Temple, TX Payday Loans Lenders

4 local stores from 3 companies located in Temple, TX
Rating
Reviews
Lender
4.30
109
reviews
Ace Cash Express
Ace Cash Express
has 1 office
4.90
198
reviews
Check 'n Go
Check 'n Go
has 1 office
4.90
1k+
review
TitleMax
TitleMax
has 2 offices

All Temple, TX Lenders Offices by Rating

Rating
Office Address
4.90
508 reviews
TitleMax
1109 W. Adams Ave, Temple, TX 76504 show on map
tel: 254-774-1877
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
503 reviews
TitleMax
2715 Thornton Ln, Temple, TX 76502 show on map
tel: 254-774-6944
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
198 reviews
Check 'n Go
1616A SW H K Dodgen Loop, Temple, TX 76504 show on map
tel: 254-899-1161
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.30
109 reviews
Ace Cash Express
1416 S 31st St, Temple, TX 76504 show on map
tel: 254-791-9100
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
Near By Cities by Office Count

2 CFPB Complaints in Temple

There were 2 CFPB complaints in Temple since Sep 2015.

Complaints over Years

Top 2 Companies

  • Speedy Cash: 1
  • Ace Cash Express: 1

Top 2 Complaints Issues

  • Attempts to collect debt not owed: 1
  • Taking/threatening an illegal action: 1

Latest Reviews

Ruth Greene
5 / 5 Jun 20, 2022
about TitleMax's office
2715 Thornton Ln, Temple, TX 76502
James Mercer
5 / 5 Jun 18, 2022
about TitleMax's office
1109 W. Adams Ave, Temple, TX 76504
Amy Hope
5 / 5 Jun 13, 2022
about TitleMax's office
1109 W. Adams Ave, Temple, TX 76504

Payday Loans in Temple

The City of Temple has the local regulation for payday loans (cash advance) companies.

  • Ordinance 2015-4739 (Chapter 41);
  • Adopted on 17 Dec 2015;

The main options of this ordinance are:

  • A CAB (credit access business) must keep all records about payday loan transactions;
  • An amount of payday loan can not exceed 20% of a borrower’s income;
  • No more than 4 installment payments;
  • No more than 3 renewals for single lump sum.

Zoning Requirements

  • Ordinance No. 2015-4740;
  • Approved on 17 Dec 2015;
  • Signed by Daniel A.Dunn (Mayor), Lacy Borgeson (City Secretary), Kayala Landeros (City Attorney)

The ordinance contains the main features:

  • A payday loan lender can not be located within 1,000 feet of another lender;
  • A payday loan lender can not be located within 200 feet of residents properties;
  • Stores can not be located near the Major Arterial Road and Expressway.

To Complain in Temple

DIVISION OF GENERAL SERVICES OFFICE

Send the complaint form to 101 N MAIN ST. TEMPLE TX 76501
Call: 254-298-5997

Temple Payday Loans Stats

  • May 2021, (by occc.texas.gov) 6 storefronts operate in Temple:
    • LOANSTAR TITLE LOANS (2 stores);
    • TITLEMAX (2 stores);
    • ACE CASH EXPRESS (1 store);
    • CHECK N GO (1 store).
Temple Residents Debt-to-Income Ratios
Temple residents have 669 median credit score and the average number of late payments is about 7.1. Below represented DTI (Debt-to-Income) ratios shows how Temple residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.59%
Mortgage DTI
289.22%
Car Loan DTI
42.46%
Student Loan DTI
45.39%
Temple Residents Financial Statistics
Below represented statistics is for Temple, Bell County, Texas. As of 2019.
Median age of Temple's residents, years
34
Labour force participation rate, %
62.1%
Unemployment rate, %
5.5%
% of residents with no health insurance
12.0%
Median individual income, USD
$28,273
Median household income, USD
$54,873
% of households with income under $35,000
32.2%
% of households with income $35,000 - $75,000
34.0%
% of households with income $75,000 - $100,000
13.5%
% of households with income over $100,000
20.2%
% of households that own their residence
54.6%
Median home value owned by residents, USD
$142,111
Median rent cost, USD
$889
Rent Burden, %
27.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Temple, TX
Payday Loans are legal* in Texas.
Store
4 Local Stores
Company
3 Companies
Review
1318 Reviews
Online
YES Online Loans