* No affiliation with any of the companies listed on the page.

Dallas, TX Payday Loans Lenders

37 local stores from 4 companies located in Dallas, TX
Rating
Reviews
Lender
4.40
645
reviews
Ace Cash Express
Ace Cash Express
has 11 office
4.69
860
reviews
Check 'n Go
Check 'n Go
has 4 offices
4.36
289
reviews
Speedy Cash
Speedy Cash
has 4 offices
4.95
5k+
reviews
TitleMax
TitleMax
has 18 offices

All Dallas, TX Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
5.00
755 reviews
TitleMax
2506 S. Buckner Blvd Suite 101 - 103, Dallas, TX 75227 show on map
tel: 214-275-3969
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
5.00
597 reviews
TitleMax
9147 Skillman Street, Dallas, TX 75243 show on map
tel: 214-341-2551
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
5.00
314 reviews
TitleMax
4848 Lemmon Ave. Suite 104, Dallas, TX 75219 show on map
tel: 214-414-0494
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
310 reviews
Check 'n Go
2427 W Keist Blvd., Dallas, TX 75233 show on map
tel: 214-331-6260
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
307 reviews
TitleMax
4444 W. Jefferson Blvd., Dallas, TX 75211 show on map
tel: 214-429-3741
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
272 reviews
TitleMax
14039 Coit Road, Dallas, TX 75240 show on map
tel: 972-773-8722
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
5.00
253 reviews
TitleMax
5026 Ross Avenue Ste. 1 & 2, Dallas, TX 75206 show on map
tel: 972-581-1536
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
5.00
236 reviews
TitleMax
3020 W. Northwest Hwy, Dallas, TX 75220 show on map
tel: 214-351-0063
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
5.00
208 reviews
TitleMax
6521 E. Northwest Hwy, Dallas, TX 75231 show on map
tel: 972-773-8728
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
5.00
151 review
TitleMax
2151 W. Northwest Highway, Dallas, TX 75220 show on map
permanently closed
4.90
462 reviews
TitleMax
5665 S. Buckner Blvd. Ste. A, Bay 4 & 5, Dallas, TX 75228 show on map
tel: 972-656-2547
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
4.90
364 reviews
TitleMax
1315 S. Buckner Blvd, Dallas, TX 75217 show on map
tel: 972-728-9351
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
4.90
335 reviews
TitleMax
2515 S. Westmoreland Rd, Dallas, TX 75211 show on map
tel: 972-773-8219
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
4.90
309 reviews
TitleMax
610 E. Jefferson Blvd Ste. 130 & 140, Dallas, TX 75203 show on map
tel: 972-728-0494
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
4.90
263 reviews
TitleMax
19021 Midway Rd Suite 400, Dallas, TX 75287 show on map
tel: 972-862-2150
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
4.90
259 reviews
TitleMax
4109 W. Camp Wisdom Rd., Dallas, TX 75237 show on map
tel: 972-709-7885
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
4.90
222 reviews
TitleMax
4424 Lemmon Ave., Dallas, TX 75219 show on map
tel: 972-232-4430
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
4.90
216 reviews
TitleMax
10924 Garland Rd., Dallas, TX 75218 show on map
tel: 214-321-0273
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: Closed
Sunday: Closed
4.90
143 reviews
TitleMax
11431 E. Northwest Hwy, Dallas, TX 75218 show on map
tel: 214-221-1217
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: Closed
Sunday: Closed
4.80
267 reviews
Check 'n Go
3628 Frankford Ste 285, Dallas, TX 75287 show on map
tel: 972-820-5754
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.80
136 reviews
Check 'n Go
14207 Coit Rd Ste 100, Dallas, TX 75254 show on map
tel: 469-791-9106
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.80
76 reviews
Ace Cash Express
5920 Samuell Blvd, Dallas, TX 75228 show on map
tel: 214-275-7663
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–8PM
Saturday: 10AM–5PM
Sunday: Closed
4.70
111 review
Speedy Cash
1441 E Kiest Blvd, Dallas, TX 75216 show on map
tel: 214-371-0086
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.60
55 reviews
Ace Cash Express
3714 W Ledbetter Dr, Dallas, TX 75233 show on map
tel: 214-331-2081
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–6PM
Sunday: Closed
4.50
162 reviews
Ace Cash Express
9730 Abrams Rd, Dallas, TX 75243 show on map
tel: 214-340-2274
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–7PM
Sunday: Closed
4.50
44 reviews
Ace Cash Express
3418 Oak Lawn Ave, Dallas, TX 75219 show on map
tel: 214-520-2274
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–8PM
Saturday: 10AM–6PM
Sunday: Closed
4.50
41 review
Ace Cash Express
1120 W Camp Wisdom Rd, Dallas, TX 75232 show on map
tel: 972-224-8074
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.40
58 reviews
Ace Cash Express
3200 S Lancaster Rd, Dallas, TX 75216 show on map
tel: 214-375-6209
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–7PM
Sunday: Closed
4.30
59 reviews
Ace Cash Express
9545 Lake June Rd, Dallas, TX 75217 show on map
tel: 214-309-0101
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: Closed
4.30
48 reviews
Speedy Cash
10201 Lake June Rd, Dallas, TX 75217 show on map
tel: 972-329-0006
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.30
32 reviews
Ace Cash Express
3117 Al Lipscomb Way, Dallas, TX 75215 show on map
tel: 214-421-4894
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–8PM
Saturday: 10AM–6PM
Sunday: Closed
4.25
92 reviews
Speedy Cash
2601 S Hampton Rd, Dallas, TX 75224 show on map
tel: 214-330-4500
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–6PM
Sunday: Closed
4.20
45 reviews
Ace Cash Express
3306 W Camp Wisdom Rd, Dallas, TX 75237 show on map
tel: 972-709-1206
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–8PM
Saturday: 10AM–7PM
Sunday: Closed
4.20
38 reviews
Speedy Cash
3706 W Northwest Hwy, Dallas, TX 75220 show on map
tel: 214-351-7097
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
4.20
28 reviews
Ace Cash Express
3328 Elsie Faye Heggins, Dallas, TX 75215 show on map
tel: 214-928-9335
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–8PM
Saturday: 10AM–6PM
Sunday: Closed
4.15
147 reviews
Check 'n Go
4010 Ross Ave, Dallas, TX 75204 show on map
tel: 214-827-0797
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.10
45 reviews
Ace Cash Express
1095 Wynnewood Plz, Dallas, TX 75224 show on map
tel: 214-946-2274
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–8PM
Saturday: 10AM–6PM
Sunday: Closed

Latest Reviews

Nayi Torres
5 / 5 Nov 24, 2021
about TitleMax's office
4848 Lemmon Ave. Suite 104, Dallas, TX 75219
K Thames
5 / 5 Nov 24, 2021
about TitleMax's office
9147 Skillman Street, Dallas, TX 75243
Hadukon Glee
5 / 5 Nov 23, 2021
about Ace Cash Express's office
3306 W Camp Wisdom Rd, Dallas, TX 75237
Monique O.
5 / 5 Mar 13, 2021
about Check 'n Go's office
4010 Ross Ave, Dallas, TX 75204
Jay B.
4 / 5 Apr 18, 2019
about Speedy Cash's office
2601 S Hampton Rd, Dallas, TX 75224
Caesar Y.
1 / 5 Apr 11, 2018
about Check 'n Go's office
4010 Ross Ave, Dallas, TX 75204

It was a wonderful summer! I don’t like to plan things because everything goes wrong and usually plans do not work for me. Last summer everything was done on the spot. We decided to go to Jamaica almost spontaneously. You know there is a list of what you should do in life which has the point “visit Jamaica”. Me and my best friends got inspired and started to look for the ways to complete the dream. What about me personally, I needed cash to make this travelling happen. By that time I have already dealt with payday loans but the interest rates offered by the company I worked with were terribly high. So, I started a new research and eventually found your company. Online application, simple requirements, reasonable interest rates, money in 24 hours were the points that attracted me. Actually, it was an ideal variant for me. The money I borrowed from your company served to make my dream come true. I had an unforgettable holiday in Jamaica thanks to your payday loan service. ...

Samantha Jones
5 / 5 Apr 19, 2012
about Cash Store's office
9208 E R L Thornton Fwy Ste 207B, Dallas, TX 75228

I was left by my ex with very little cash and a son at college to support. To tell the truth, I could have never imagined such a fit from a man who lived with me for 20 years…However, this is not about it. What I wanted to say is that Payday Loans Dallas really helped a lot not to be out of date with the bills and college expenses. Without their timely help I would not be able to keep up. I should also admit that it was pleasantly surprising to find so reasonable repayment terms. Thanks a lot, We are much better now and in many ways due to you. ...

Lora
5 / 5 Mar 22, 2012
about Payday Loans Dallas's office
2650 Woodrow Ave, Dallas, TX 75201

Payday Loans in Dallas

Payday lenders in Dallas offer quick loans for those who have to face a sticky financial situation and need money right now. There are a number of stores (over 200) that are run by lenders from Texas and from around the rest of the United States. Companies, which are more widely presented in Dallas, are Ace Cash Express, Check’n Go, Speedy Cash, and Advance America. They operate on a legal basis, as long as payday business is legal in the city and the rest of Texas.

Regulation

Local payday lenders have a very lenient payday loan law: it does not specify any loan amount or financing fee caps. Fees and charges depend on the size of a loan. APRs average 662%, which is quite so high. This is a good reason for borrowers to be careful. It is advisable to borrow only if you know you can pay back on time. Many borrowers have overestimated their financial capabilities, and now they are experiencing difficulties getting out of the debt pit. 

City Ordinance in Dallas

  1. Ordinance No. 28214 (Chapter 51 of the Dallas City Code)
    • Approved on June 22, 2011
    • Signed by Thomas P. Perkins (City Attorney)
  2. Ordinance No. 28287 (Chapter 50 of the Dallas City Code).
    • Approved on May 25, 2011
    • Signed by Thomas P. Perkins (City Attorney)

Dallas city ordinances were enacted in 2011 and it was the first example of a local city restriction of the payday loan market. The city regulation has the following restrictions:

  • Ordinance No. 28214
    • 1,500 feet between stores;
    • At least 300 feet between payday loan store and residential district;
    • 333 feet square parking area;
    • Just a freestanding building for a store;
    • $2,000 fine for violating this regulation.
  • Ordinance No. 28287
    • Сertificate of registration for a payday loan business (CAB) (expiries in 1 year);
    • $50 application fee to obtain the certificate
    • A lender must save all no credit check payday loan records for at least 3 years;
    • One payday loan can not exceed 20% of the consumer’s gross monthly income;
    • A lender must determine a borrower’s income;
    • Just 4 installment payments (each payment = at least 25% of a principal amount);
    • For the single payday loan: not more than 3 renewals;
    • Min term for rollover is 7 days;
    • $500 penalty for violating the rules of the ordinance.

For Complaints in Dallas:

Dallas City Hall
1. Contact Form
2. By phone: (214) 670-FAIR (3247)

Dallas Payday Loan Stats

  • 2012 year
    • 241 storefronts;
  • 2014 year
    • 177 storefronts:
  • 2019 year, in the Dallas-Plano-Irving area, were 271 store locations, that made the next numbers:
    • The amount of new payday loans: $265 mln
    • Fee charges: $264 mln
    • Refinances: $182 mln
    • the average loan term for a single payday loan was 17 days
    • the average loan term for an installment payday loan was 137 days
    • the average fee for every $100 single payday loan was $22
    • the average fee for every $100 installment payday loan was $114

Store Locations vs Household Income

Census.gov Data of Households Income as of 2019 and Offices Distribution as of 2021.
Legend:
Less than $25,000
$25,001 - $50,000
$50,001 - $75,000
$75,001 - +$100,000

Dallas is a modern metropolis in north Texas that has around 55 payday loan centers. The number is larger. But why does such a larger city with a higher average income has so many loan stores? Let’s understand the relationship that exists between the income and the payday loan stores in Dallas.

The Northern side of Dallas has a greater number of loan stores where the average income is more than $80,000. The area where the average income is $30,000 has a smaller number of payday loan centers. The area that covers Cockrell hill has 6 to 7 payday loan centers and an average income is around $40,000. The Dallas area that covers Mesquite, Sunnyvale has an average income of $60,000 and there are a large number of payday loan centers. On average, the lesser the average income of an area, the more the number of loan lending centers available.

The area around Lake highland, and The Dallas Arboretum and Botanical Garden have an average income of more than $100,000 with no or fewer number loans centers. In conclusion, it can be seen that on average, the areas with the higher average household income have fewer numbers of loan centers as compared to the areas with lower average incomes.

Payday Loans Alternatives in Dallas

Dallas General Information

Dallas is a highly cosmopolitan city located in Northern Texas, and it is home to a good share of the state’s commercial, political and cultural life. There are quite a bunch of venues for people from all walks of life, and it ranks high in numerous life quality ratings. This does not mean, however, that there is no poverty at all and everyone there is secure against financial difficulties.

Dallas History

Dallas City’s history started in 1841 by John Nelly Bryan, a lawyer, tradesman, and farmer, who had been exploring the area for a couple of years and decided to establish a settlement near the Trinity River. It was officially incorporated as a city in 1856. Railroad construction and proximity of strategic transportation hubs and lines contributed to the city’s economy in the late 1800s, and it became an attraction for businesses operating in a variety of spheres. In the 1870s, a new street-car system was introduced, which pretty much eased movement between enterprises and the railroad station. By 1900, the city became the world’s capital of cotton industry.

Geography

Dallas City is located in the north of Texas, on the rolling planes near three forks of the Trinity River, about 250 miles north of the Gulf of Mexico and 70 miles south of the Oklahoma border.  This area is known as the Texas Blackland Prairies, and it is famous for its dark and highly fertile soil. Coupled with the warm subtropical Texan climate, the factor makes this area ideal for agriculture and related businesses. Also, the area around the city is rich in parkland and lakes, many of which are man-made.

Dallas Population

As of 2020, Dallas’s population is 1 341 080 people. The median age is 32.5 y/o, 17.6% of the population are people in their twenties, 16% – people in their thirties. The average household income is $47 285; the average individual income is $27 100. Six-figure incomes are enjoyed by 21.1% of households; 17.2% have incomes between $50 000 and $75 000. Homeownership averages 41.5%; median home value is $155 790, rents average $1111.

The racial makeup is typical of any other Texan city: 61.8 of the population are Whites, 41.7% are Hispanic Whites; 24.3 are African Americans, 3.4% are Asians, 0.3% are Native Americans.

Dallas Today

During the second half of the 20th century, Dallas continued its evolution as a major economic, political and cultural center. It has witnessed a telecommunication and information technology boom, and now it is home to more than 5700 companies, such as Alcatel Lucent, Texas Instruments, AT&T, Rockwell Collins, Nokia, Ericsson, etc. Dallas city boasts the largest in the country arts district, which includes quite a number of museums (the Dallas Museum of Arts, the Perot Museum of Nature and Science, the Meadows Museum, etc.), concert halls, and libraries. Dallas is home to several national sports teams, such as the Texas Rangers (baseball), the Dallas Cowboys (football), the Dallas Mavericks (basketball), etc.

Dallas Residents Debt-to-Income Ratios
Dallas residents have 660 median credit score and the average number of late payments is about 4.77. Below represented DTI (Debt-to-Income) ratios shows how Dallas residents debts stacks up against their income. As of 2020.
Credit Card DTI
7.04%
Mortgage DTI
395.03%
Car Loan DTI
39.38%
Student Loan DTI
47.61%
Dallas Residents Financial Statistics
Below represented statistics is for Dallas, Dallas County, Texas. As of 2019.
Median age of Dallas's residents, years
32
Labour force participation rate, %
68.6%
Unemployment rate, %
4.7%
% of residents with no health insurance
23.6%
Median individual income, USD
$30,634
Median household income, USD
$52,580
% of households with income under $35,000
32.9%
% of households with income $35,000 - $75,000
32.6%
% of households with income $75,000 - $100,000
10.6%
% of households with income over $100,000
23.9%
% of households that own their residence
40.9%
Median home value owned by residents, USD
$193,646
Median rent cost, USD
$1,052
Rent Burden, %
30.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
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Dallas, TX
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