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Lubbock, TX Payday Loan Lenders
9 local stores from 3 companies located in Lubbock, TX|
Rating
|
Reviews
|
Lender |
|---|---|---|
|
4.10
|
100
reviews
|
Ace Cash Express
has 5 offices
|
|
4.90
|
366
reviews
|
Advance America
has 2 offices
|
|
3.75
|
94
reviews
|
Check 'n Go
has 2 offices
|
All Lubbock, TX Lenders Offices by Rating
|
Rating
|
Office Address |
|---|---|
|
4.90
199 reviews
|
Advance America
410 Frankford Ave, Ste A,
Lubbock,
TX 79416
show on map
tel: 806-785-8306
Hours:
Monday:
10AM–6PM
Tuesday:
11AM–5PM
Wednesday:
11AM–5PM
Thursday:
10AM–6PM
Friday:
10AM–7PM
Saturday:
10AM–2PM
Sunday:
Closed
|
|
4.90
167 reviews
|
Advance America
3003 50th St., Ste. 500,
Lubbock,
TX 79413
show on map
tel: 806-784-0412
Hours:
Monday:
10AM–6PM
Tuesday:
11AM–5PM
Wednesday:
11AM–5PM
Thursday:
10AM–6PM
Friday:
10AM–7PM
Saturday:
10AM–2PM
Sunday:
Closed
|
|
4.50
93 reviews
|
Check 'n Go
4425 50th St.,
Lubbock,
TX 79414
show on map
tel: 806-785-4500
Hours:
Monday:
10AM–6PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–6PM
Saturday:
10AM–2PM
Sunday:
Closed
|
|
4.30
29 reviews
|
Ace Cash Express
1301-D 50Th St,
Lubbock,
TX 79412
show on map
tel: 806-749-3374
Hours:
Monday:
9AM–7PM
Tuesday:
9AM–7PM
Wednesday:
9AM–7PM
Thursday:
9AM–7PM
Friday:
9AM–8PM
Saturday:
9AM–6PM
Sunday:
Closed
|
|
4.20
33 reviews
|
Ace Cash Express
502 Ave Q,
Lubbock,
TX 79401
show on map
tel: 806-744-5101
Hours:
Monday:
9AM–7PM
Tuesday:
9AM–7PM
Wednesday:
9AM–7PM
Thursday:
9AM–7PM
Friday:
9AM–7PM
Saturday:
9AM–6PM
Sunday:
Closed
|
|
4.10
22 reviews
|
Ace Cash Express
4646 34Th St,
Lubbock,
TX 79410
show on map
tel: 806-797-1104
Hours:
Monday:
9AM–7PM
Tuesday:
9AM–7PM
Wednesday:
9AM–7PM
Thursday:
9AM–7PM
Friday:
9AM–7PM
Saturday:
9AM–6PM
Sunday:
Closed
|
|
3.80
16 reviews
|
Ace Cash Express
5412 Slide Rd,
Lubbock,
TX 79414
show on map
tel: 806-792-2540
Hours:
Monday:
10AM–6PM
Tuesday:
10AM–6PM
Wednesday:
10AM–6PM
Thursday:
10AM–6PM
Friday:
10AM–7PM
Saturday:
10AM–6PM
Sunday:
Closed
|
|
3.00
1 review
|
Check 'n Go
1803 7th St,Ste 601,
Lubbock,
TX 79401
show on map
permanently closed
|
|
0.00
0 reviews
|
Ace Cash Express
5510 4Th St,
Lubbock,
TX 79416
show on map
permanently closed
|
Latest Reviews
Mrs. De Leon
@google
5
/ 5
Apr 6, 2021
about Ace Cash Express's office
502 Ave Q, Lubbock, TX 79401
Robert Martinez
@google
5
/ 5
Mar 31, 2021
about Ace Cash Express's office
1301-D 50Th St, Lubbock, TX 79412
Jo Anne Diaz
@google
5
/ 5
Mar 15, 2021
about Ace Cash Express's office
1301-D 50Th St, Lubbock, TX 79412
Payday Loans in Lubbock
Payday loan business in Lubbock operates under the Texas law.
In 2017, there was an attempt to pass a local law (ordinance) that would restrict credit access business.
The main points of this law:
- 1-year certificate for a lender;
- Payday loan limit amount – 20% of income
- Saving of all loan transactions;
- limit to 4 installments payments;
- limit to 3 renewals of a payday loan;
Who supported the ordinance: West Texas Organizing Strategy and the Lubbock County Democratic Party.
Result: The Lubbock City Council has voted 5-2 against this law
Payday Loans Stats in Lubbock
- The 2014 year, 33 storefronts, customers paid 9$ mill fees and $21 mill in refincances.
- The 2019 year, in the Lubbock MSA, were 21 store locations, that made the next numbers:
- The amount of new payday loans: $10 mln
- Fee charges: $10 mln
- Refinances: $15 mln
- the average loan term for a single payday loan was 16 days
- the average loan term for an installment payday loan was 170 days
- the average fee for every $100 single payday loan was $19
- the average fee for every $100 installment payday loan was $48
Lubbock Residents Debt-to-Income Ratios
Lubbock residents have 669 median credit score and
the average number of late payments is about 6.44.
Below represented DTI (Debt-to-Income) ratios shows how Lubbock residents debts stacks up against their income.
As of 2020.
Credit Card DTI
6.27%
Mortgage DTI
285.85%
Car Loan DTI
43.70%
Student Loan DTI
54.57%
Lubbock Residents Financial Statistics
Below represented statistics is for Lubbock,
Lubbock County, Texas.
As of 2019.
Median age of Lubbock's residents, years
29
Labour force participation rate, %
65.1%
Unemployment rate, %
3.7%
% of residents with no health insurance
13.0%
Median individual income, USD
$25,634
Median household income, USD
$50,453
% of households with income under $35,000
35.5%
% of households with income $35,000 - $75,000
30.9%
% of households with income $75,000 - $100,000
12.0%
% of households with income over $100,000
21.6%
% of households that own their residence
51.2%
Median home value owned by residents, USD
$137,823
Median rent cost, USD
$955
Rent Burden, %
35.0%
Some official sources of data we used to build this page:
Lubbock,
TX
Payday Loans are legal* in Texas.
