Denton, TX Payday Loans Lenders

6 local stores from 5 companies located in Denton, TX
Rating
Reviews
Lender
4.70
157
reviews
Ace Cash Express
Ace Cash Express
has 1 office
4.90
142
reviews
Advance America
Advance America
has 1 office
5.00
873
reviews
Check 'n Go
Check 'n Go
has 1 office
2.85
120
reviews
Speedy Cash
Speedy Cash
has 1 office
4.90
714
reviews
TitleMax
TitleMax
has 2 offices

All Denton, TX Lenders Offices by Rating

Rating
Office Address
5.00
873 reviews
Check 'n Go
1507 S Loop 288 Ste 204, Denton, TX 76205 show on map
tel: 940-483-9644
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.90
489 reviews
TitleMax
1701 W. University Dr., Denton, TX 76201 show on map
tel: 940-735-3648
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 7:00 PM
Wednesday: 10:00 AM – 7:00 PM
Thursday: 10:00 AM – 7:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 4:00 PM
Sunday: Closed
4.90
225 reviews
TitleMax
501 N. Interstate 35 Frontage Rd., Denton, TX 76205 show on map
tel: 940-566-4777
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 7:00 PM
Wednesday: 10:00 AM – 7:00 PM
Thursday: 10:00 AM – 7:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 4:00 PM
Sunday: Closed
4.90
142 reviews
Advance America
1400 S. Loop 288, Ste. 114, Denton, TX 76205 show on map
permanently closed
4.70
157 reviews
Ace Cash Express
836 W University Dr, Denton, TX 76201 show on map
tel: 940-243-1308
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 7:00 PM
Wednesday: 10:00 AM – 7:00 PM
Thursday: 10:00 AM – 7:00 PM
Friday: 9:00 AM – 8:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: Closed
2.85
120 reviews
Speedy Cash
400 W University Dr, Denton, TX 76201 show on map
tel: 940-380-8739
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 10:00 AM – 6:00 PM
Sunday: Closed

6 CFPB Complaints in Denton

There were 6 CFPB complaints in Denton since Nov 2013.

Complaints over Years

Top 4 Companies

  • Check 'n Go: 2
  • Ace Cash Express: 2
  • Advance America: 1
  • TitleMax: 1

Top 3 Complaints Issues

  • Taking/threatening an illegal action: 1
  • Attempts to collect debt not owed: 1
  • Threatened to contact someone or share information improperly: 1

Latest Reviews

Raylynn P.
5 / 5 Apr 7, 2024
about Speedy Cash's office
400 W University Dr, Denton, TX 76201
Parkheur
1 / 5 Mar 29, 2024
about Speedy Cash's office
400 W University Dr, Denton, TX 76201
Heather Saville
5 / 5 Mar 22, 2024
about Ace Cash Express's office
836 W University Dr, Denton, TX 76201
Nick M.
5 / 5 Apr 20, 2021
about Speedy Cash's office
400 W University Dr, Denton, TX 76201
Destinie C.
2 / 5 Sep 26, 2018
about Speedy Cash's office
400 W University Dr, Denton, TX 76201
Diana G.
1 / 5 Jan 31, 2017
about Speedy Cash's office
400 W University Dr, Denton, TX 76201

Payday Loans in Denton

Denton has the local payday loan regulation:

  • Ordinance No. 2013-073
  • Approved on 19 March 2013
  • Signed by Mark A. Burroughs (Mayor), Anita Burgess (City Attorney).

The main features are:

  • A lender must obtain a certificate for 1 year;
  • A payday loan in Denton can not be more than 20% of a borrower’s income;
  • A lender must determine a customer’s income;
  • Installment payments limited to 4 times;
  • Renewals limited to 3 times;
  • $500 penalty.

Payday Loan Stats in Denton

The 2021 year, in the City Denton, operates 10 payday loan stores, where borrowers can obtain quick cash with no credit check:

  • TitleMax (3 stores);
  • THE CASH STORE (1 store);
  • ACE CASH EXPRESS (1 store);
  • CHECK N GO (1 store);
  • SPEEDY CASH (1 store);
  • CASHMAX (1 store);
  • ADVANCE AMERICA (1 store).

Denton TimeLine News

  • March 2013: Someone in Denton paid off the full amount ($282) for the payday loan.
Denton Residents Debt-to-Income Ratios
Denton residents have 679 median credit score and the average number of late payments is about 4.93. Below represented DTI (Debt-to-Income) ratios shows how Denton residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.68%
Mortgage DTI
352.72%
Car Loan DTI
39.30%
Student Loan DTI
48.61%
Denton Residents Financial Statistics
Below represented statistics is for Denton, Denton County, Texas. As of 2019.
Median age of Denton's residents, years
29
Labour force participation rate, %
67.1%
Unemployment rate, %
5.2%
% of residents with no health insurance
15.0%
Median individual income, USD
$26,499
Median household income, USD
$60,018
% of households with income under $35,000
29.5%
% of households with income $35,000 - $75,000
30.3%
% of households with income $75,000 - $100,000
14.2%
% of households with income over $100,000
26.0%
% of households that own their residence
48.7%
Median home value owned by residents, USD
$217,874
Median rent cost, USD
$1,082
Rent Burden, %
35.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Denton, TX
Payday Loans are legal* in Texas.
Store
6 Local Stores
Company
5 Companies
Review
2006 Reviews
Online
YES Online Loans