Killeen, TX Payday Loans Lenders

4 local stores from 2 companies located in Killeen, TX
Rating
Reviews
Lender
4.75
719
reviews
Ace Cash Express
Ace Cash Express
has 3 offices
5.00
480
reviews
Advance America
Advance America
has 1 office

All Killeen, TX Lenders Offices by Rating

Rating
Office Address
5.00
480 reviews
Advance America
2600 Trimmier Rd., Suite 400, Killeen, TX 76542 show on map
tel: 254-634-7720
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 3:00 PM
Sunday: Closed
4.80
195 reviews
Ace Cash Express
205 W Rancier Ave, Killeen, TX 76541 show on map
tel: 254-526-3444
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
4.75
299 reviews
Ace Cash Express
1040 S Fort Hood St, Killeen, TX 76541 show on map
tel: 254-526-2621
Hours:
Monday: 9:00 AM – 8:00 PM
Tuesday: 9:00 AM – 8:00 PM
Wednesday: 9:00 AM – 8:00 PM
Thursday: 9:00 AM – 8:00 PM
Friday: 9:00 AM – 8:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: Closed
4.70
225 reviews
Ace Cash Express
3301 E Rancier Ave, Killeen, TX 76543 show on map
tel: 254-953-7805
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 8:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
Near By Cities by Office Count

14 CFPB Complaints in Killeen

There were 14 CFPB complaints in Killeen since Mar 2014.

Complaints over Years

Top 3 Companies

  • Ace Cash Express: 7
  • Speedy Cash: 6
  • Check 'n Go: 1

Top 3 Complaints Issues

  • Can't contact lender: 2
  • Struggling to pay your loan: 2
  • Charged fees or interest you didn't expect: 2

Latest Reviews

Charminique Ray
5 / 5 Jul 31, 2024
about Advance America's office
2600 Trimmier Rd., Suite 400, Killeen, TX 76542
Gordon Schmidt
5 / 5 Jul 31, 2024
about Ace Cash Express's office
1040 S Fort Hood St, Killeen, TX 76541
Rene Mayo
5 / 5 Jul 26, 2024
about Advance America's office
2600 Trimmier Rd., Suite 400, Killeen, TX 76542
Kenneth V.
5 / 5 Jul 30, 2018
about Ace Cash Express's office
1040 S Fort Hood St, Killeen, TX 76541
Chimera S.
5 / 5 Jun 2, 2018
about Ace Cash Express's office
1040 S Fort Hood St, Killeen, TX 76541

Payday Loans in Killeen

To reduce predatory lending practices, Killeen City Council approved special regulation for lending business.

Killeen was 32-nd city that adopted local city ordinance in Texas state.

Main restrictions:

  • A cash loan lender must have special registration with the City;
  • The ordinance limits the number of installments to 4;
  • Payday advance amount was limited to 20% of customer income;
  • A payday loan can not be refinanced or renewed.

To Complain in Killeen

Killeen Police Department
To call: 254-501-8800

Payday Loan Alternative in Killeen

Greater Central Texas Federal Credit Union

  • Secured and unsecured loans
  • ARP – 12%
  • Term – from 12 months

Questions/Answers

Killeen Residents Debt-to-Income Ratios
Killeen residents have 641 median credit score and the average number of late payments is about 8.74. Below represented DTI (Debt-to-Income) ratios shows how Killeen residents debts stacks up against their income. As of 2020.
Credit Card DTI
7.47%
Mortgage DTI
338.95%
Car Loan DTI
51.86%
Student Loan DTI
46.26%
Killeen Residents Financial Statistics
Below represented statistics is for Killeen, Bell County, Texas. As of 2019.
Median age of Killeen's residents, years
28
Labour force participation rate, %
68.4%
Unemployment rate, %
10.4%
% of residents with no health insurance
12.3%
Median individual income, USD
$29,716
Median household income, USD
$49,630
% of households with income under $35,000
33.3%
% of households with income $35,000 - $75,000
39.0%
% of households with income $75,000 - $100,000
12.6%
% of households with income over $100,000
15.1%
% of households that own their residence
43.8%
Median home value owned by residents, USD
$127,426
Median rent cost, USD
$923
Rent Burden, %
28.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Killeen, TX
Payday Loans are legal* in Texas.
Store
4 Local Stores
Company
2 Companies
Review
1199 Reviews
Online
YES Online Loans