Mesquite, TX Payday Loans Lenders

7 local stores from 5 companies located in Mesquite, TX
Rating
Reviews
Lender
4.75
261
review
Ace Cash Express
Ace Cash Express
has 2 offices
4.90
354
reviews
Advance America
Advance America
has 2 offices
4.90
260
reviews
Check 'n Go
Check 'n Go
has 1 office
2.90
267
reviews
Speedy Cash
Speedy Cash
has 1 office
4.90
470
reviews
TitleMax
TitleMax
has 1 office

All Mesquite, TX Lenders Offices by Rating

Rating
Office Address
5.00
254 reviews
Advance America
1220 N. Town East Blvd, Ste. 125, Mesquite, TX 75150 show on map
tel: 972-698-6364
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 3:00 PM
Sunday: Closed
4.90
470 reviews
TitleMax
2110 N. Galloway Ave Suite 111, Mesquite, TX 75150 show on map
tel: 214-302-2360
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 7:00 PM
Wednesday: 10:00 AM – 7:00 PM
Thursday: 10:00 AM – 7:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 4:00 PM
Sunday: Closed
4.90
260 reviews
Check 'n Go
1300 Town East Blvd Ste 104, Mesquite, TX 75150 show on map
tel: 972-686-4176
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.80
128 reviews
Ace Cash Express
3330 N Galloway Ave, Mesquite, TX 75150 show on map
tel: 972-613-9889
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: Closed
4.80
100 reviews
Advance America
529 N. Galloway Ave., Ste. 12, Mesquite, TX 75149 show on map
permanently closed
4.70
133 reviews
Ace Cash Express
3801 Gus Thomasson Rd, Mesquite, TX 75150 show on map
permanently closed
2.90
267 reviews
Speedy Cash
3501 Gus Thomasson Rd #102, Mesquite, TX 75150 show on map
tel: 972-613-2274
Hours:
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
Thursday: 8:00 AM – 8:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 10:00 AM – 6:00 PM
Sunday: Closed

12 CFPB Complaints in Mesquite

There were 12 CFPB complaints in Mesquite since Jan 2014.

Complaints over Years

Top 2 Companies

  • Ace Cash Express: 7
  • Speedy Cash: 5

Top 3 Complaints Issues

  • Took or threatened to take negative or legal action: 3
  • Struggling to pay your loan: 3
  • Charged fees or interest you didn't expect: 2

Latest Reviews

Dan Sneed
5 / 5 Apr 10, 2024
about Check 'n Go's office
1300 Town East Blvd Ste 104, Mesquite, TX 75150
Adrianna Belton
5 / 5 Mar 19, 2024
about TitleMax's office
2110 N. Galloway Ave Suite 111, Mesquite, TX 75150
lakisha roland
5 / 5 Mar 14, 2024
about Check 'n Go's office
1300 Town East Blvd Ste 104, Mesquite, TX 75150
Cassandra T.
1 / 5 Feb 22, 2024
about Speedy Cash's office
3501 Gus Thomasson Rd #102, Mesquite, TX 75150
TheImpala N.
1 / 5 Feb 25, 2019
about Speedy Cash's office
3501 Gus Thomasson Rd #102, Mesquite, TX 75150
Faux S.
1 / 5 Nov 1, 2013
about Speedy Cash's office
3501 Gus Thomasson Rd #102, Mesquite, TX 75150

Payday Loans in Mesquite

Local Regulation

  • Ordinance NO. 4407 (Chapter 8);
  • Passed on December 21, 2015;
  • Signed by Stan Pickett (Mayor), B.J. Smith (City Attorney), Sonja Land (City Secretary).

Rules:

  • A payday lender must have a certification (for 1 year) from the City and pay a fee of $75;
  • A payday lender must save loan records (borrower’ name and address, loan amount, fees);
  • A loan amount must be limited to 20% of the borrower’s income;
  • A lender must establish a borrower’s income;
  • Installment payments must be limited to 4 times;
  • An agreement must be written in English or Spanish language;
  • $500 penalty for violation.

Payday Loans Stats in Mesquite

The 2021 year, in Mesquite operate 8 payday loans storefronts:

  • ACE CASH EXPRESS (2 stores);
  • ADVANCE AMERICA (2 stores);
  • CHECK N GO (1 store);
  • SPEEDY CASH (1 store);
  • LOANSTAR TITLE LOANS (1 store);
  • TITLEMAX (1 store).
Mesquite Residents Debt-to-Income Ratios
Mesquite residents have 652 median credit score and the average number of late payments is about 6.23. Below represented DTI (Debt-to-Income) ratios shows how Mesquite residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.09%
Mortgage DTI
224.55%
Car Loan DTI
41.42%
Student Loan DTI
39.57%
Mesquite Residents Financial Statistics
Below represented statistics is for Mesquite, Dallas County, Texas. As of 2019.
Median age of Mesquite's residents, years
33
Labour force participation rate, %
68.0%
Unemployment rate, %
4.8%
% of residents with no health insurance
20.8%
Median individual income, USD
$29,850
Median household income, USD
$57,824
% of households with income under $35,000
27.2%
% of households with income $35,000 - $75,000
37.8%
% of households with income $75,000 - $100,000
13.6%
% of households with income over $100,000
21.3%
% of households that own their residence
59.1%
Median home value owned by residents, USD
$142,891
Median rent cost, USD
$1,104
Rent Burden, %
30.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Mesquite, TX
Payday Loans are legal* in Texas.
Store
7 Local Stores
Company
5 Companies
Review
1612 Reviews
Online
YES Online Loans