Baytown, TX Payday Loans Lenders

7 local stores from 4 companies located in Baytown, TX

Rating	Reviews	Lender
4.85	626 reviews	Ace Cash Express has 2 offices
5.00	414 reviews	Advance America has 1 office
4.90	628 reviews	Check 'n Go has 1 office
4.97	1k+ reviews	TitleMax has 3 offices

All Baytown, TX Lenders Offices by Rating

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Open Now 77521 77520

Rating	Office Address
5.00 548 reviews	TitleMax 1925 Garth Road, Baytown, TX 77520 show on map tel: 281-691-6672 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
5.00 414 reviews	Advance America 4539 Garth Rd, Ste. 208, Baytown, TX 77521 show on map tel: 281-420-9019 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 3:00 PM Sunday: Closed
5.00 405 reviews	TitleMax 4612 W Cedar Bayou Lynchburg Rd, Baytown, TX 77521 show on map tel: 832-926-7137 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
4.90 628 reviews	Check 'n Go 1246-C Garth Rd., Baytown, TX 77520 show on map tel: 832-556-1011 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
4.90 461 review	TitleMax 5225 Garth Rd., Baytown, TX 77521 show on map tel: 281-421-4186 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
4.90 383 reviews	Ace Cash Express 4611 Garth Rd, Baytown, TX 77521 show on map tel: 832-556-0836 Hours: + - Monday: 9:00 AM – 8:00 PM Tuesday: 9:00 AM – 8:00 PM Wednesday: 9:00 AM – 8:00 PM Thursday: 9:00 AM – 8:00 PM Friday: 9:00 AM – 8:00 PM Saturday: 9:00 AM – 6:00 PM Sunday: Closed
4.80 243 reviews	Ace Cash Express 3010 Garth Rd, Baytown, TX 77521 show on map tel: 281-427-1484 Hours: + - Monday: 9:00 AM – 8:00 PM Tuesday: 9:00 AM – 8:00 PM Wednesday: 9:00 AM – 8:00 PM Thursday: 9:00 AM – 8:00 PM Friday: 9:00 AM – 8:00 PM Saturday: 9:00 AM – 6:00 PM Sunday: Closed

Near By Cities by Office Count

1 CFPB Complaints in Baytown

There were 1 CFPB complaints in Baytown since May 2018.

Complaints over Years

Top 1 Companies

Ace Cash Express: 1

Top 1 Complaints Issues

Took or threatened to take negative or legal action: 1

Latest Reviews

natasha dennis @google

5 ^{/ 5} Nov 22, 2023

about Ace Cash Express's office

3010 Garth Rd, Baytown, TX 77521

Jalan Batiste @google

5 ^{/ 5} Nov 17, 2023

about Ace Cash Express's office

4611 Garth Rd, Baytown, TX 77521

Shawanda Barnes @google

5 ^{/ 5} Nov 17, 2023

about TitleMax's office

5225 Garth Rd., Baytown, TX 77521

Payday Loans in Baytown

The City Baytown has an additional local rugulation for short cash loan lenders.

The ordinance passed on 2014

The ordinance has the following regulations:

A credit access business (payday loan lender) must obtain certificate and renew it every year;
The destination between two payday loan lender stores must be at least 1,000 feet;
A lender must keep all short loan transactions;
No credit check loan can not be more than 20% of customer income;

Baytown Residents Debt-to-Income Ratios

Baytown residents have 657 median credit score and the average number of late payments is about 7.31. Below represented DTI (Debt-to-Income) ratios shows how Baytown residents debts stacks up against their income. As of 2020.

Credit Card DTI

5.06%

Mortgage DTI

273.25%

Car Loan DTI

46.49%

Student Loan DTI

33.75%

Baytown Residents Financial Statistics

Below represented statistics is for Baytown, Harris County, Texas. As of 2019.

Median age of Baytown's residents, years

Labour force participation rate, %