* No affiliation with any of the companies listed on the page.

Temple, TX Payday Loans Lenders

4 local stores from 3 companies located in Temple, TX
Rating
Reviews
Lender
4.20
78
reviews
Ace Cash Express
Ace Cash Express
has 1 office
4.90
181
review
Check 'n Go
Check 'n Go
has 1 office
4.90
834
reviews
TitleMax
TitleMax
has 2 offices

All Temple, TX Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
4.90
418 reviews
TitleMax
2715 Thornton Ln, Temple, TX 76502 show on map
tel: 254-774-6944
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
416 reviews
TitleMax
1109 W. Adams Ave, Temple, TX 76504 show on map
tel: 254-774-1877
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
181 review
Check 'n Go
1616A SW H K Dodgen Loop, Temple, TX 76504 show on map
tel: 254-899-1161
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.20
78 reviews
Ace Cash Express
1416 S 31st St, Temple, TX 76504 show on map
tel: 254-791-9100
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
Near By Cities by Office Count

Latest Reviews

Donna Eason
5 / 5 Oct 10, 2021
about Check 'n Go's office
1616A SW H K Dodgen Loop, Temple, TX 76504
Myrle Pourner
1 / 5 Oct 5, 2021
about Ace Cash Express's office
1416 S 31st St, Temple, TX 76504
Natasha Grayson
5 / 5 Sep 29, 2021
about Check 'n Go's office
1616A SW H K Dodgen Loop, Temple, TX 76504

Payday Loans in Temple

The City of Temple has the local regulation for payday loans (cash advance) companies.

  • Ordinance 2015-4739 (Chapter 41);
  • Adopted on 17 Dec 2015;

The main options of this ordinance are:

  • A CAB (credit access business) must keep all records about payday loan transactions;
  • An amount of payday loan can not exceed 20% of a borrower’s income;
  • No more than 4 installment payments;
  • No more than 3 renewals for single lump sum.

Zoning Requirements

  • Ordinance No. 2015-4740;
  • Approved on 17 Dec 2015;
  • Signed by Daniel A.Dunn (Mayor), Lacy Borgeson (City Secretary), Kayala Landeros (City Attorney)

The ordinance contains the main features:

  • A payday loan lender can not be located within 1,000 feet of another lender;
  • A payday loan lender can not be located within 200 feet of residents properties;
  • Stores can not be located near the Major Arterial Road and Expressway.

To Complain in Temple

DIVISION OF GENERAL SERVICES OFFICE

Send the complaint form to 101 N MAIN ST. TEMPLE TX 76501
Call: 254-298-5997

Temple Payday Loans Stats

  • May 2021, (by occc.texas.gov) 6 storefronts operate in Temple:
    • LOANSTAR TITLE LOANS (2 stores);
    • TITLEMAX (2 stores);
    • ACE CASH EXPRESS (1 store);
    • CHECK N GO (1 store).
Temple Residents Debt-to-Income Ratios
Temple residents have 669 median credit score and the average number of late payments is about 7.1. Below represented DTI (Debt-to-Income) ratios shows how Temple residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.59%
Mortgage DTI
289.22%
Car Loan DTI
42.46%
Student Loan DTI
45.39%
Temple Residents Financial Statistics
Below represented statistics is for Temple, Bell County, Texas. As of 2019.
Median age of Temple's residents, years
34
Labour force participation rate, %
62.1%
Unemployment rate, %
5.5%
% of residents with no health insurance
12.0%
Median individual income, USD
$28,273
Median household income, USD
$54,873
% of households with income under $35,000
32.2%
% of households with income $35,000 - $75,000
34.0%
% of households with income $75,000 - $100,000
13.5%
% of households with income over $100,000
20.2%
% of households that own their residence
54.6%
Median home value owned by residents, USD
$142,111
Median rent cost, USD
$889
Rent Burden, %
27.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Temple, TX
Payday Loans are legal* in Texas.
Store
4 Local Stores
Company
3 Companies
Review
1093 Reviews
Online
YES Online Loans