* No affiliation with any of the companies listed on the page.

Laredo, TX Payday Loans Lenders

14 local stores from 5 companies located in Laredo, TX
Rating
Reviews
Lender
4.83
479
reviews
Ace Cash Express
Ace Cash Express
has 6 offices
4.95
73
reviews
Advance America
Advance America
has 1 office
4.95
191
review
Check 'n Go
Check 'n Go
has 2 offices
4.30
40
reviews
Speedy Cash
Speedy Cash
has 2 offices
5.00
1k+
reviews
TitleMax
TitleMax
has 3 offices

All Laredo, TX Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
5.00
1144 reviews
TitleMax
4316 San Bernardo Ave, Laredo, TX 78041 show on map
tel: 956-728-7337
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
356 reviews
TitleMax
2201 Chestnut Street, Laredo, TX 78046 show on map
tel: 956-253-1380
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
137 reviews
TitleMax
1504 Guadalupe St, Laredo, TX 78040 show on map
tel: 956-253-0035
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
117 reviews
Check 'n Go
2214 Guadalupe Street, Laredo, TX 78043 show on map
tel: 956-718-3173
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
85 reviews
Ace Cash Express
4311 Clark Blvd, Laredo, TX 78043 show on map
tel: 956-795-4733
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
4.95
73 reviews
Advance America
502 West Calton Rd, Ste.204, Laredo, TX 78041 show on map
tel: 956-791-4222
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
4.90
158 reviews
Ace Cash Express
500 W Calton Rd, Laredo, TX 78041 show on map
tel: 956-728-1160
Hours:
Monday: 9AM–8PM
Tuesday: 9AM–8PM
Wednesday: 9AM–8PM
Thursday: 9AM–8PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.90
74 reviews
Check 'n Go
7807 McPherson Ave Ste 202, Laredo, TX 78045 show on map
tel: 956-722-1127
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
65 reviews
Ace Cash Express
3502 San Bernardo Ave, Laredo, TX 78041 show on map
tel: 956-791-1500
Hours:
Monday: 9AM–8PM
Tuesday: 9AM–8PM
Wednesday: 9AM–8PM
Thursday: 9AM–8PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.80
60 reviews
Ace Cash Express
2905 S Zapata Hwy, Laredo, TX 78046 show on map
tel: 956-717-3677
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
4.70
82 reviews
Ace Cash Express
2308 Guadalupe St, Laredo, TX 78043 show on map
tel: 956-791-2274
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–5PM
Sunday: Closed
4.70
29 reviews
Ace Cash Express
1102 Marshall St, Laredo, TX 78045 show on map
tel: 956-516-7433
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–5PM
Sunday: Closed
4.30
27 reviews
Speedy Cash
2119 E Saunders St, Laredo, TX 78041 show on map
tel: 956-722-3175
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.30
13 reviews
Speedy Cash
7120 San Bernardo Ave, Laredo, TX 78041 show on map
tel: 956-722-3199
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed

Latest Reviews

Alejandro Puente
5 / 5 Nov 23, 2021
about TitleMax's office
2201 Chestnut Street, Laredo, TX 78046
Rick S.
5 / 5 Nov 23, 2021
about TitleMax's office
2201 Chestnut Street, Laredo, TX 78046
AshleyEdgar Garcia
5 / 5 Nov 19, 2021
about Ace Cash Express's office
3502 San Bernardo Ave, Laredo, TX 78041
Sylvia E S.
5 / 5 May 30, 2018
about Advance America's office
502 West Calton Rd, Ste.204, Laredo, TX 78041

Payday Loans in Laredo

  • The 2019 year, in the Laredo MSA area, were 25 store locations, they made the next numbers:
    • the amount of new payday loans was $10 mln
    • fee charges were $15 mln
    • refinances were $15 mln
    • the average loan term for a single payday loan was 19 days
    • the average loan term for an installment payday loan was 168 days
    • the average fee for every $100 single payday loan was $23
    • the average fee for every $100 installment payday loan was $195

The 2021 year: 18 payday loans storefronts do business in Laredo:

  • ACE CASH EXPRESS (6 stores);
  • TITLEMAX (3 stores);
  • SPEEDY CASH (2 stores);
  • CHECK N GO (2 stores);
  • Discount Title Loans (2 stores);
  • ACTION EXPRESS LOANS (1 store);
  • ADVANCE AMERICA (1 store);
  • Devolada Payday & Car Title Loans (1 store);

Store Locations vs Household Income

Census.gov Data of Households Income as of 2019 and Offices Distribution as of 2021.
Legend:
Less than $25,000
$25,001 - $50,000
$50,001 - $75,000
$75,001 - +$100,000

Laredo is a city on the Mexican border, in southern Texas. It offers 12 payday loan stores. Let’s understand the relationship between payday loan stores and the average household income in this city through the map.

Overall, the average household income in this city is lower than in other cities in Texas.

The Laredo Medical Center and the roundabout area has an average income of $25,000 and has three payday loan stores.

The Nye side of the city has a greater number of payday loan stores as compared to the opposite side of Laredo.

The Walmart Supercentre area has an average income of around $24,000 with one payday loan store.

China Border and the surrounding area has an average income of $25,000 with no payday loan store.

The Slaughter Park Area has an average household income of $30,000 with no payday loan store as China Border area.

The Independence hills Regional Park has an average income of $50,000 and the areas around Lake Casa Blanca International State Park shows an average income of $40,000.

In a nutshell, it can be concluded that the overall average income is lower throughout the city and has fewer payday loan stores scattered around.

Payday Loan Complaint in Laredo

For the period 2011-2021, CFPB base knows only 2 complaints from customers in Laredo.

Laredo Residents Debt-to-Income Ratios
Laredo residents have 643 median credit score and the average number of late payments is about 7.77. Below represented DTI (Debt-to-Income) ratios shows how Laredo residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.24%
Mortgage DTI
316.79%
Car Loan DTI
61.19%
Student Loan DTI
35.56%
Laredo Residents Financial Statistics
Below represented statistics is for Laredo, Webb County, Texas. As of 2019.
Median age of Laredo's residents, years
28
Labour force participation rate, %
60.2%
Unemployment rate, %
4.8%
% of residents with no health insurance
27.6%
Median individual income, USD
$22,228
Median household income, USD
$47,593
% of households with income under $35,000
39.3%
% of households with income $35,000 - $75,000
30.1%
% of households with income $75,000 - $100,000
10.9%
% of households with income over $100,000
19.9%
% of households that own their residence
61.8%
Median home value owned by residents, USD
$128,247
Median rent cost, USD
$851
Rent Burden, %
35.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Laredo, TX
Payday Loans are legal* in Texas.
Store
14 Local Stores
Company
5 Companies
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2420 Reviews
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