* No affiliation with any of the companies listed on the page.

Cleveland, TX Payday Loans Lenders

3 local stores from 3 companies located in Cleveland, TX
Ace Cash Express
Ace Cash Express
has 1 office
Advance America
Advance America
has 1 office
Texas Car Title & Payday Loan Services

All Cleveland, TX Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Office Address
129 reviews
Advance America
429 W. Southline St., Ste. 800, Cleveland, TX 77327 show on map
tel: 281-432-7850
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
139 reviews
Texas Car Title & Payday Loan Services
502 West Southline Street, Cleveland, TX 77327 show on map
tel: 281-592-8500
41 review
Ace Cash Express
110 Truly Plz, Cleveland, TX 77327 show on map
tel: 281-592-0549
Near By Cities by Office Count

Latest Reviews

Leann Matthews
5 / 5 Oct 1, 2020
about Advance America's office
429 W. Southline St., Ste. 800, Cleveland, TX 77327
Brandi Verdun
5 / 5 Mar 13, 2020
about Advance America's office
429 W. Southline St., Ste. 800, Cleveland, TX 77327
Vickie Eleby
5 / 5 Jul 3, 2019
about Advance America's office
429 W. Southline St., Ste. 800, Cleveland, TX 77327

Thanks God there is at least one lending company that can provide a payday loan in our town. Actually, I heard a lot of people snubbed payday loans services for high interest rates or whatever. I can't understand their attitude. It is obvious that any service offering urgent solutions tends to set higher charges for urgency. So, I guess payday loans opposers just need to get over themselves. I find cash advances extremely useful and resort to this option in financially tough periods. ...

Tyrus Kitt
5 / 5 Dec 19, 2013
about Cash America Pawn's office
505 S Washington Ave, Cleveland, TX 77327

Cleveland is Ohio’s second and the USA’s 53rd largest city boasting a favorable geographic location near the USA-Canadian border and in the proximity of rivers and lakes. Also, it is a major transportation hub. These factors have made Cleveland an attraction for people and businessmen from around the state. A good range of business activities flourish in Cleveland, including (but not limited to!) manufacture, health care and financial services.

The latter includes payday loan lending, as there are always people out there who need quick money from time to time. Payday loans are allowed in Cleveland and the rest of Ohio, and firms’ work is regulated by the federal and local legislation. There are three payday loan companies operating in Cleveland – Ace Cash Express, Check’n Go, and Advance America, running 20 storefront offices. Also, payday loans are available online, so one can apply without having to visit a storefront office.

Payday Loan Law in Cleveland

The local law is quite strict on payday loans: the maximum loan amount is $1000, APR should not exceed 28%. Loan term ranges from 91 days to 12 months. Rollovers are prohibited. Until recently (2018), Ohio was a paradise for payday loan lenders, who could legally bypass the law, charge as mortgage lenders and beat the bag out of their clients. This would put borrowers in dire straits. The current caps have limited lenders’ potential for that. In any event, every borrower must be sure he/she will be solvent by the due date.

Cleveland History

Cleveland was first mentioned in the late 1790s, and it was named after General Moses Cleveland, who funded the exploration of the area. The town was having difficulty developing, because there were no roads or railroads to connect it to more developed regions. Until the 1820s, Cleveland developed as a market town, and it was not before the time that the Erie Canal was built that the population began to grow a bit faster. The advent of railroad in the 1850s upon the city triggered a population growth, and it increased by a factor of around 40. By the 1900s, the city boasted well-developed oil, mineral and steel industry sectors. After World War II, Cleveland began to decline economically and faced racial clashes. In 1978 it defaulted on its financial obligations. It was in the 1980s that the city began to recover, and it entered the 21st century with a diversified economy.


Cleveland stands on the banks of the Cuyahoga River and on the shore of Lake Erie. The river snakes across the city from North to South, forming several irregular bluffs. The climate is continental and temperate with damp winds blowing from the lake, which cool down the air in summer. Winters are rather cold with lots of snowfalls. In summer, thunderstorms and tornadoes occur frequently, which often cause serious damage.


Cleveland’s proper population is 385,535 people. Median age is 35.8 years old. Household income averages $27,854, median individual income is $18,387; 41.8% of the population own a home, home value averaging $67,378; median rent size is $721; the unemployment rate is high (16%). The racial makeup is: whites account for 39.8%, Hispanic whites – for 11.2%; Black, Asian and Native Americans are 50%, 2.1% and 0.5% respectively.

Cleveland today

Right now, Cleveland has pretty much recovered from the 1970s depression, as its economy has grown more diversified. There are quite a number of successful businesses, such as Nacco Industries, Forest City Enterprises, Applied Industrial Technologies, Travel Centers of America, Hyster-Yale Materials handling, a NASA facility, etc. Cleveland is a major cultural center, a home to a major performing arts center – Playhouse Square, which is only second to Lincoln Center (New York). The city has a rich rock and jazz music history and once had a reputation of “the Rock and Roll Capital of the World”, as it was home to major rock music events. Today, Cleveland is home to many professional sports teams, as the city’s sports traditions go back to its early days.

Cleveland Residents Debt-to-Income Ratios
Cleveland residents have 651 median credit score and the average number of late payments is about 6.09. Below represented DTI (Debt-to-Income) ratios shows how Cleveland residents debts stacks up against their income. As of 2020.
Credit Card DTI
Mortgage DTI
Car Loan DTI
Student Loan DTI
Cleveland Residents Financial Statistics
Below represented statistics is for Cleveland, Liberty County, Texas. As of 2019.
Median age of Cleveland's residents, years
Labour force participation rate, %
Unemployment rate, %
% of residents with no health insurance
Median individual income, USD
Median household income, USD
% of households with income under $35,000
% of households with income $35,000 - $75,000
% of households with income $75,000 - $100,000
% of households with income over $100,000
% of households that own their residence
Median home value owned by residents, USD
Median rent cost, USD
Rent Burden, %
Some official sources of data we used to build this page:
Texas Flag
Cleveland, TX
Payday Loans are legal* in Texas.
3 Local Stores
3 Companies
309 Reviews
YES Online Loans