* No affiliation with any of the companies listed on the page.

Henderson, NV Payday Loans Lenders

8 local stores from 4 companies located in Henderson, NV
Rating
Reviews
Lender
4.30
30
reviews
Advance America
Advance America
has 1 office
4.20
174
reviews
Check City
Check City
has 4 offices
4.65
36
reviews
Moneytree
Moneytree
has 2 offices
4.70
210
reviews
Speedy Cash
Speedy Cash
has 1 office

All Henderson, NV Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
4.80
16 reviews
Moneytree
890 South Boulder Hwy., 1 - 2, Henderson, NV 89015 show on map
tel: 702-856-3245
4.70
210 reviews
Speedy Cash
1601 W Warm Springs Rd, Henderson, NV 89014 show on map
tel: 702-436-1074
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.50
20 reviews
Moneytree
1690 W Sunset Rd, Henderson, NV 89014 show on map
tel: 702-450-7862
4.40
43 reviews
Check City
617 Mall Ring Circle #100, Henderson, NV 89014 show on map
tel: 702-458-4300
Hours:
Monday: 8AM–9PM
Tuesday: 8AM–9PM
Wednesday: 8AM–9PM
Thursday: 8AM–9PM
Friday: 8AM–9PM
Saturday: 8AM–9PM
Sunday: Closed
4.30
51 review
Check City
4325 East Sunset Road, Henderson, NV 89014 show on map
tel: 702-258-2800
Hours:
Monday: 8AM–9PM
Tuesday: 8AM–9PM
Wednesday: 8AM–9PM
Thursday: 8AM–9PM
Friday: 8AM–9PM
Saturday: 8AM–9PM
Sunday: 10AM–5PM
4.30
30 reviews
Advance America
560 S. Marks, #2H, Henderson, NV 89014 show on map
tel: 702-454-3124
Hours:
Monday: 10AM–5PM
Tuesday: 10AM–5PM
Wednesday: 10AM–5PM
Thursday: 10AM–5PM
Friday: 9AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
4.23
17 reviews
Check City
34 N Valle Verde Dr #100, Henderson, NV 89074 show on map
tel: 702-216-5777
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–6PM
Sunday: Closed
3.85
63 reviews
Check City
130 North Boulder Highway #110, Henderson, NV 89015 show on map
tel: 702-216-6777
Hours:
Monday: 8AM–9PM
Tuesday: 8AM–9PM
Wednesday: 8AM–9PM
Thursday: 8AM–9PM
Friday: 8AM–9PM
Saturday: 8AM–9PM
Sunday: Closed
Near By Cities by Office Count

Latest Reviews

Dijannia H.
5 / 5 Oct 8, 2021
about Check City's office
130 North Boulder Highway #110, Henderson, NV 89015
Maria Magdalena Chacon
5 / 5 Oct 2, 2021
about Check City's office
4325 East Sunset Road, Henderson, NV 89014
Jocelyn A.
5 / 5 Oct 2, 2021
about Check City's office
130 North Boulder Highway #110, Henderson, NV 89015
Karen R.
1 / 5 Oct 1, 2021
about Check City's office
4325 East Sunset Road, Henderson, NV 89014
romeo asban
5 / 5 Oct 1, 2021
about Check City's office
130 North Boulder Highway #110, Henderson, NV 89015
Kneil Pangan
5 / 5 Sep 30, 2021
about Check City's office
130 North Boulder Highway #110, Henderson, NV 89015

I can't stand waiting! When I see a line, it really freaks me out. Therefore online lending option is just what I need when it comes to cash shortage and upcoming bills to pay off. It's the 21 century,man. We can do almost everything online, and I always take advantage of this possibility. Ace Cash Express is great in online payday lending! ...

Aaron Baker
4 / 5 Dec 13, 2013
about Ace Cash Express's office
742 S Boulder Hwy, Henderson, NV 89015

You know what drives me crazy? Standing in line and waiting for loan approval. It is extremely annoying! That's why I choose payday loans online. I can easily send an application form to the lender and get the approval in a couple of hours. The same thing is about the repayment. The money I have borrowed are withdrawn from my account on the due date stipulated with the lending company. No hassle, no worries - everything goes easily and smoothly. I highly recommend this service. ...

Jim Addis
4 / 5 May 21, 2013
about Cash Advance Henderson's office
1445 American Pacific Dr, Henderson, NV 89074

I suppose this is the best way to get cash when it is needed most. I really hate unexpected situations such as minor car accidents or breaks and for the most time they happen, like in Murphy's law, when you are in short of cash. Great thing that one can rely on a payday loan - it always helps when it is logn time before your paycheck. ...

Sue
4 / 5 Oct 17, 2012
about Check City's office
34 N Valle Verde Dr #100, Henderson, NV 89074

I am a working pensioner. All my free time I spend with my granddaughter. She is the best child in the world! I am ready to do everything for her. That's why I decided to make her dream come true and buy a big white piano for her fifteenth birthday. My girl has dreamt about it since the first day of classes at the music studio. She knew that piano was not cheap, that’s why she was pleasantly surprised and immediately asked me about the sum. Certainly I did not tell her about the loan, because the child doesn’t need to know this. By the way, a payday loan is a very easy and fair lending service. On the other hand, the conditions leave much to be desired. ...

Isaiah
3 / 5 May 16, 2012
about Loanex's office
712 W Sunset Ave, Henderson, NV 89015

No wonder what precautions you take and no matter how hard you try to maintain your monthly budget, one day you can experience an immediate need of cash. I depict this from my own situation; although I am very good at money management, last month I experienced how it feels when you do not have enough money to maintain your commitment. It happened one day when I was going to my office and suddenly I heard some noises from the front of my car. It choked and came to a sudden halt; I left for my office and called tow truck to send it to a garage. Heavy repairing work was needed to bring it back on road and I was very short of money. This was the time when I dared to apply for my first payday loan and suddenly magic happened. Within few hours, I was handed over the required cash. Due to the lower interest rate and flexible payback structure, I cleared my payday loan the moment I received my paycheck. Definitely, I will use the payday loans if I again find myself in similar situations. ...

Louis
4 / 5 Mar 20, 2012
about Golden Loan's office
2637 Windmill Parkway, Henderson, NV 89074

Henderson is one of Nevada’s largest cities (302 539 people), second only to Las Vegas. It is located in the Las Vegas Valley, Clark County, and is part of the Las Vegas metropolitan area. It is home to some large companies and corporations, and payday loan lenders account for a share of Henderson’s small and mid-size business community.

There are about four known payday loan lending companies in the city with but a dozen of offices. They all have a license and operate on a legal basis. These include Check City, Ace cash Express, Advance America and Speedy Cash. Although there are currently no signs of economic downfall, people do run out of money from time to time and choose payday loans to cover for unexpected losses and bills.

Payday loans Legal Aspects in Henderson

The law is less strict on payday lenders in Henderson and in Nevada in general, than in most other states. There are no limits to annual percentage rates, minimum loan size, number of rollovers and finance charges. However, no legitimate lender is allowed to grant a loan that is more than 25% of a borrower’s gross monthly income. This makes Henderson and the rest of Nevada an attraction for payday lenders. However, borrowers run a high risk of getting debt-trapped. This segment is pretty much in the hands of some groups of Native Americans, as they enjoy a number of freedoms and privileges and governmental support.

Henderson Geo and History

Henderson is situated just 16 miles south-east of Las Vegas, in a dry desert area close to the black rocky McCullough Range. The area has a desert climate with mild winters and very hot summers. 

It started as a group of settlements around a magnesium deposit in the 1930s, where a magnesium plant was built to feed the global military industry. The enterprise produced magnesium for projectiles and aircraft engines before and during the WWII. Around 1947, the demand for the metal declined, and the enterprise collapsed, resulting in a layoff of around 14 000 employees and leaving hundreds of homes vacant. 

The United States War Asset Administration actually put the town up for sale as a war surplus property. However, the Nevada’s Colorado River Commission purchased the plants and thus saved the future city. Henderson was officially incorporated as a city in 1953 and began to grow rapidly right away, both in size and in population.

Population and Demographics

Henderson has a population of 302 539 people. The median age is 42.2 years old; the biggest age groups are people in their forties (14.2%) and fifties (13%). The city is known to have the seventh highest per capita income in the United States; median household income is $66 939 with 19.2% of households boasting incomes between $50 000 and $75 000 and 14% – incomes ranging from $100 000 to $150 000. Most remarkably, 30% of households have six-figure incomes. Median individual income is $33 587. Up to 62.5% of the population have a home in possession. Homes are available at $266 043, median rent is $1286. The unemployment rate is 7.2%.

The racial composition is mostly typical of the rest of Nevada: there are 77.2% of Whites, 15.6% of Hispanic Whites; Asians account for 8%, African Americans – for 5.4%; Native Americans make up a share of 0.4%; Native Pacific islanders and Hawaiians – 0.4%. 

Henderson Today

Henderson is among the most economically stable and attractive city. It has won the status of the nation’s safest cities twice and was recognized as a top one by Bloomberg Businessweek. There are several major organizations with staffs exceeding 1000 employees, such as the City of Henderson (nearly 3 000 employees), St. Rose Dominican Hospital – Siena Campus (up to 2500 employees), Green Valley Ranch Resort & Spa (up to 2000), Sunset Station Hotel & Casino (up to 1500), M Resort (up to 1500). The proximity of Las Vegas has pretty much boosted Henderson’s cultural and entertainment life and nightlife with an abundance of movie theaters, concert halls, shopping malls, restaurants, pubs, casinos, etc.

Henderson Residents Debt-to-Income Ratios
Henderson residents have 696 median credit score and the average number of late payments is about 3.87. Below represented DTI (Debt-to-Income) ratios shows how Henderson residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.00%
Mortgage DTI
418.83%
Car Loan DTI
29.90%
Student Loan DTI
38.24%
Henderson Residents Financial Statistics
Below represented statistics is for Henderson, Clark County, Nevada. As of 2019.
Median age of Henderson's residents, years
42
Labour force participation rate, %
61.8%
Unemployment rate, %
5.8%
% of residents with no health insurance
6.5%
Median individual income, USD
$37,038
Median household income, USD
$74,147
% of households with income under $35,000
21.0%
% of households with income $35,000 - $75,000
29.6%
% of households with income $75,000 - $100,000
14.4%
% of households with income over $100,000
35.1%
% of households that own their residence
64.1%
Median home value owned by residents, USD
$318,737
Median rent cost, USD
$1,292
Rent Burden, %
28.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Nevada Flag
Henderson, NV
Payday Loans are legal* in Nevada.
Store
8 Local Stores
Company
4 Companies
Review
450 Reviews
Online
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