans (VIN TITLE LLC): 2 stores;
  • THE CASH STORE (COTTONWOOD FINANCIAL TEXAS LLC): 2 stores;
  • Advance America (ACSO OF TEXAS LP): 1 store;
  • TITLEMAX (TITLEMAX OF TEXAS INC): 1 store;
  • LOANSTAR TITLE LOANS (WELLSHIRE FINANCIAL SERVICES LLC): 1 store.
Brownsville Residents Debt-to-Income Ratios
Brownsville residents have 648 median credit score and the average number of late payments is about 8.92. Below represented DTI (Debt-to-Income) ratios shows how Brownsville residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.95%
Mortgage DTI
248.27%
Car Loan DTI
63.96%
Student Loan DTI
38.73%
Brownsville Residents Financial Statistics
Below represented statistics is for Brownsville, Cameron County, Texas. As of 2019.
Median age of Brownsville's residents, years
30
Labour force participation rate, %
56.4%
Unemployment rate, %
6.0%
% of residents with no health insurance
31.1%
Median individual income, USD
$19,432
Median household income, USD
$38,588
% of households with income under $35,000
46.7%
% of households with income $35,000 - $75,000
29.0%
% of households with income $75,000 - $100,000
10.3%
% of households with income over $100,000
14.0%
% of households that own their residence
60.7%
Median home value owned by residents, USD
$90,785
Median rent cost, USD
$736
Rent Burden, %
38.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Brownsville, TX
Payday Loans are legal* in Texas.
Store
7 Local Stores
Company
4 Companies
Review
1518 Reviews
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