Waco, TX Payday Loans Lenders

7 local stores from 5 companies located in Waco, TX
Rating
Reviews
Lender
4.90
736
reviews
Ace Cash Express
Ace Cash Express
has 2 offices
5.00
596
reviews
Advance America
Advance America
has 1 office
5.00
941
review
Check 'n Go
Check 'n Go
has 1 office
2.70
195
reviews
Speedy Cash
Speedy Cash
has 1 office
4.90
1k+
reviews
TitleMax
TitleMax
has 2 offices

All Waco, TX Lenders Offices by Rating

Rating
Office Address
5.00
941 review
Check 'n Go
700 N Valley Mills Dr., Waco, TX 76710 show on map
tel: 254-776-5573
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
5.00
596 reviews
Advance America
807 N. Valley Mills Dr., Waco, TX 76710 show on map
tel: 254-776-4289
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 3:00 PM
Sunday: Closed
4.90
721 review
TitleMax
2520 N 18th Street, Waco, TX 76708 show on map
tel: 254-759-8814
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 7:00 PM
Wednesday: 10:00 AM – 7:00 PM
Thursday: 10:00 AM – 7:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 4:00 PM
Sunday: Closed
4.90
522 reviews
TitleMax
100 S. New Rd., Waco, TX 76710 show on map
tel: 254-399-6347
Hours:
Monday: 10:00 AM – 7:00 PM
Tuesday: 10:00 AM – 7:00 PM
Wednesday: 10:00 AM – 7:00 PM
Thursday: 10:00 AM – 7:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 4:00 PM
Sunday: Closed
4.90
456 reviews
Ace Cash Express
720 N Valley Mills Dr, Waco, TX 76710 show on map
tel: 254-741-1800
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 8:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
4.90
280 reviews
Ace Cash Express
1105 W Waco Dr, Waco, TX 76707 show on map
tel: 254-755-8943
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
2.70
195 reviews
Speedy Cash
4217 W Waco Dr, Waco, TX 76710 show on map
tel: 254-752-1168
Hours:
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
Thursday: 8:00 AM – 8:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 10:00 AM – 6:00 PM
Sunday: Closed
Near By Cities by Office Count

9 CFPB Complaints in Waco

There were 9 CFPB complaints in Waco since Jul 2016.

Complaints over Years

Top 3 Companies

  • Ace Cash Express: 4
  • Speedy Cash: 3
  • Community Choice Financial: 2

Top 3 Complaints Issues

  • False statements or representation: 3
  • Communication tactics: 1
  • Money was taken from your bank account on the wrong day or for the wrong amount: 1

Latest Reviews

Jorge Segura Jr.
5 / 5 Feb 24, 2024
about Check 'n Go's office
700 N Valley Mills Dr., Waco, TX 76710
uTgrude
5 / 5 Feb 5, 2024
about Ace Cash Express's office
720 N Valley Mills Dr, Waco, TX 76710
Elise Segura-Polk
5 / 5 Feb 1, 2024
about TitleMax's office
100 S. New Rd., Waco, TX 76710
James T.
1 / 5 May 8, 2020
about Speedy Cash's office
4217 W Waco Dr, Waco, TX 76710

Payday Loans in Waco

Waco created new rules for payday loan lenders in 2015. The city limited amount of loan, number of installments and renewals.

Waco Payday Loans Stats

  • The 2015 year
    • 36 payday and auto title lenders in the City;
    • $10 mill in fees for the 2014 year.

Payday Loan Alternative in Waco

The Community Loan Center of the Heart of Texas

  • Loan amount – up to $1,000;
  • ARP – 21.8%
Waco Residents Debt-to-Income Ratios
Waco residents have 644 median credit score and the average number of late payments is about 8.11. Below represented DTI (Debt-to-Income) ratios shows how Waco residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.64%
Mortgage DTI
275.16%
Car Loan DTI
48.37%
Student Loan DTI
59.17%
Waco Residents Financial Statistics
Below represented statistics is for Waco, McLennan County, Texas. As of 2019.
Median age of Waco's residents, years
28
Labour force participation rate, %
59.7%
Unemployment rate, %
4.8%
% of residents with no health insurance
15.5%
Median individual income, USD
$21,736
Median household income, USD
$40,190
% of households with income under $35,000
45.1%
% of households with income $35,000 - $75,000
30.0%
% of households with income $75,000 - $100,000
9.1%
% of households with income over $100,000
15.8%
% of households that own their residence
46.1%
Median home value owned by residents, USD
$122,106
Median rent cost, USD
$862
Rent Burden, %
37.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Waco, TX
Payday Loans are legal* in Texas.
Store
7 Local Stores
Company
5 Companies
Review
3711 Review
Online
YES Online Loans