Killeen, TX Payday Loans Lenders

4 local stores from 2 companies located in Killeen, TX

Rating	Reviews	Lender
4.75	698 reviews	Ace Cash Express has 3 offices
4.90	346 reviews	Advance America has 1 office

All Killeen, TX Lenders Offices by Rating

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Open Now 76541 76542 76543

Rating	Office Address
4.90 346 reviews	Advance America 2600 Trimmier Rd., Suite 400, Killeen, TX 76542 show on map tel: 254-634-7720 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 3:00 PM Sunday: Closed
4.80 190 reviews	Ace Cash Express 205 W Rancier Ave, Killeen, TX 76541 show on map tel: 254-526-3444 Hours: + - Monday: 9:00 AM – 7:00 PM Tuesday: 9:00 AM – 7:00 PM Wednesday: 9:00 AM – 7:00 PM Thursday: 9:00 AM – 7:00 PM Friday: 9:00 AM – 7:00 PM Saturday: 9:00 AM – 5:00 PM Sunday: Closed
4.75 287 reviews	Ace Cash Express 1040 S Fort Hood St, Killeen, TX 76541 show on map tel: 254-526-2621 Hours: + - Monday: 9:00 AM – 8:00 PM Tuesday: 9:00 AM – 8:00 PM Wednesday: 9:00 AM – 8:00 PM Thursday: 9:00 AM – 8:00 PM Friday: 9:00 AM – 8:00 PM Saturday: 9:00 AM – 6:00 PM Sunday: Closed
4.70 221 review	Ace Cash Express 3301 E Rancier Ave, Killeen, TX 76543 show on map tel: 254-953-7805 Hours: + - Monday: 9:00 AM – 7:00 PM Tuesday: 9:00 AM – 7:00 PM Wednesday: 9:00 AM – 7:00 PM Thursday: 9:00 AM – 7:00 PM Friday: 9:00 AM – 8:00 PM Saturday: 9:00 AM – 5:00 PM Sunday: Closed

Near By Cities by Office Count

Copperas Cove(4)

Temple(4)

14 CFPB Complaints in Killeen

There were 14 CFPB complaints in Killeen since Mar 2014.

Complaints over Years

Top 3 Companies

Ace Cash Express: 7
Speedy Cash: 6
Check 'n Go: 1

Top 3 Complaints Issues

Can't contact lender: 2
Struggling to pay your loan: 2
Charged fees or interest you didn't expect: 2

Latest Reviews

Emma Sage @google

5 ^{/ 5} Mar 28, 2024

about Advance America's office

2600 Trimmier Rd., Suite 400, Killeen, TX 76542

Dashaun Buchanan @google

5 ^{/ 5} Mar 23, 2024

about Ace Cash Express's office

205 W Rancier Ave, Killeen, TX 76541

aziz noaman @google

5 ^{/ 5} Mar 18, 2024

about Ace Cash Express's office

3301 E Rancier Ave, Killeen, TX 76543

Kenneth V. @yelp

5 ^{/ 5} Jul 30, 2018

about Ace Cash Express's office

1040 S Fort Hood St, Killeen, TX 76541

Chimera S. @yelp

5 ^{/ 5} Jun 2, 2018

about Ace Cash Express's office

1040 S Fort Hood St, Killeen, TX 76541

Payday Loans in Killeen

To reduce predatory lending practices, Killeen City Council approved special regulation for lending business.

Killeen was 32-nd city that adopted local city ordinance in Texas state.

Main restrictions:

A cash loan lender must have special registration with the City;
The ordinance limits the number of installments to 4;
Payday advance amount was limited to 20% of customer income;
A payday loan can not be refinanced or renewed.

To Complain in Killeen

Killeen Police Department
To call: 254-501-8800

Payday Loan Alternative in Killeen

Greater Central Texas Federal Credit Union

Secured and unsecured loans
ARP – 12%
Term – from 12 months

Questions/Answers

How many payday loans can I obtain in Killeen?

By Texas law, you can get as many as you can, the number is not specified.

Killeen Residents Debt-to-Income Ratios

Killeen residents have 641 median credit score and the average number of late payments is about 8.74. Below represented DTI (Debt-to-Income) ratios shows how Killeen residents debts stacks up against their income. As of 2020.

Credit Card DTI

7.47%

Mortgage DTI

338.95%

Car Loan DTI

51.86%

Student Loan DTI

46.26%

Killeen Residents Financial Statistics

Below represented statistics is for Killeen, Bell County, Texas. As of 2019.

Median age of Killeen's residents, years

Labour force participation rate, %