* No affiliation with any of the companies listed on the page.

Corpus Christi, TX Payday Loans Lenders

18 local stores from 5 companies located in Corpus Christi, TX
Rating
Reviews
Lender
4.44
220
reviews
Ace Cash Express
Ace Cash Express
has 7 offices
5.00
280
reviews
Advance America
Advance America
has 2 offices
4.90
373
reviews
Check 'n Go
Check 'n Go
has 3 offices
4.78
268
reviews
Speedy Cash
Speedy Cash
has 4 offices
5.00
1k+
reviews
TitleMax
TitleMax
has 2 offices

All Corpus Christi, TX Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
5.00
985 reviews
TitleMax
4517 Everhart Rd, Corpus Christi, TX 78411 show on map
tel: 361-855-1463
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
838 reviews
TitleMax
5839 Weber Rd, Corpus Christi, TX 78413 show on map
tel: 361-225-2411
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
149 reviews
Advance America
5656 Weber Rd., Ste. 102, Corpus Christi, TX 78411 show on map
tel: 361-854-5136
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
5.00
131 review
Advance America
13637 Northwest Blvd., Ste. 300, Corpus Christi, TX 78410 show on map
tel: 361-767-2701
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
4.90
154 reviews
Check 'n Go
4249 Kostoryz Rd., Corpus Christi, TX 78415 show on map
tel: 361-855-1140
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
144 reviews
Check 'n Go
13434 Leopard Road Suite A-2, Corpus Christi, TX 78410 show on map
tel: 361-241-7241
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: Closed
Sunday: Closed
4.90
75 reviews
Check 'n Go
10309 South Padre Island Drive, Corpus Christi, TX 78418 show on map
tel: 361-937-2200
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: Closed
Sunday: Closed
4.90
67 reviews
Speedy Cash
3710 Leopard St, Corpus Christi, TX 78408 show on map
permanently closed
4.90
31 review
Speedy Cash
11217 Leopard St Ste 1, Corpus Christi, TX 78410 show on map
tel: 361-241-2370
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.70
115 reviews
Speedy Cash
4009 S Padre Island Dr, Corpus Christi, TX 78411 show on map
tel: 361-806-2068
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.70
18 reviews
Ace Cash Express
1805 S Padre Island Dr, Corpus Christi, TX 78416 show on map
tel: 361-814-1416
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
4.60
55 reviews
Speedy Cash
4701 Ayers St Ste 600-10, Corpus Christi, TX 78415 show on map
tel: 361-852-1242
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.60
50 reviews
Ace Cash Express
4130 Ayers St, Corpus Christi, TX 78415 show on map
tel: 361-857-0131
Hours:
Monday: 9AM–8PM
Tuesday: 9AM–8PM
Wednesday: 9AM–8PM
Thursday: 9AM–8PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.50
27 reviews
Ace Cash Express
3765 Leopard St, Corpus Christi, TX 78408 show on map
tel: 361-888-9415
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.50
25 reviews
Ace Cash Express
5425 S Padre Island Dr, Corpus Christi, TX 78411 show on map
tel: 361-991-9206
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
4.30
39 reviews
Ace Cash Express
1209 Waldron Rd, Corpus Christi, TX 78418 show on map
tel: 361-937-5620
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.30
24 reviews
Ace Cash Express
5634 Weber Rd, Corpus Christi, TX 78411 show on map
tel: 361-225-4615
Hours:
Monday: 9AM–8PM
Tuesday: 9AM–8PM
Wednesday: 9AM–8PM
Thursday: 9AM–8PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.20
37 reviews
Ace Cash Express
1305 S Port Ave, Corpus Christi, TX 78405 show on map
tel: 361-882-1205
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
Near By Cities by Office Count

Latest Reviews

chon alaniz
5 / 5 Nov 23, 2021
about Speedy Cash's office
4701 Ayers St Ste 600-10, Corpus Christi, TX 78415
Jose Castillo
5 / 5 Nov 23, 2021
about TitleMax's office
5839 Weber Rd, Corpus Christi, TX 78413
Rey-claudia Hernandez
5 / 5 Nov 19, 2021
about TitleMax's office
4517 Everhart Rd, Corpus Christi, TX 78411

Payday Loans in Corpus Christi

Payday loans in Corpus Christi are regulated by federal and local law.

  • Local ordinance (law) (Chapter 5, Article I)
  • Approved on August 11, 2015
  • Signed by Rebecca Huerta (City Secretary), Nelda Martinez (Mayor)

Ordinance rules:

  • A payday lender must keep and save all loan records (3 years min);
  • Payday loan amoout limit: 20% of borrower’s monthly income;
  • Installment payments can not be more than 4 times;
  • Just 3 times for renewals;
  • A payday loan lender must have a registration with 1 year expiration;
  • A lender must provide information about financial education program;

Payday Loans Stats in Corpus Christi

  • The 2019 year, in the Corpus Christi MSA, were 169 store locations (payday and title loan lenders), that made the next numbers:
    • The amount of new payday loans: $11 mln
    • Fee charges: $15 mln
    • Refinances: $11 mln
    • the average loan term for a single payday loan was 16 days
    • the average loan term for an installment payday loan was 169 days
    • the average fee for every $100 single payday loan was $19
    • the average fee for every $100 installment payday loan was $178

2021 year, Corpus Christi: 27 payday loan storefronts:

  • ACE CASH EXPRESS (7 stores);
  • THE CASH STORE (4 stores);
  • SPEEDY CASH (4 stores);
  • CHECK N GO (3 stores);
  • ADVANCE AMERICA (3 stores);
  • Discount Title Loans (2 stores);
  • LOANSTAR TITLE LOANS (1 store);
  • TITLEMAX (1 store).

Store Locations vs Household Income

Census.gov Data of Households Income as of 2019 and Offices Distribution as of 2021.
Legend:
Less than $25,000
$25,001 - $50,000
$50,001 - $75,000
$75,001 - +$100,000

Corpus Christi is a Texas city on the Gulf of Mexico that has approximately 15 payday loan stores. The number is smaller as compared to the other cities. Let’s understand the relationship between average household income and payday loan stores deeply via the map.

Mostly, the average household income is less than $50,000 throughout the area. However, southern Corpus Christi has a greater average household income i.e., $90,000. The payday loan stores also vary throughout the city. The parts where the average income is lower can be seen with a greater number of payday loan stores. The central city area has an average income of $30,000 and has 2 to 3 payday loan stores around.

The Bay area has an average income of $50,000 and there are 1 to 2 payday loan stores. The south part has no payday loan store. Other than that, Northwest Corpus Christi has an average income of $55,000 and has no payday loan lending store. The Flour Bluff area where the average household income is $60,000 can be seen with 2 payday loan stores. Hence, it can be concluded that on average, the areas with low average income have more payday loan stores and vice versa.

Corpus Christi Residents Debt-to-Income Ratios
Corpus Christi residents have 655 median credit score and the average number of late payments is about 7.52. Below represented DTI (Debt-to-Income) ratios shows how Corpus Christi residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.53%
Mortgage DTI
288.44%
Car Loan DTI
45.76%
Student Loan DTI
37.50%
Corpus Christi Residents Financial Statistics
Below represented statistics is for Corpus Christi, Nueces County, Texas. As of 2019.
Median age of Corpus Christi's residents, years
35
Labour force participation rate, %
63.1%
Unemployment rate, %
5.5%
% of residents with no health insurance
17.2%
Median individual income, USD
$27,602
Median household income, USD
$56,333
% of households with income under $35,000
32.3%
% of households with income $35,000 - $75,000
29.9%
% of households with income $75,000 - $100,000
13.1%
% of households with income over $100,000
24.6%
% of households that own their residence
56.7%
Median home value owned by residents, USD
$139,129
Median rent cost, USD
$1,028
Rent Burden, %
31.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Corpus Christi, TX
Payday Loans are legal* in Texas.
Store
18 Local Stores
Company
5 Companies
Review
2964 Reviews
Online
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