Temple, TX Payday Loans Lenders

4 local stores from 3 companies located in Temple, TX

Rating	Reviews	Lender
4.50	159 reviews	Ace Cash Express has 1 office
4.90	290 reviews	Check 'n Go has 1 office
4.90	1k+ reviews	TitleMax has 2 offices

All Temple, TX Lenders Offices by Rating

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Open Now 76504 76502

Rating	Office Address
4.90 585 reviews	TitleMax 1109 W. Adams Ave, Temple, TX 76504 show on map tel: 254-774-1877 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
4.90 527 reviews	TitleMax 2715 Thornton Ln, Temple, TX 76502 show on map tel: 254-774-6944 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
4.90 290 reviews	Check 'n Go 1616A SW H K Dodgen Loop, Temple, TX 76504 show on map tel: 254-899-1161 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
4.50 159 reviews	Ace Cash Express 1416 S 31st St, Temple, TX 76504 show on map tel: 254-791-9100 Hours: + - Monday: 9:00 AM – 7:00 PM Tuesday: 9:00 AM – 7:00 PM Wednesday: 9:00 AM – 7:00 PM Thursday: 9:00 AM – 7:00 PM Friday: 9:00 AM – 8:00 PM Saturday: 9:00 AM – 5:00 PM Sunday: Closed

Near By Cities by Office Count

Killeen(4)

2 CFPB Complaints in Temple

There were 2 CFPB complaints in Temple since Sep 2015.

Complaints over Years

Top 2 Companies

Speedy Cash: 1
Ace Cash Express: 1

Top 2 Complaints Issues

Attempts to collect debt not owed: 1
Taking/threatening an illegal action: 1

Latest Reviews

Scott Salge @google

5 ^{/ 5} Jul 12, 2023

about TitleMax's office

1109 W. Adams Ave, Temple, TX 76504

Sevi Arizmendi @google

5 ^{/ 5} Jul 12, 2023

about TitleMax's office

1109 W. Adams Ave, Temple, TX 76504

Rosa Davila @google

5 ^{/ 5} Jul 11, 2023

about TitleMax's office

1109 W. Adams Ave, Temple, TX 76504

Payday Loans in Temple

The City of Temple has the local regulation for payday loans (cash advance) companies.

Ordinance 2015-4739 (Chapter 41);
Adopted on 17 Dec 2015;

The main options of this ordinance are:

A CAB (credit access business) must keep all records about payday loan transactions;
An amount of payday loan can not exceed 20% of a borrower’s income;
No more than 4 installment payments;
No more than 3 renewals for single lump sum.

Zoning Requirements

Ordinance No. 2015-4740;
Approved on 17 Dec 2015;
Signed by Daniel A.Dunn (Mayor), Lacy Borgeson (City Secretary), Kayala Landeros (City Attorney)

The ordinance contains the main features:

A payday loan lender can not be located within 1,000 feet of another lender;
A payday loan lender can not be located within 200 feet of residents properties;
Stores can not be located near the Major Arterial Road and Expressway.

To Complain in Temple

DIVISION OF GENERAL SERVICES OFFICE

Send the complaint form to 101 N MAIN ST. TEMPLE TX 76501
Call: 254-298-5997

Temple Payday Loans Stats

May 2021, (by occc.texas.gov) 6 storefronts operate in Temple:
- LOANSTAR TITLE LOANS (2 stores);
- TITLEMAX (2 stores);
- ACE CASH EXPRESS (1 store);
- CHECK N GO (1 store).

Temple Residents Debt-to-Income Ratios

Temple residents have 669 median credit score and the average number of late payments is about 7.1. Below represented DTI (Debt-to-Income) ratios shows how Temple residents debts stacks up against their income. As of 2020.

Credit Card DTI

5.59%

Mortgage DTI

289.22%

Car Loan DTI

42.46%

Student Loan DTI

45.39%

Temple Residents Financial Statistics

Below represented statistics is for Temple, Bell County, Texas. As of 2019.

Median age of Temple's residents, years

Labour force participation rate, %