* No affiliation with any of the companies listed on the page.

Waco, TX Payday Loans Lenders

7 local stores from 5 companies located in Waco, TX
Rating
Reviews
Lender
4.40
110
reviews
Ace Cash Express
Ace Cash Express
has 2 offices
4.90
118
reviews
Advance America
Advance America
has 1 office
5.00
546
reviews
Check 'n Go
Check 'n Go
has 1 office
2.65
146
reviews
Speedy Cash
Speedy Cash
has 1 office
4.90
934
reviews
TitleMax
TitleMax
has 2 offices

All Waco, TX Lenders Offices by Rating

* No affiliation with any of the companies listed on the page.
Rating
Office Address
5.00
546 reviews
Check 'n Go
700 N Valley Mills Dr., Waco, TX 76710 show on map
tel: 254-776-5573
Hours:
Monday: 10:30AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
540 reviews
TitleMax
2520 N 18th Street, Waco, TX 76708 show on map
tel: 254-759-8814
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
394 reviews
TitleMax
100 S. New Rd., Waco, TX 76710 show on map
tel: 254-399-6347
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–7PM
Saturday: 10AM–2PM
Sunday: Closed
4.90
118 reviews
Advance America
807 N. Valley Mills Dr., Waco, TX 76710 show on map
tel: 254-776-4289
Hours:
Monday: 10AM–6PM
Tuesday: 10AM–6PM
Wednesday: 10AM–6PM
Thursday: 10AM–6PM
Friday: 10AM–6PM
Saturday: 10AM–3PM
Sunday: Closed
4.40
59 reviews
Ace Cash Express
720 N Valley Mills Dr, Waco, TX 76710 show on map
tel: 254-741-1800
Hours:
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–8PM
Saturday: 9AM–5PM
Sunday: Closed
4.40
51 review
Ace Cash Express
1105 W Waco Dr, Waco, TX 76707 show on map
tel: 254-755-8943
Hours:
Monday: 10AM–7PM
Tuesday: 10AM–7PM
Wednesday: 10AM–7PM
Thursday: 10AM–7PM
Friday: 10AM–7PM
Saturday: 10AM–5PM
Sunday: Closed
2.65
146 reviews
Speedy Cash
4217 W Waco Dr, Waco, TX 76710 show on map
tel: 254-752-1168
Hours:
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Sunday: Closed
Near By Cities by Office Count

Latest Reviews

Salvador Hernandez
5 / 5 Jan 22, 2022
about TitleMax's office
100 S. New Rd., Waco, TX 76710
Jose Hernandez
5 / 5 Jan 22, 2022
about TitleMax's office
100 S. New Rd., Waco, TX 76710
LaShonda Kay
5 / 5 Jan 21, 2022
about TitleMax's office
2520 N 18th Street, Waco, TX 76708
James T.
1 / 5 May 8, 2020
about Speedy Cash's office
4217 W Waco Dr, Waco, TX 76710

Payday Loans in Waco

Waco created new rules for payday loan lenders in 2015. The city limited amount of loan, number of installments and renewals.

Waco Payday Loans Stats

  • The 2015 year
    • 36 payday and auto title lenders in the City;
    • $10 mill in fees for the 2014 year.

Payday Loan Alternative in Waco

The Community Loan Center of the Heart of Texas

  • Loan amount – up to $1,000;
  • ARP – 21.8%
Waco Residents Debt-to-Income Ratios
Waco residents have 644 median credit score and the average number of late payments is about 8.11. Below represented DTI (Debt-to-Income) ratios shows how Waco residents debts stacks up against their income. As of 2020.
Credit Card DTI
6.64%
Mortgage DTI
275.16%
Car Loan DTI
48.37%
Student Loan DTI
59.17%
Waco Residents Financial Statistics
Below represented statistics is for Waco, McLennan County, Texas. As of 2019.
Median age of Waco's residents, years
28
Labour force participation rate, %
59.7%
Unemployment rate, %
4.8%
% of residents with no health insurance
15.5%
Median individual income, USD
$21,736
Median household income, USD
$40,190
% of households with income under $35,000
45.1%
% of households with income $35,000 - $75,000
30.0%
% of households with income $75,000 - $100,000
9.1%
% of households with income over $100,000
15.8%
% of households that own their residence
46.1%
Median home value owned by residents, USD
$122,106
Median rent cost, USD
$862
Rent Burden, %
37.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Waco, TX
Payday Loans are legal* in Texas.
Store
7 Local Stores
Company
5 Companies
Review
1854 Reviews
Online
YES Online Loans