Waco, TX Payday Loans Lenders

7 local stores from 5 companies located in Waco, TX

Rating	Reviews	Lender
4.90	751 review	Ace Cash Express has 2 offices
5.00	657 reviews	Advance America has 1 office
5.00	950 reviews	Check 'n Go has 1 office
2.65	196 reviews	Speedy Cash has 1 office
4.90	1k+ reviews	TitleMax has 2 offices

All Waco, TX Lenders Offices by Rating

Filter

Open Now 76710 76708 76707

Rating	Office Address
5.00 950 reviews	Check 'n Go 700 N Valley Mills Dr., Waco, TX 76710 show on map tel: 254-776-5573 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
5.00 657 reviews	Advance America 807 N. Valley Mills Dr., Waco, TX 76710 show on map tel: 254-776-4289 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 3:00 PM Sunday: Closed
4.90 751 review	TitleMax 2520 N 18th Street, Waco, TX 76708 show on map tel: 254-759-8814 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
4.90 528 reviews	TitleMax 100 S. New Rd., Waco, TX 76710 show on map tel: 254-399-6347 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
4.90 466 reviews	Ace Cash Express 720 N Valley Mills Dr, Waco, TX 76710 show on map tel: 254-741-1800 Hours: + - Monday: 9:00 AM – 7:00 PM Tuesday: 9:00 AM – 7:00 PM Wednesday: 9:00 AM – 7:00 PM Thursday: 9:00 AM – 7:00 PM Friday: 9:00 AM – 7:00 PM Saturday: 9:00 AM – 4:00 PM Sunday: Closed
4.90 285 reviews	Ace Cash Express 1105 W Waco Dr, Waco, TX 76707 show on map tel: 254-755-8943 Hours: + - Monday: 9:00 AM – 7:00 PM Tuesday: 9:00 AM – 7:00 PM Wednesday: 9:00 AM – 7:00 PM Thursday: 9:00 AM – 7:00 PM Friday: 9:00 AM – 7:00 PM Saturday: 9:00 AM – 5:00 PM Sunday: Closed
2.65 196 reviews	Speedy Cash 4217 W Waco Dr, Waco, TX 76710 show on map tel: 254-752-1168 Hours: + - Monday: 8:00 AM – 8:00 PM Tuesday: 8:00 AM – 8:00 PM Wednesday: 8:00 AM – 8:00 PM Thursday: 8:00 AM – 8:00 PM Friday: 8:00 AM – 8:00 PM Saturday: 10:00 AM – 6:00 PM Sunday: Closed

Near By Cities by Office Count

Hewitt(2)

9 CFPB Complaints in Waco

There were 9 CFPB complaints in Waco since Jul 2016.

Complaints over Years

Top 3 Companies

Ace Cash Express: 4
Speedy Cash: 3
Community Choice Financial: 2

Top 3 Complaints Issues

False statements or representation: 3
Communication tactics: 1
Money was taken from your bank account on the wrong day or for the wrong amount: 1

Latest Reviews

Tina Walkee @google

5 ^{/ 5} Apr 11, 2024

about TitleMax's office

2520 N 18th Street, Waco, TX 76708

Heather Cotton @google

5 ^{/ 5} Apr 6, 2024

about TitleMax's office

2520 N 18th Street, Waco, TX 76708

Kimberly Williams @google

5 ^{/ 5} Apr 5, 2024

about TitleMax's office

100 S. New Rd., Waco, TX 76710

James T. @yelp

1 ^{/ 5} May 8, 2020

about Speedy Cash's office

4217 W Waco Dr, Waco, TX 76710

Payday Loans in Waco

Waco created new rules for payday loan lenders in 2015. The city limited amount of loan, number of installments and renewals.

Waco Payday Loans Stats

The 2015 year
- 36 payday and auto title lenders in the City;
- $10 mill in fees for the 2014 year.

Payday Loan Alternative in Waco

The Community Loan Center of the Heart of Texas

Loan amount – up to $1,000;
ARP – 21.8%

Waco Residents Debt-to-Income Ratios

Waco residents have 644 median credit score and the average number of late payments is about 8.11. Below represented DTI (Debt-to-Income) ratios shows how Waco residents debts stacks up against their income. As of 2020.

Credit Card DTI

6.64%

Mortgage DTI

275.16%

Car Loan DTI

48.37%

Student Loan DTI

59.17%

Waco Residents Financial Statistics

Below represented statistics is for Waco, McLennan County, Texas. As of 2019.

Median age of Waco's residents, years

Labour force participation rate, %