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Henderson, NV
Payday Loans are legal* in Nevada.
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10 Local Stores
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7 Companies
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285 Reviews
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YES Online Loans

Henderson, NV Payday Loan Lenders

10 local stores from 7 companies located in Henderson, NV

Henderson is one of Nevada’s largest cities (302 539 people), second only to Las Vegas. It is located in the Las Vegas Valley, Clark County, and is part of the Las Vegas metropolitan area. It is home to some large companies and corporations, and payday loan lenders account for a share of Henderson’s small and mid-size business community.

There are about four known payday loan lending companies in the city with but a dozen of offices. They all have a license and operate on a legal basis. These include Check City, Ace cash Express, Advance America and Speedy Cash. Although there are currently no signs of economic downfall, people do run out of money from time to time and choose payday loans to cover for unexpected losses and bills.

Payday loans Legal Aspects in Henderson

The law is less strict on payday lenders in Henderson and in Nevada in general, than in most other states. There are no limits to annual percentage rates, minimum loan size, number of rollovers and finance charges. However, no legitimate lender is allowed to grant a loan that is more than 25% of a borrower’s gross monthly income. This makes Henderson and the rest of Nevada an attraction for payday lenders. However, borrowers run a high risk of getting debt-trapped. This segment is pretty much in the hands of some groups of Native Americans, as they enjoy a number of freedoms and privileges and governmental support.

Henderson Geo and History

Henderson is situated just 16 miles south-east of Las Vegas, in a dry desert area close to the black rocky McCullough Range. The area has a desert climate with mild winters and very hot summers. 

It started as a group of settlements around a magnesium deposit in the 1930s, where a magnesium plant was built to feed the global military industry. The enterprise produced magnesium for projectiles and aircraft engines before and during the WWII. Around 1947, the demand for the metal declined, and the enterprise collapsed, resulting in a layoff of around 14 000 employees and leaving hundreds of homes vacant. 

The United States War Asset Administration actually put the town up for sale as a war surplus property. However, the Nevada’s Colorado River Commission purchased the plants and thus saved the future city. Henderson was officially incorporated as a city in 1953 and began to grow rapidly right away, both in size and in population.

Population and Demographics

Henderson has a population of 302 539 people. The median age is 42.2 years old; the biggest age groups are people in their forties (14.2%) and fifties (13%). The city is known to have the seventh highest per capita income in the United States; median household income is $66 939 with 19.2% of households boasting incomes between $50 000 and $75 000 and 14% – incomes ranging from $100 000 to $150 000. Most remarkably, 30% of households have six-figure incomes. Median individual income is $33 587. Up to 62.5% of the population have a home in possession. Homes are available at $266 043, median rent is $1286. The unemployment rate is 7.2%.

The racial composition is mostly typical of the rest of Nevada: there are 77.2% of Whites, 15.6% of Hispanic Whites; Asians account for 8%, African Americans – for 5.4%; Native Americans make up a share of 0.4%; Native Pacific islanders and Hawaiians – 0.4%. 

Henderson Today

Henderson is among the most economically stable and attractive city. It has won the status of the nation’s safest cities twice and was recognized as a top one by Bloomberg Businessweek. There are several major organizations with staffs exceeding 1000 employees, such as the City of Henderson (nearly 3 000 employees), St. Rose Dominican Hospital – Siena Campus (up to 2500 employees), Green Valley Ranch Resort & Spa (up to 2000), Sunset Station Hotel & Casino (up to 1500), M Resort (up to 1500). The proximity of Las Vegas has pretty much boosted Henderson’s cultural and entertainment life and nightlife with an abundance of movie theaters, concert halls, shopping malls, restaurants, pubs, casinos, etc.

Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Best Henderson, NV Lenders by Rating
Bigest Henderson, NV Companies by Office Count

All Henderson, NV Lenders Offices by Rating

Rating
Office Address
4.60
132 reviews
Speedy Cash
1601 W Warm Springs Rd, 89014 show on map
tel: 702-436-1074
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: 10AM–6PM
4.15
47 reviews
Check City
4325 East Sunset Road, 89014 show on map
tel: 702-258-2800
Hours:
Monday: 7AM–10PM
Tuesday: 7AM–10PM
Wednesday: 7AM–10PM
Thursday: 7AM–10PM
Friday: 7AM–11PM
Saturday: 7AM–10PM
Sunday: 9AM–9PM
4.00
18 reviews
Check City
34 N Valle Verde Dr #100, 89074 show on map
tel: 702-216-5777
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 7AM–9PM
Saturday: 8AM–8PM
Sunday: 10AM–6PM
4.00
1 review
Golden Loan
2637 Windmill Parkway, 89074
4.00
1 review
Cash Advance Henderson
1445 American Pacific Dr, 89074
tel: 888-790-7831
4.00
1 review
Ace Cash Express
742 S Boulder Hwy, 89015
tel: 702-567-0210
3.80
46 reviews
Check City
130 North Boulder Highway #110, 89015 show on map
tel: 702-216-6777
Hours:
Monday: 7AM–11PM
Tuesday: 7AM–11PM
Wednesday: 7AM–11PM
Thursday: 7AM–11PM
Friday: 7AM–11PM
Saturday: 7AM–11PM
Sunday: 9AM–9PM
3.80
25 reviews
Check City
617 Mall Ring Circle #100, 89014 show on map
tel: 702-458-4300
Hours:
Monday: 8AM–9PM
Tuesday: 8AM–9PM
Wednesday: 8AM–9PM
Thursday: 8AM–9PM
Friday: 7AM–11PM
Saturday: 8AM–9PM
Sunday: 8AM–8PM
3.00
1 review
Loanex
712 W Sunset Ave, 89015
tel: 702-566-9200
2.65
13 reviews
Advance America
560 S. Marks, #2H, 89014 show on map
tel: 702-454-3124
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 9AM–7PM
Saturday: 10AM–3PM
Sunday: Closed
Near By Cities by Office Count

Latest Reviews

Brandon Roaten
5 / 5 Dec 2, 2019
about Check City's office
617 Mall Ring Circle #100, Henderson, NV 89014
Shawn Imperial
5 / 5 Dec 1, 2019
about Speedy Cash's office
1601 W Warm Springs Rd, Henderson, NV 89014
Fran Guerpo
5 / 5 Nov 27, 2019
about Speedy Cash's office
1601 W Warm Springs Rd, Henderson, NV 89014
Jessica R.
5 / 5 May 2, 2019
about Check City's office
4325 East Sunset Road, Henderson, NV 89014
Romona M.
5 / 5 Apr 29, 2019
about Check City's office
4325 East Sunset Road, Henderson, NV 89014
Kelly A.
5 / 5 Apr 18, 2019
about Check City's office
4325 East Sunset Road, Henderson, NV 89014

I can't stand waiting! When I see a line, it really freaks me out. Therefore online lendin ...

Aaron Baker
4 / 5 Dec 13, 2013
about Ace Cash Express's office
742 S Boulder Hwy, Henderson, NV 89015

You know what drives me crazy? Standing in line and waiting for loan approval. It is extre ...

Jim Addis
4 / 5 May 21, 2013
about Cash Advance Henderson's office
1445 American Pacific Dr, Henderson, NV 89074

I suppose this is the best way to get cash when it is needed most. I really hate unexpecte ...

Sue
4 / 5 Oct 17, 2012
about Check City's office
34 N Valle Verde Dr #100, Henderson, NV 89074

I am a working pensioner. All my free time I spend with my granddaughter. She is the best ...

Isaiah
3 / 5 May 16, 2012
about Loanex's office
712 W Sunset Ave, Henderson, NV 89015

No wonder what precautions you take and no matter how hard you try to maintain your monthl ...

Louis
4 / 5 Mar 20, 2012
about Golden Loan's office
2637 Windmill Parkway, Henderson, NV 89074