San Angelo, TX Payday Loan Lenders

4 local stores from 3 companies located in San Angelo, TX
Rating
Reviews
Lender
4.33
36
reviews
Ace Cash Express
Ace Cash Express
has 2 offices
4.40
141
review
Advance America
Advance America
has 1 office
4.90
162
reviews
Check 'n Go
Check 'n Go
has 1 office

All San Angelo, TX Lenders Offices by Rating

Rating
Office Address
4.90
162 reviews
Check 'n Go
613 West 29th Street,Suite 149, San Angelo, TX 76903 show on map
tel: 325-655-3478
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.40
141 review
Advance America
4548 Sherwood Way, San Angelo, TX 76901 show on map
tel: 325-949-1472
Hours:
Monday: 10AM–6PM
Tuesday: 11AM–5PM
Wednesday: 11AM–5PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.40
22 reviews
Ace Cash Express
2202 N Chadbourne St, San Angelo, TX 76903 show on map
tel: 325-657-0610
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–6PM
Sunday: Closed
4.25
14 reviews
Ace Cash Express
3337 Sherwood Way, San Angelo, TX 76901 show on map
tel: 325-944-3504
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–6PM
Sunday: Closed

Latest Reviews

Jessica Cortez
5 / 5 Apr 19, 2021
about Check 'n Go's office
613 West 29th Street,Suite 149, San Angelo, TX 76903
Angela Navarro
5 / 5 Apr 7, 2021
about Ace Cash Express's office
2202 N Chadbourne St, San Angelo, TX 76903
Renata Higginbottom
5 / 5 Mar 25, 2021
about Advance America's office
4548 Sherwood Way, San Angelo, TX 76901
Michael R.
4 / 5 Oct 7, 2014
about Advance America's office
4548 Sherwood Way, San Angelo, TX 76901

I applied twice last year. I used to have a credit card but I maxed it and since then I intentionally avoid using another one. It took me long time to handle the debt with that one. However, expenses overran me and I took a payday loan as I thought it was a nice variation and a good alternative to a credit card becuse it was short-term obligation. But it sort of appeared not that much easier. It took me longer to repay than I planned. And I have to say that their terms are not that transparent as they are described. ...

Ivonna
4 / 5 Apr 3, 2013
about Ace Cash Express's office
3337 Sherwood Way, San Angelo, TX 76901

Payday Loans in San Angelo

San Angelo has its own local regulation:

  • Chapter 5 “Business and commerce”
  • Article 5.11 “Credit Access Business”
  • The city ordinance was adopted on 15 November 2016
  • Signed by Bryan Kendrick (City clerk), Dwain Morrison (Mayor), Theresa James (City attorney)

Restrictions:

  • A lender must have the City registration;
  • Payday loan limit amount: 20% gross monthly income;
  • A lender must determine consumer’s income;
  • Repayment in installments: max 4 times;
  • Payday loan can’t be renewed more than 3 times;

Payday Loans Stats in San Angelo

2016 year: 13 payday lending loan businesses in the City.

As of May 1, 2021, 12 payday loan lenders have active licenses:

  • ACE CASH EXPRESS (4 stores);
  • THE CASH STORE (4 stores);
  • CHECK N GO (2 store);
  • ADVANCE AMERICA (1 store);
  • LOANSTAR TITLE LOANS (1 store)
San Angelo Residents Debt-to-Income Ratios
San Angelo residents have 669 median credit score and the average number of late payments is about 6.73. Below represented DTI (Debt-to-Income) ratios shows how San Angelo residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.31%
Mortgage DTI
316.25%
Car Loan DTI
51.30%
Student Loan DTI
41.42%
San Angelo Residents Financial Statistics
Below represented statistics is for San Angelo, Tom Green County, Texas. As of 2019.
Median age of San Angelo's residents, years
33
Labour force participation rate, %
65.3%
Unemployment rate, %
3.9%
% of residents with no health insurance
13.7%
Median individual income, USD
$26,929
Median household income, USD
$51,928
% of households with income under $35,000
33.6%
% of households with income $35,000 - $75,000
33.2%
% of households with income $75,000 - $100,000
12.3%
% of households with income over $100,000
21.0%
% of households that own their residence
59.8%
Median home value owned by residents, USD
$136,177
Median rent cost, USD
$884
Rent Burden, %
30.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
San Angelo, TX
Payday Loans are legal* in Texas.
Store
4 Local Stores
Company
3 Companies
Review
339 Reviews
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