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El Paso, TX
Payday Loans are legal* in Texas.
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25 Local Stores
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5 Companies
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1387 Reviews
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YES Online Loans

El Paso, TX Payday Loan Lenders

25 local stores from 5 companies located in El Paso, TX

El Paso is a city in the west of Texas, the USA, in the seat of El Paso County, the state’s westernmost region. The city is placed right on the borderline between the United States and Mexico and at the intersection of three states – Texas, New Mexico (the USA) and Chihuahua (Mexico). It borders on Ciudad Juárez, a Mexican city, and is part of the El Paso-Juáres transborder agglomeration.

Payday loan lending is a legitimate type of business in El Paso, as it is in the rest of Texas. There are 24 offices in the city belonging to the states leading lenders – Ace Cash Express, Check’n Go, Quik Cash, and Advance America. They continue to operate as long as people do face difficulties from time to time and consider quick loans a good solution to temporary financial problems.

Payday Loan Legislation in Texas and El Paso

The Texan law does not cap loan amount or financing fees in any way, so APRs tend to be quite high (more than 600%). Rollovers are forbidden. Charges and fees, as well as the loan term, depend on the loan size. Everyone applying for a loan must be very careful and sure that he/she can pay back on time. The lenient Texan law makes borrowers extremely vulnerable, and failure to adequately assess one’s resources can cause serious problems. Prior to applying for a loan, check every bit of information about the chosen lender. Please, be sure that the lender is licensed and presents all loan information (APR, fees, payback period, terms), before signing an agreement. You can sign up for a loan online without visiting a storefront office.

El Paso History

Before the city’s foundation, the area was inhabited by natives, who were settling along the Rio Grande, as the area was great for hunting and cultivation. The Spanish arrived here on expeditions 1581 and 1583 and realized that the area abounded in forest, water, a variety of game species, cattle, vines, salt and other resources. In 1598, Don Juan de Onate took steps to set up long-standing relationships with natives, which was trading clothes, household items, etc. for fish. El Paso del Norte began to grow into a major settlement in the 1650s and played a key role during the Pueblo Revolt and afterwards. The city continued to gain military significance through the 1800s, with the construction of the San-Antonio – El Paso Road. In the late 1800s, when railroads connected the town to Mexico, Santa Fe and other parts of the country, its population and economy increased dramatically, and the growth continued through the mid-1900s.

Geography

El Paso is located on the Rio Grande, which dissects it from Ciudad Juares, Mexico, as well as from Dona Ana County, New Mexico, as it turns northward near the southern end of the Franklin Mountains. The mountain range extends into the city and actually divides the city into two parts. Therefore, El Paso is placed high above sea level (3,800 ft), in the Chihuahuan Desert, so it has a not so humid climate with hot and dry summers and moderately cool winters.

El Paso Population

El Paso has a population of 683577 people; median age is 32.8 years old. Median household income is $44 431, median individual income is $21 913; 18.2% of families have income ranging from $50 000 to $75 000; on average, a home is available at $121 349, median rent size is $864; home ownership rate is 59.5%. The racial makeup is: 82% are whites (80.8% are Hispanic whites); the African American population is 3.8%, Asian – 1.3%, Natives are 0.6%.

El Paso today

Today, El Paso is a major economic, industrial and cultural hub with booming international trade, health care, oil and gas, tourism and other industries. It is home to more than 70 companies, which are included in the Fortune 500 list of U. S. companies, which are either headquartered or have affiliate offices in El Paso. There are several major military bases in the city, including Biggs Army Airfield, Fort Bliss and William Beaumont Army Medical Center.

Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Best El Paso, TX Lenders by Rating
Bigest El Paso, TX Companies by Office Count

All El Paso, TX Lenders Offices by Rating

Rating
Office Address
5.00
228 reviews
Advance America
8900 Viscount Blvd, Ste AO, 79925 show on map
tel: 915-591-7726
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
Sunday: Closed
5.00
144 reviews
Check 'n Go
9040 Dyer St,Suite 103, 79904 show on map
tel: 915-751-7511
Hours:
Monday: 10:30AM–6PM
Tuesday: 10:30AM–6PM
Wednesday: 10:30AM–6PM
Thursday: 10:30AM–6PM
Friday: 10:30AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
135 reviews
Check 'n Go
1491 N Lee Trevino,Ste F, 79936 show on map
tel: 915-592-5677
Hours:
Monday: 10:30AM–6PM
Tuesday: 10:30AM–6PM
Wednesday: 10:30AM–6PM
Thursday: 10:30AM–6PM
Friday: 10:30AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
112 reviews
Check 'n Go
6560 Montana,Ste D, 79925 show on map
tel: 915-775-0318
Hours:
Monday: 10:30AM–6PM
Tuesday: 10:30AM–6PM
Wednesday: 10:30AM–6PM
Thursday: 10:30AM–6PM
Friday: 10:30AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
88 reviews
Check 'n Go
500 N Zaragoza,Ste W, 79907 show on map
tel: 915-859-6204
Hours:
Monday: 10:30AM–6PM
Tuesday: 10:30AM–6PM
Wednesday: 10:30AM–6PM
Thursday: 10:30AM–6PM
Friday: 10:30AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
39 reviews
Check 'n Go
121 N. Kenazo,Suite 103, 79928 show on map
tel: 915-852-4661
Hours:
Monday: 10:30AM–6PM
Tuesday: 10:30AM–6PM
Wednesday: 10:30AM–6PM
Thursday: 10:30AM–6PM
Friday: 10:30AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
5.00
11 reviews
Ace Cash Express
8838 Viscount Blvd, 79925 show on map
tel: 915-633-6165
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: Closed
4.90
220 reviews
Check 'n Go
6520 N Mesa St., 79912 show on map
tel: 915-845-6678
Hours:
Monday: 10:30AM–6PM
Tuesday: 10:30AM–6PM
Wednesday: 10:30AM–6PM
Thursday: 10:30AM–6PM
Friday: 10:30AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
92 reviews
Advance America
9008 Dyer St., Ste. F, 79904 show on map
tel: 915-757-1866
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
Sunday: Closed
4.90
83 reviews
Advance America
12210 Montwood Dr., Ste. 112, 79928 show on map
tel: 915-857-7895
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
Sunday: Closed
4.90
56 reviews
Check 'n Go
1831 N Zaragosa,Ste 117, 79936 show on map
tel: 915-857-3199
Hours:
Monday: 10:30AM–6PM
Tuesday: 10:30AM–6PM
Wednesday: 10:30AM–6PM
Thursday: 10:30AM–6PM
Friday: 10:30AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.70
15 reviews
Ace Cash Express
424 Yarbrough Dr, 79915 show on map
tel: 915-595-2241
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: Closed
4.20
12 reviews
Ace Cash Express
9130 Dyer St, 79924 show on map
tel: 915-751-4820
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: Closed
4.00
1 review
Ezmoney Loan Services
1722 N Zaragoza Rd, #D, 79936
4.00
1 review
Ace Cash Express
7500 N Mesa St, Ste 219, 79912
tel: 915-833-7427
3.50
16 reviews
Ace Cash Express
12135 Montwood Dr, 79936 show on map
tel: 915-856-9973
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: 10AM–4PM
3.30
16 reviews
Ace Cash Express
5070 Doniphan Dr, 79932 show on map
tel: 915-585-6275
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: 10AM–4PM
3.30
14 reviews
Ace Cash Express
4700 Montana Ave, 79903 show on map
tel: 915-566-6005
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–6PM
Sunday: Closed
2.95
88 reviews
Advance America
1320 N. Zaragosa Rd., Ste. 121, 79936 show on map
tel: 915-858-5712
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
Sunday: Closed
2.30
4 reviews
Quik Cash
6529 N Mesa St, 79912 show on map
tel: 915-307-4063
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
Sunday: Closed
2.30
3 reviews
Quik Cash
2000 N Lee Trevino Dr, Ste R, 79936 show on map
tel: 915-629-6970
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
Sunday: Closed
1.80
5 reviews
Quik Cash
5151 Fairbanks, Ste C, 79924 show on map
tel: 915-757-1432
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
Sunday: Closed
1.00
4 reviews
Quik Cash
1475 George Dieter Dr, Ste F, 79936 show on map
tel: 915-633-1341
Hours:
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
Sunday: Closed
0.00
0 reviews
Ace Cash Express
5140 Fairbanks Dr, 79924 show on map
tel: 915-755-4378
0.00
0 reviews
Quik Cash
7021 Alameda Ave, Ste B, 79915 show on map
tel: 915-778-4574
Reviewed Lenders by Reviews Count
Near By Cities by Office Count

Latest Reviews

Jonathan Cobb
5 / 5 Dec 7, 2019
about Advance America's office
8900 Viscount Blvd, Ste AO, El Paso, TX 79925
Iris Soto
1 / 5 Dec 3, 2019
about Check 'n Go's office
6520 N Mesa St., El Paso, TX 79912
Yamel Hernandez
3 / 5 Nov 29, 2019
about Check 'n Go's office
6520 N Mesa St., El Paso, TX 79912
P D.
1 / 5 Dec 24, 2015
about Advance America's office
1320 N. Zaragosa Rd., Ste. 121, El Paso, TX 79936

Money troubles....I hate that! Payday loans are expensive people say. Yes, they are. Howev ...

Jessica Hecht
4 / 5 Dec 16, 2013
about Ace Cash Express's office
7500 N Mesa St, Ste 219, El Paso, TX 79912

I have got experience with different companies but the majority of them either are slow on ...

Rita
4 / 5 Mar 22, 2012
about Ezmoney Loan Services's office
1722 N Zaragoza Rd, #D, El Paso, TX 79936
Anna S.
5 / 5 Apr 11, 2011
about Check 'n Go's office
1491 N Lee Trevino,Ste F, El Paso, TX 79936