* No affiliation with any of the companies listed on the page.

Lubbock, TX Payday Loans Lenders

11 local store from 5 companies located in Lubbock, TX
Rating
Reviews
Lender
4.35
157
reviews
Ace Cash Express
Ace Cash Express
has 4 offices
4.90
418
reviews
Advance America
Advance America
has 2 offices
4.50
94
reviews
Check 'n Go
Check 'n Go
has 1 office
4.50
37
reviews
Texas Car Title & Payday Loan Services
5.00
1k+
reviews
TitleMax
TitleMax
has 3 offices

All Lubbock, TX Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
5.00
721 review
TitleMax
2219 19th Street, Lubbock, TX 79401 show on map
tel: 806-744-0533
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
656 reviews
TitleMax
1318 50th Street, Lubbock, TX 79412 show on map
tel: 806-744-2554
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
281 review
TitleMax
4225 S. Loop 289, Lubbock, TX 79423 show on map
tel: 806-300-8554
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
210 reviews
Advance America
410 Frankford Ave, Ste A, Lubbock, TX 79416 show on map
tel: 806-785-8306
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
4.90
208 reviews
Advance America
3003 50th St., Ste. 500, Lubbock, TX 79413 show on map
tel: 806-784-0412
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
4.60
46 reviews
Ace Cash Express
4646 34th St, Lubbock, TX 79410 show on map
tel: 806-797-1104
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–6PM
Sunday: Closed
4.50
94 reviews
Check 'n Go
4425 50th St., Lubbock, TX 79414 show on map
tel: 806-785-4500
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.50
56 reviews
Ace Cash Express
1301d 50th St, Lubbock, TX 79412 show on map
tel: 806-749-3374
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: Closed
4.50
37 reviews
Texas Car Title & Payday Loan Services
2702 34th Street, Lubbock, TX 79410 show on map
tel: 806-797-4400
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–6PM
Sunday: Closed
4.30
39 reviews
Ace Cash Express
502 Avenue Q, Lubbock, TX 79401 show on map
tel: 806-744-5101
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–6PM
Sunday: Closed
4.00
16 reviews
Ace Cash Express
5412 Slide Rd, Lubbock, TX 79414 show on map
tel: 806-792-2540
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–6PM
Sunday: Closed

Latest Reviews

Amanda Sandoval
5 / 5 Nov 23, 2021
about TitleMax's office
2219 19th Street, Lubbock, TX 79401
Julie Torres
5 / 5 Nov 23, 2021
about TitleMax's office
2219 19th Street, Lubbock, TX 79401
angie pena
5 / 5 Nov 22, 2021
about TitleMax's office
1318 50th Street, Lubbock, TX 79412

Payday Loans in Lubbock

Payday loan business in Lubbock operates under the Texas law.

In 2017, there was an attempt to pass a local law (ordinance) that would restrict credit access business.

The main points of this law:

  • 1-year certificate for a lender;
  • Payday loan limit amount – 20% of income
  • Saving of all loan transactions;
  • limit to 4 installments payments;
  • limit to 3 renewals of a payday loan;

Who supported the ordinance: West Texas Organizing Strategy and the Lubbock County Democratic Party.

Result: The Lubbock City Council has voted 5-2 against this law

Payday Loans Stats in Lubbock

  • The 2014 year, 33 storefronts, customers paid 9$ mill fees and $21 mill in refincances.
  • The 2019 year, in the Lubbock MSA, were 21 store locations, that made the next numbers:
    • The amount of new payday loans: $10 mln
    • Fee charges: $10 mln
    • Refinances: $15 mln
    • the average loan term for a single payday loan was 16 days
    • the average loan term for an installment payday loan was 170 days
    • the average fee for every $100 single payday loan was $19
    • the average fee for every $100 installment payday loan was $48
Lubbock Residents Debt-to-Income Ratios
Lubbock residents have 669 median credit score and the average number of late payments is about 6.44. Below represented DTI (Debt-to-Income) ratios shows how Lubbock residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.27%
Mortgage DTI
285.85%
Car Loan DTI
43.70%
Student Loan DTI
54.57%
Lubbock Residents Financial Statistics
Below represented statistics is for Lubbock, Lubbock County, Texas. As of 2019.
Median age of Lubbock's residents, years
29
Labour force participation rate, %
65.1%
Unemployment rate, %
3.7%
% of residents with no health insurance
13.0%
Median individual income, USD
$25,634
Median household income, USD
$50,453
% of households with income under $35,000
35.5%
% of households with income $35,000 - $75,000
30.9%
% of households with income $75,000 - $100,000
12.0%
% of households with income over $100,000
21.6%
% of households that own their residence
51.2%
Median home value owned by residents, USD
$137,823
Median rent cost, USD
$955
Rent Burden, %
35.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Lubbock, TX
Payday Loans are legal* in Texas.
Store
11 Local Stores
Company
5 Companies
Review
2364 Reviews
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