Waco, TX Payday Loans Lenders

7 local stores from 5 companies located in Waco, TX
Rating
Reviews
Lender
4.80
373
reviews
Ace Cash Express
Ace Cash Express
has 2 offices
4.90
161
review
Advance America
Advance America
has 1 office
5.00
624
reviews
Check 'n Go
Check 'n Go
has 1 office
2.65
149
reviews
Speedy Cash
Speedy Cash
has 1 office
4.90
1k+
reviews
TitleMax
TitleMax
has 2 offices

All Waco, TX Lenders Offices by Rating

Rating
Office Address
5.00
624 reviews
Check 'n Go
700 N Valley Mills Dr., Waco, TX 76710 show on map
tel: 254-776-5573
Hours:
Monday: 10:30 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.90
649 reviews
TitleMax
2520 N 18th Street, Waco, TX 76708 show on map
tel: 254-759-8814
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.90
468 reviews
TitleMax
100 S. New Rd., Waco, TX 76710 show on map
tel: 254-399-6347
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
4.90
161 review
Advance America
807 N. Valley Mills Dr., Waco, TX 76710 show on map
tel: 254-776-4289
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 3:00 PM
Sunday: Closed
4.80
214 reviews
Ace Cash Express
720 N Valley Mills Dr, Waco, TX 76710 show on map
tel: 254-741-1800
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 8:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
4.80
159 reviews
Ace Cash Express
1105 W Waco Dr, Waco, TX 76707 show on map
tel: 254-755-8943
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
2.65
149 reviews
Speedy Cash
4217 W Waco Dr, Waco, TX 76710 show on map
tel: 254-752-1168
Hours:
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
Thursday: 8:00 AM – 8:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 8:00 AM – 8:00 PM
Sunday: Closed
Near By Cities by Office Count

9 CFPB Complaints in Waco

There were 9 CFPB complaints in Waco since Jul 2016.

Complaints over Years

Top 3 Companies

  • Ace Cash Express: 4
  • Speedy Cash: 3
  • Community Choice Financial: 2

Top 3 Complaints Issues

  • False statements or representation: 3
  • Communication tactics: 1
  • Money was taken from your bank account on the wrong day or for the wrong amount: 1

Latest Reviews

Alex Vrabel
5 / 5 Jan 12, 2023
about TitleMax's office
2520 N 18th Street, Waco, TX 76708
Sandra Mims
5 / 5 Dec 21, 2022
about Advance America's office
807 N. Valley Mills Dr., Waco, TX 76710
Cynthia Smith
5 / 5 Dec 17, 2022
about TitleMax's office
2520 N 18th Street, Waco, TX 76708
James T.
1 / 5 May 8, 2020
about Speedy Cash's office
4217 W Waco Dr, Waco, TX 76710

Payday Loans in Waco

Waco created new rules for payday loan lenders in 2015. The city limited amount of loan, number of installments and renewals.

Waco Payday Loans Stats

  • The 2015 year
    • 36 payday and auto title lenders in the City;
    • $10 mill in fees for the 2014 year.

Payday Loan Alternative in Waco

The Community Loan Center of the Heart of Texas

  • Loan amount – up to $1,000;
  • ARP – 21.8%
Waco Residents Debt-to-Income Ratios
Waco residents have 644 median credit score and the average number of late payments is about 8.11. Below represented DTI (Debt-to-Income) ratios shows how Waco residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.64%
Mortgage DTI
275.16%
Car Loan DTI
48.37%
Student Loan DTI
59.17%
Waco Residents Financial Statistics
Below represented statistics is for Waco, McLennan County, Texas. As of 2019.
Median age of Waco's residents, years
28
Labour force participation rate, %
59.7%
Unemployment rate, %
4.8%
% of residents with no health insurance
15.5%
Median individual income, USD
$21,736
Median household income, USD
$40,190
% of households with income under $35,000
45.1%
% of households with income $35,000 - $75,000
30.0%
% of households with income $75,000 - $100,000
9.1%
% of households with income over $100,000
15.8%
% of households that own their residence
46.1%
Median home value owned by residents, USD
$122,106
Median rent cost, USD
$862
Rent Burden, %
37.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Waco, TX
Payday Loans are legal* in Texas.
Store
7 Local Stores
Company
5 Companies
Review
2424 Reviews
Online
YES Online Loans