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Payday Loans in Desoto
Local payday loans regualtion in Desoto:
- Ordinance No. 2083-17
- Approved on April 4, 2017
Payday loans ordinance highlights:
- A lender must get certification from the City;
- Credit access business must save all payday loan records;
- A lender can not give a loan with an amount of more than 20% of a client’s income.
Desoto Residents Debt-to-Income Ratios
Desoto residents have 640 median credit score and the average number of late payments is about 9.21. Below represented DTI (Debt-to-Income) ratios shows how Desoto residents debts stacks up against their income. As of 2020.
Credit Card DTI
Car Loan DTI
Student Loan DTI
DeSoto Residents Financial Statistics
Below represented statistics is for DeSoto, Dallas County, Texas. As of 2019.
Median age of DeSoto's residents, years
Labour force participation rate, %
Unemployment rate, %
% of residents with no health insurance
Median individual income, USD
Median household income, USD
% of households with income under $35,000
% of households with income $35,000 - $75,000
% of households with income $75,000 - $100,000
% of households with income over $100,000
% of households that own their residence
Median home value owned by residents, USD
Median rent cost, USD
Rent Burden, %
Some official sources of data we used to build this page:
Payday Loans are legal* in Texas.