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Lubbock, TX Payday Loans Lenders
11 local store from 5 companies located in Lubbock, TX|
Rating
|
Reviews
|
Lender |
|---|---|---|
|
4.55
|
319
reviews
|
Ace Cash Express
has 4 offices
|
|
4.90
|
432
reviews
|
Advance America
has 2 offices
|
|
4.50
|
93
reviews
|
Check 'n Go
has 1 office
|
|
4.70
|
55
reviews
|
Texas Car Title & Payday Loan Services
has 1 office
|
|
5.00
|
1k+
reviews
|
TitleMax
has 3 offices
|
All Lubbock, TX Lenders Offices by Rating
|
Rating
|
Office Address |
|---|---|
|
5.00
767 reviews
|
TitleMax
2219 19th Street,
Lubbock,
TX 79401
show on map
tel: 806-744-0533
Hours:
Monday:
10AM–7PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–7PM
Saturday:
10AM–2PM
Sunday:
Closed
|
|
5.00
757 reviews
|
TitleMax
1318 50th Street,
Lubbock,
TX 79412
show on map
tel: 806-744-2554
Hours:
Monday:
10AM–7PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–7PM
Saturday:
10AM–2PM
Sunday:
Closed
|
|
5.00
354 reviews
|
TitleMax
4225 S. Loop 289,
Lubbock,
TX 79423
show on map
tel: 806-300-8554
Hours:
Monday:
10AM–7PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–7PM
Saturday:
10AM–2PM
Sunday:
Closed
|
|
4.90
217 reviews
|
Advance America
3003 50th St., Ste. 500,
Lubbock,
TX 79413
show on map
tel: 806-784-0412
Hours:
Monday:
10AM–6PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–6PM
Saturday:
10AM–3PM
Sunday:
Closed
|
|
4.90
215 reviews
|
Advance America
410 Frankford Ave, Ste A,
Lubbock,
TX 79416
show on map
tel: 806-785-8306
Hours:
Monday:
10AM–6PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–6PM
Saturday:
10AM–3PM
Sunday:
Closed
|
|
4.70
113 reviews
|
Ace Cash Express
1301d 50th St,
Lubbock,
TX 79412
show on map
tel: 806-749-3374
Hours:
Monday:
9AM–7PM
Tuesday:
9AM–7PM
Wednesday:
9AM–7PM
Thursday:
9AM–7PM
Friday:
9AM–8PM
Saturday:
9AM–6PM
Sunday:
Closed
|
|
4.70
93 reviews
|
Ace Cash Express
4646 34th St,
Lubbock,
TX 79410
show on map
tel: 806-797-1104
Hours:
Monday:
9AM–7PM
Tuesday:
9AM–7PM
Wednesday:
9AM–7PM
Thursday:
9AM–7PM
Friday:
9AM–8PM
Saturday:
9AM–6PM
Sunday:
Closed
|
|
4.70
55 reviews
|
Texas Car Title & Payday Loan Services
2702 34th Street,
Lubbock,
TX 79410
show on map
tel: 806-797-4400
Hours:
Monday:
10AM–6PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–6PM
Saturday:
10AM–3PM
Sunday:
Closed
|
|
4.50
93 reviews
|
Check 'n Go
4425 50th St.,
Lubbock,
TX 79414
show on map
tel: 806-785-4500
Hours:
Monday:
10AM–6PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–6PM
Saturday:
Closed
Sunday:
Closed
|
|
4.50
49 reviews
|
Ace Cash Express
5412 Slide Rd,
Lubbock,
TX 79414
show on map
tel: 806-792-2540
Hours:
Monday:
10AM–7PM
Tuesday:
10AM–7PM
Wednesday:
10AM–7PM
Thursday:
10AM–7PM
Friday:
10AM–7PM
Saturday:
10AM–6PM
Sunday:
Closed
|
|
4.30
64 reviews
|
Ace Cash Express
502 Avenue Q,
Lubbock,
TX 79401
show on map
tel: 806-744-5101
Hours:
Monday:
9AM–7PM
Tuesday:
9AM–7PM
Wednesday:
9AM–7PM
Thursday:
9AM–7PM
Friday:
9AM–8PM
Saturday:
9AM–6PM
Sunday:
Closed
|
7 CFPB Complaints in Lubbock
There were 7 CFPB complaints in Lubbock since Jul 2015.
Complaints over Years
Top 4 Companies
- Ace Cash Express: 4
- Check 'n Go: 1
- Community Choice Financial: 1
- Advance America: 1
Top 3 Complaints Issues
- Received a loan I didn't apply for: 1
- Charged fees or interest I didn't expect: 1
- False statements or representation: 1
Latest Reviews
Victoria Hernandez
@google
5
/ 5
Sep 12, 2022
about TitleMax's office
4225 S. Loop 289, Lubbock, TX 79423
Jasmine Mora
@google
5
/ 5
Sep 6, 2022
about TitleMax's office
4225 S. Loop 289, Lubbock, TX 79423
key hardaway
@google
5
/ 5
Sep 5, 2022
about Ace Cash Express's office
1301d 50th St, Lubbock, TX 79412
Payday Loans in Lubbock
Payday loan business in Lubbock operates under the Texas law.
In 2017, there was an attempt to pass a local law (ordinance) that would restrict credit access business.
The main points of this law:
- 1-year certificate for a lender;
- Payday loan limit amount – 20% of income
- Saving of all loan transactions;
- limit to 4 installments payments;
- limit to 3 renewals of a payday loan;
Who supported the ordinance: West Texas Organizing Strategy and the Lubbock County Democratic Party.
Result: The Lubbock City Council has voted 5-2 against this law
Payday Loans Stats in Lubbock
- The 2014 year, 33 storefronts, customers paid 9$ mill fees and $21 mill in refincances.
- The 2019 year, in the Lubbock MSA, were 21 store locations, that made the next numbers:
- The amount of new payday loans: $10 mln
- Fee charges: $10 mln
- Refinances: $15 mln
- the average loan term for a single payday loan was 16 days
- the average loan term for an installment payday loan was 170 days
- the average fee for every $100 single payday loan was $19
- the average fee for every $100 installment payday loan was $48
Lubbock Residents Debt-to-Income Ratios
Lubbock residents have 669 median credit score and
the average number of late payments is about 6.44.
Below represented DTI (Debt-to-Income) ratios shows how Lubbock residents debts stacks up against their income.
As of 2020.
Credit Card DTI
6.27%
Mortgage DTI
285.85%
Car Loan DTI
43.70%
Student Loan DTI
54.57%
Lubbock Residents Financial Statistics
Below represented statistics is for Lubbock,
Lubbock County, Texas.
As of 2019.
Median age of Lubbock's residents, years
29
Labour force participation rate, %
65.1%
Unemployment rate, %
3.7%
% of residents with no health insurance
13.0%
Median individual income, USD
$25,634
Median household income, USD
$50,453
% of households with income under $35,000
35.5%
% of households with income $35,000 - $75,000
30.9%
% of households with income $75,000 - $100,000
12.0%
% of households with income over $100,000
21.6%
% of households that own their residence
51.2%
Median home value owned by residents, USD
$137,823
Median rent cost, USD
$955
Rent Burden, %
35.0%
Some official sources of data we used to build this page:
Lubbock,
TX
Payday Loans are legal* in Texas.
